Hi guys, wanna ask something. Currently my fd almost mature and i plan to put in affinbank 4.5% but heard someone say now only 4.2%. My current fd i put it at bsn. bsn promo is 4.5% too i know but then it requires fresh fund. So if i take out the fd when it is mature and instant transfer to another bank, say my cimb acc then i instant transfer back to bsn, so would it be consider as fresh fund ?

Or can just ask the staff to just help me.. dunnid susah susah to trasnfer here and there

actually.. i did before like today take out fd from bank X and instant transfer to bank Y and put fd straight away in the same day in bank Y. I feel like it can be done in the same day and with online banking it is even more flexible. Meaning instant transfer at bank X and wait for awhile so that the amount appear at bank Y, then use online banking transfer money back to bank X and make fd in bank X. However, I heard someone mention in previous post where the staff ask him/her to add in another say 1k fresh fund and make the already there about to mature fd look like fresh fund and add with the 1k to qualify for the fd promo..

This post has been edited by darkterror15: Mar 2 2016, 11:16 AM

hi guys, just went to bsn to put fd. 12 months 4.5% no more. now replace with 12 months 4.3%.. end up i put 60 months for 4.75%. but the staff doesn't know how the interest will be counted. so..

is it going to be credit into main account every year or is it going to be credit into your fd? anyone knows ?

2 weeks ago i went still got 4.75% but 4.5% no more. but the staff didn't tell me how the interest is counted.