Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed

Outline · [ Standard ] · Linear+

 HLA EVERGAIN PLUS, What do you think .. !!

views
     
ZZMsia
post Feb 24 2016, 01:13 PM

Look at all my stars!!
*******
Senior Member
3,491 posts

Joined: Jan 2013
QUOTE(suns8630 @ Feb 24 2016, 12:30 AM)
Hello ,

I was introduced by a  banca staffs at Hong leong bank ..

Sounds good ,, but I wonder others is offering the similar product ..
Pay 10 K ringgit per year for continue 6 years = 60.0000.00

Returns will be good after 10 years ... Not advice for short time investment ...

Including riders of total permanent disable. And Old age disable ...
PleAse refer photo attached photo .
Please comment comment  and advice
*
Better invest in EPF-becoz this one also you can't withdraw early etc..
Beware there are other threads here about the perils of annuity.
ZZMsia
post Feb 24 2016, 01:15 PM

Look at all my stars!!
*******
Senior Member
3,491 posts

Joined: Jan 2013
https://forum.lowyat.net/topic/3355857/+120

Refer this thread.

3 years ago, I bought HONG LEONG INCOME BUIDER from a friend. RM6K / year. with LOCK IN PERIOD of 9 years
After I bought a few days, I regretted but didn't plan to revoke (grace period) since it is a friend deal...

Recently, I received a letter stating my friend has quit.
I felt that I have no reason to continue such scheme,SUPER LOW INTEREST, LOCK UP CAPITAL. (My salary NOT HIGH..)

However, the surrender value is NEGATIVE -35% if I take the money NOW..

Any idea? I don't mind lost all the interest ? CONSUMER COURT ? whatever method...

** I have no problem saving money ... I save most of my incomee(>50%) into saving, house & investment.
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.0180sec    1.01    7 queries    GZIP Disabled
Time is now: 2nd December 2025 - 10:53 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.