QUOTE(suns8630 @ Feb 24 2016, 05:00 PM)
Thank you Adele123 for reply posting
Do you have a better remmendation other then HLA EVERGAIN ..
Please refer to the chart photo .. It is clearly show .. Only payup by six years .. Then let it invest on long terms ..
Your snapshot of the photo DOES NOT indicate pay how long. only states at what year you get what amount
Please refer to page 1 of your entire document. it should look like something i have posted here. Trust me.
BACK to the question... what do you want? you ask for recommendation but recommend you for what?
NOW THE LONG STORY, this is an insurance plan, investment-linked. Means essentially it works the same as normal unit trust except that every month, the insurance company will deduct some money from your investment to pay for insurance charges.
Can it work as a savings? Sure it can, but like any investment fund/unit trust, nothing is guaranteed, except that they do pay the sum assured upon death.
QUOTE(suns8630 @ Feb 24 2016, 01:14 PM)
I have no knowledge .. In investment ( long term ) .. This plan sounds logic and good to me .. Where I just need to set 60 k aside .. And let it grow .. ( long term )
My question is that other then Hong leong..is there others company offering the similar product ..
Thank you .
Just to explain to you... if your purpose is... put money aside, and let it grow long term, then let me tell you this, there are plenty of things you can do with your money. Sometimes mau jadi orang baik, come to forum, spend 20 minutes of my time to reply, but you can't tell me what do you really want?
if you really just want investment, then you should go for pure investment product like unit trust. if you are looking for insurance product to cover you LONG TERM, this is also not the right product.
This post has been edited by adele123: Feb 24 2016, 06:59 PM