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 Ultimate Discussion of ASNB (47457-V) IV, Wholly owned subsidary of PNB (38218-X)

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Ramjade
post Apr 29 2016, 05:40 PM

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QUOTE(Ancient-XinG- @ Apr 29 2016, 05:33 PM)
No. You won't make any profit using that way. Its purely your timing. You enter klci at 1800. You wait la. Untill this point. Now 1650 is =0.99. This also cause by the income distribution. I rather he don't give but follow the price daily.
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I don't need klci to go back to 1800. I just need the NAV of ASG to go back to before dividend date. That's the time frame I am asking about. If klse goes back to 1800, that one just bonus.
Ramjade
post Apr 29 2016, 05:49 PM

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QUOTE(wil-i-am @ Apr 29 2016, 05:43 PM)
I tot UT (especially VP) is meant for mid to long term instead of few mths
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Next year already 3-4 years holding. No profit. Better cut and find some where else. If 3-4 years not performing, better don't bet anymore on it

About rm30k. No profit for 3-4 years js very bad.

This post has been edited by Ramjade: Apr 29 2016, 05:50 PM
Ramjade
post Apr 29 2016, 06:05 PM

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QUOTE(wil-i-am @ Apr 29 2016, 05:59 PM)
In addition, u oso forego opportunity cost (u can earn FD int)
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That's why I am pulling out. But if pull out after dividend, cannot make profit. Must make sure the NAV climb back to the NAV before dividend. Extra units + price of NAV before dividend = more money compare to lesser units + price of NAV before dividend. That's why asking generally around how many months for NAV to climb up. ~RM4k+ of FD interest lost. cry.gif

This post has been edited by Ramjade: Apr 29 2016, 06:08 PM
Ramjade
post Apr 29 2016, 06:10 PM

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QUOTE(twinkle5129 @ Apr 29 2016, 06:04 PM)
I've an ASW acct for years but never bother to update or enquired regarding units available for purchase.
Somehow, today stumble upon this forum and learnt a lot from it.
Visited Mb to update ASW passbook and enquired about opening ASM in the afternoon but was told no units available for both. IĀ  was told, I can only open ASM acct if unit available. I'm only keen on fixed price product to get better dividend than Fd rate.

Please, could someone help me with questions below.
- Is it possible to pay by other bank cheque if units available for purchase next time? Forgot to ask the staff today.

-Do i have to go to the bank everyday to check if units available?

CIMB, MB & RHB are close to my place. Any advice which has a better chance to check?. I'm not familiar with all banks but do have a MB acct with little saving to pay bills with it.

Thank you in advance.
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Cheque not accepted.
Yes have to manually check as opening account cannot be dine online. Also depend if bank officer want to help you open.
Experiment. Maybank at say KL maybe helpful. Maybank at your place mau not be helpful. So the only way is experiment.

This post has been edited by Ramjade: Apr 29 2016, 06:11 PM
Ramjade
post Apr 29 2016, 06:31 PM

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QUOTE(Ancient-XinG- @ Apr 29 2016, 06:15 PM)
That's very hard to time. If the klci keep go up. That's good. If the klci keep go down like now. What you want to do. Wait for another year? Now how much ad the nav? 0.99 is it I lost track ad. The day after they announces also 0.99. Meaning this whole month wasted. Because its still fully dependent to the klci points. Meaning klci have to +7% then only can same as the dividend day.
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Ok, say there's no news and klci remain more or less the same level, expected movement of NAV back to normal takes approximately how long?
Ramjade
post Apr 29 2016, 07:51 PM

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QUOTE(twinkle5129 @ Apr 29 2016, 07:31 PM)
Thank you. Have a nice long weekend too. Will update if ever strike lucky in coming days or weeks.
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Opening account just need rm100. smile.gif I have carried rm20k cash before so it's not a problem to me.
Ramjade
post Apr 29 2016, 08:54 PM

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QUOTE(twinkle5129 @ Apr 29 2016, 08:33 PM)
Yes, I'd only noticed it today as I have 1 fd due on 2/5/16 and hoping to place it in ASW/ ASM acct. Must diversified to get better return since stock market are so volatile and fd return unable to cope with higher inflation rate.
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Precisely the reason I am moving all my FDs into amanah saham. Bit by bit.
Ramjade
post Apr 29 2016, 11:03 PM

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QUOTE(wil-i-am @ Apr 29 2016, 10:57 PM)
U put all Eggs in 1 basket?
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For now yes. Like I said, limit of RM300k. After that maybe RM100/month? Rest look for somewhere. Is a hybrid FD/FD on steroid. So why not?
Ramjade
post Apr 29 2016, 11:12 PM

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QUOTE(wil-i-am @ Apr 29 2016, 11:06 PM)
How many % of your portfolios in ASx now?
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I only have FD and ASX.
FD 30% ASX 70%. Expected ASX to be 100% by end of this year*
*depend on availability of unit.

