not sure is this useful. I have been depositing my eFD in Maybank GIA to earn higher interest for 1m (RM5k)/ 2m (RM1k onwards but below RM5k). The indicative interest rate is 4% monthly but it could fluctuate depending on the return on investment. I have several GIA FD with Maybank deposited in Jan 2016 and got 3.39% for the first month interest. If this info is useful, I can post my subsequent interest rate every mth. I find this convenient and no need to look for promo (due to high min amt required for fd promo, usually starting from RM10k) because I do it monthly (extra funds all go to FD). This interest rate is higher than any of all the existing bank that offers for 1m & 2m interest rate.

http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts

the GIA that we r talking about is GIA-i right? I am just curious why so many sifus putting their money in GIA-i when the principal is not guaranteed