looks like YES....
HS Bond did BETTER than HSAO in terms of returns and with a much lower volatility too....for the past 3 years


Attached thumbnail(s)

10 Years also same results......
if reset from 2009 (after the GFC)...same results too
(unless you picked 27 Feb 2009 at HSAO lowest point of entry)

I think you topped up the wrong horse from affin this time ...

This post has been edited by T231H: Aug 6 2016, 09:57 AM


Attached thumbnail(s)

if I am not mistaken,...I think he said he topped up AmPrecious Metal after selling off his Titanic.

I think when he posted this

he was responding to this

which I think he just wanted to show how the ROI of GTF had been for the past 12 months.....
do you think IT is BETTER to be posted as this to reflect the actual results without perceived to be comparing apples with oranges but just responding directly to "dasecret" post?

I think, I think, I think...so many thinks.....could be the right thinking?.

or maybe FSM is right?
Ratings Lowered For US, Europe ....
We currently have a 2.0 Star "Unattractive" rating on US, equities while Europe is rated 2.5 Stars "Neutral".
https://www.fundsupermart.com.my/main/resea...and-Brazil-7253

This post has been edited by T231H: Aug 7 2016, 12:03 PM


Attached thumbnail(s)

How must is this 300k in relation to your net worth?
if it is just peanuts...then I my opinion it is ok.....
if it is NOT, then below is advised for consideration.....

i was refering to the statement......"investing in the same market". be it big or small...if MO1 is named....i think both BIG/SMALL also affected...nope?

Deleted 2x post

This post has been edited by T231H: Aug 8 2016, 11:19 AM

What is your expected ROI p.a. for this RM300k investment that is accepted by you to consider passive income?
other than this RM 300k, do you have other saving for emergency funds, and insurance, hospitalization insurance etc, etc..
you still have about 2 yrs b4 you can touch some money in EPF......how long can yr EPF sustain you?.....
just some of the issues that needed consideration too.

oh-oh....now you have 5 funds from 5 FHs investing in the same market....
if 4 UTs from 4 FHs investing in the same market is like putting a gun on your head and pulling the trigger...than this time will be like .......

I think he can also dun sell...you can either buy from him or from others of you choice....he will service you buy analyzing and recommending for you the funds selection.....up to you to get it from him or others.....
I think that is more professional.....
just like a Doctor....can prescribe the medication...you can either buy from him or outside....

Attached thumbnail(s)

getting to know yourself first....
https://www.fundsupermart.co.in/main/school/school.svdo

Keep your risks in check....
https://www.fundsupermart.com.my/main/resea...?articleNo=2266

This post has been edited by T231H: Aug 10 2016, 03:20 PM

Just hope that my FMs did nit falls for that.

Yes...and many people are still buying and seeking to buy that "storybook" daily.
Like i said...hope that my FMs don't but keep selling it

During that time...most other asset class also kena....dotcom, lehnan, asian f crisis., etc...risk is alway there....we just don't know when it will strike....if you stayed too long on the side lines.....one may not make much....
Just go for a diversified portfolio and let the FMs do the stories listening n telling.....in the end, every dogs (asset classes) will get his days of glory and then fade off....then reemerge again later...

This post has been edited by T231H: Aug 10 2016, 06:48 PM

That is why...must diversify

wanna use this for guide?
STAR RATINGS FOR THE VARIOUS MARKETS
https://www.fundsupermart.com.my/main/resea...tarRatings.svdo

while waiting for value added responses,...you may want to read these for some added info....
If you're a novice investor -- or you're looking to brush up on a specific investing concept -- this is the place to start. We've tailored this section to give you the investment foundation that you need.
We believe it is important that you first acquire this knowledge, because only then would you be able to take charge of your own financial planning and be great at managing your financial wealth.

Those of us here at Fundsupermart believe passionately that unit trusts are the best investment instruments to help achieve our long term financial goals. So here, we'll show you the basics of financial planning, tutor you on the finer points of unit trust investing, and help you make better investment decisions!

https://www.fundsupermart.com.my/main/school/school.svdo

What You Need to Know
http://www.publicmutual.com.my/Prospective...NeedtoKnow.aspx

Research articles from FSM...
https://www.fundsupermart.com.my/main/resea...archArticle.tpl

Business News, Saturday, 13 August 2016

Seeking yields in emerging markets

by tee lin say

http://www.thestar.com.my/business/busines...erging-markets/

Depends on what and how much risk you can take....bond funds do have risk of lossing some moneies too