Keep in mind 100% is not yet my goal my RM300k in ASX. How about you? How many % in ASX?
Ramjade
post Apr 29 2016, 11:37 PM

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QUOTE(wil-i-am @ Apr 29 2016, 11:16 PM)
Around 10%
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Wow, that's little. Well maybe it's because I am ready to lose big amount yet. So man-man lai (take it slow and steady) rclxms.gif
Ramjade
post Apr 30 2016, 08:20 AM

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QUOTE(Ancient-XinG- @ Apr 30 2016, 08:10 AM)
Dude. You have to pick your correct time to cut loss. I don't see any good sign in klci.
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Not really easy with me being overseas. Can only monitor next year when I am back in malaysia fully.
Ramjade
post Apr 30 2016, 08:27 AM

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QUOTE(Ancient-XinG- @ Apr 30 2016, 08:25 AM)
You can monitor in overseas too. You have to get used to the market. It will be haywire when you comeback.
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Moniter but cannot withdraw?. Pointless right?
Ramjade
post Apr 30 2016, 08:31 AM

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QUOTE(MGM @ Apr 30 2016, 08:28 AM)
If u r referring to AS1M as in the banner, suspension is until 2-May, so u can only buy on 3-May. And if u get it dividend will only starts counting from 1-Jun. So it is better to buy at month-end. I think nowadays it is rather easy to buy AS1M as many related it to 1MDB.
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No one buying, will it affect the fund's performance?
Ramjade
post Apr 30 2016, 05:48 PM

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QUOTE(nexona88 @ Apr 30 2016, 03:02 PM)
I also donno how many times wanna say leh.

as1m & 1mdb is not related at all. as1m is govern by trustee. they simply cannot misuse the fund to "bailout" 1mdb.

people still get confuse with the similar name  dry.gif
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When 1M name is mud, anything else with that name is also mud.
Ramjade
post May 1 2016, 05:44 PM

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QUOTE(lshsssam @ May 1 2016, 05:32 PM)
How abt asn, asw2020,asm,asm NAV, will it fluatuate, i tot fixed on rm1?
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Pnly applicable for ASG, ASN3
Ramjade
post May 3 2016, 07:14 PM

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QUOTE(twinkle5129 @ May 3 2016, 05:59 PM)
Today, luckily carry cash as I have no acct in Affin & too late to transfer from HLB to MB. Plan to transfer some funds from HLB to MB later and just transact via CASA. Luckily HLB to MB only few steps away and counter staff looks more approachable today after my last few attempts.
Hopefully will get lucky on coming days too.  biggrin.gif
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Few steps away and you want to transfer? Just withdraw cash from HLB and bring it to Maybank. The power of cash. rclxm9.gif
Ramjade
post May 4 2016, 12:25 PM

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QUOTE(nxtpg @ May 4 2016, 12:12 PM)
U mean indian quota available now?
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Indian quota is always more or less available compare to Chinese quota. If you have money, just go try luck. You will definitely be luckier than your Chinese counterparts. smile.gif
Ramjade
post May 4 2016, 12:34 PM

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QUOTE(nxtpg @ May 4 2016, 12:31 PM)
If in asnb branch itself, after unsuccessful try, can we retake number n try again?  Try few times?
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No need retake no. Just try 3x if 3x don't have just walk away or produce another book and try 3x again laugh.gif
Ramjade
post May 5 2016, 01:06 AM

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QUOTE(guy3288 @ May 5 2016, 12:16 AM)
you want peopleĀ  from Amanah Saham to invest in your unit trust?
What is the risk of losing money in your "ASB" , Public Mutual company? tell straight la, if nothing to hide.
I got a lot of ASX units can sell and put in your "ASB" P company?
if return is better and risk same or lower .
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No company in malaysia will offer fixed rate unit trust. Besides how sure that public bank can match amanah saham 20+ years of consistent track record?

We haven't even factor in returns after deducting SC. Amanah saham FP have zero SC. rclxm9.gif

This post has been edited by Ramjade: May 5 2016, 01:27 AM
Ramjade
post May 5 2016, 10:26 AM

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QUOTE(wil-i-am @ May 5 2016, 09:17 AM)
ASNB FP funds is a unique UT product on its own
Thus, it's not ez to compare red apple -vs- red apple
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If maybank offer a fixed price unit trust fund and returns of 7% a year with SC, I will buy some.laugh.gif

This post has been edited by Ramjade: May 5 2016, 10:29 AM

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