Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

views
     
SUSic no 851025071234
post May 28 2016, 03:22 PM

Regular
******
Senior Member
1,231 posts

Joined: Mar 2015
QUOTE(supersound @ Apr 25 2016, 10:42 PM)
7 months and above yield more, at 4.5%.
Most of the time I'm splitting all my FDs, from 3 months, 6 months and 12 months. There will be always 1 FD matures every month. And recently with Maybank's promo FD, all my free funds are parked over there. Since it will be over soon, I will be trying this GIA.
Is good for me since I no need to run few banks anymore, 4.5% are quite good already, infact now most banks don't offer > 4.3%.
*
I want to ask about the maybank gia-i investment account. It says 7 months 4.5% and 1 month 4% but profit will credit to account to everymonth. SO how does the 7 month interest calculate?

I can pput tenure 7 months and enjoy the 4.5% then on the 2nd month take out I will untung?

Or is it every month get 4% and if until 7 month i not take out it will up 4.5%?
SUSic no 851025071234
post May 28 2016, 07:30 PM

Regular
******
Senior Member
1,231 posts

Joined: Mar 2015
QUOTE(sandkoh @ May 28 2016, 05:49 PM)
bro, talking on new placement?

this one promo no more.
*
Ya new placement. I just put in m2u. The rate say 1-6 month 4% and 7 is 4.5%

I'm talking about GIA-i. It's not really fd but kind if investment.
SUSic no 851025071234
post May 28 2016, 08:16 PM

Regular
******
Senior Member
1,231 posts

Joined: Mar 2015
QUOTE(cybpsych @ May 28 2016, 07:36 PM)
this is GIA-i promo/campaign rate ended January 2016.

the one you put in M2U is 4% p.a. only. no promo rate. no 4.5% p.a. rate.
*
QUOTE(sandkoh @ May 28 2016, 08:03 PM)
how? where did you see the 4.5%? something very wrong here!

should be just 4% for gia-i placement.
*
Ya I see very clearly that's Y I also strange. The normal rate is 4% but for 7and 8 months is 4.5%. That's Y I put term 7 months.

Dun believe u go m2u put now then check the rate. It got list down.

SUSic no 851025071234
post May 28 2016, 08:41 PM

Regular
******
Senior Member
1,231 posts

Joined: Mar 2015
QUOTE(sandkoh @ May 28 2016, 08:33 PM)
laugh.gif

you got tricked. you miss out the below:

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

Campaign Period:
Now till 15 January 2016 or upon reaching the overall limit, whichever is earlier.
*
I think u r right. I just put 7 months wor. Should I take out my money now?
SUSic no 851025071234
post May 28 2016, 10:49 PM

Regular
******
Senior Member
1,231 posts

Joined: Mar 2015
QUOTE(sandkoh @ May 28 2016, 09:45 PM)
it is up to you. other banks has 4.3%. mbb has efd 4.31% eff rate.
*
I only have 1K lol. Other bank with high rate is need 10k right?
SUSic no 851025071234
post May 28 2016, 10:49 PM

Regular
******
Senior Member
1,231 posts

Joined: Mar 2015
QUOTE(sandkoh @ May 28 2016, 09:45 PM)
it is up to you. other banks has 4.3%. mbb has efd 4.31% eff rate.
*
I only have 1K lol. Other bank with high rate is need 10k right?

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0532sec    0.47    7 queries    GZIP Disabled
Time is now: 11th December 2025 - 02:29 PM