there don't seem to have promotion for 1 month FD placement....

100k ... which bank offers the highest 1 mth interest? Affin bank?

received my monthly profit for MBB's GIA-i eFD. effective rate is 4.00% p.a.

continue slowly replacing my other Islamic eFD (3mths, autorenew) to GIA-i eFD (2mths, autorenew) 

today go to hl bank 3 mth 4.2% and 6 mth 4.5% all fd promo is not availble ...

see screenshot above this.

Actually, depositors are their customers as well. Without deposits, banks cannot give out loans and thus cannot earn income. To grow their loan book, they need to either get more deposits or raise capital from shareholders.

Actually, I also want to ask this question.

In the case of 1 month eFD, if make a placement on 01/01/2016, I can make upliftment on 01/02/2016 straightaway online. But, if over the counter FD, I can only uplift on 02/02/2016?

today go to hl bank 3 mth 4.2% and 6 mth 4.5% all fd promo is not availble ...

Hi...

I wanna ask something regarding FD. Nearly 5 years ago, I was asked by an EON bank staff to put down RM3K as an FD as a requirement for me to apply a housing loan. After that, i totally forgot all about it, until last week when I register HLB Connect internet banking. When I browse through all my accounts, I stumbled upon the aforementioned FD. Please refer attachment:
[attachmentid=6145864]
I dunno a thing about FD. My wild guess is, when it reached the maturity date, I can take all the accumulated amount. Is it correct?

Thanks for info.

that's why I used RENTAS to transfer funds to bsn. i was able to open fds on the same day.

nothing special, just one kind of fund transfer services offered by bank, other than ibg, banker cheque, etc.

http://www.bnm.gov.my/?ch=en_press&pg=en_p...&ac=563&lang=en

people use rentas to transfer money to other banks, not necessary for FD, you don't need to take the banker cheque to your destination bank if for business transactions

in this case, banker cheque is much better because you can bring it to any banks you like, when you like. you can rentas if you already have a account at the other bank, so... bankers cheque is better for fd placement

This brings me a point where I don't understand why banks are still insisting on counter fd while the technology is there for efd? This counter ransactions overhead is probably lose-lose for both parties.

thanks for the info, went to place FD in hong leong and they opened pay&save savings account which charged me RM12 for ATM card and must have min RM200 in account otherwise charge RM 5 semi annually, gonna be careful if i were to open SA next time in other banks..

Whoever see the 3 must have been seeing things ! 

As I said, this is one of the cert for that day.    I am still waiting for the gold coins and other gifts from BR.   

Thanks Gary for sharing this valuable info. 
I will do the same..
Dislike somebody just wants to show off and asking people to guess his wealth... 

But Remic just gave us his straight forward answer like this:
To put RM 200K in CIMB to get 4.35%.. 

Quite salute and respect to Remic for sharing his FD info without reservation.. 

|Bank | Daily Limit | Fee | Remark |

Alliance Bank	10,000	0.53
PBB	10,000	0.53	30,000 with SecureSign token

|OCBC | 10,000 | 0.53 | Currently no online IBFT available, can ONLY use ATM to perform IBFT | 

Maybank

30,000

0.53

|RHB | 30,000 | 0.53 | |   

CIMB	30,000	0.53
UOB	30,000	0.53	Free for eAccount, 50K limit for GIRO
AFFIN	50,000	0.53
HLB	50,000	0.53
HSBC	50,000	0.53
SCB	50,000	Free
AMBANK	50,000	0.53

**separated the table from the quote tag since it breaks the table formatting**

eh wait.. eGIA is not FD? mind to share how does it work?

If already has a M2U account, can I open a GIA-i account online, or must I open the account at a MBB branch?

no le, the account creation is done online too. usually takes 2 days for the placement to show in m2u.

subsequent placement, will be immediate to the same acct number (gia-i)

if u place a conventional efd, another acct is will be created.

Surprised that BR is trying to brand their Xclusive Club. Coming out with gifts specially engraved with the Xclusive name. To do justice to the coin, see below. The packaging box looks and feels good too.

[attachmentid=6446508][attachmentid=6446511]