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 Ultimate Discussion of ASNB (47457-V) IV, Wholly owned subsidary of PNB (38218-X)

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cheahcw2003
post May 10 2016, 01:32 PM

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QUOTE(twinkle5129 @ May 10 2016, 01:29 PM)
Today I asked 2 banks again regarding opening new accounts.
Affin bank (my area) has restricted quotas for opening new account. He tried for me last week and system rejected.
They also have a limit of total transaction per day for now- max- 50k only for all accounts.
Another customer ahead of me managed to get some ASM and I took the balance allowed for this bank quotas. Both of us, total $50k.
He tried to check AWS but system declined as it exceed today's bank quotas. They will apply for upgrade later since more customers are aware of their services now.
MayBank staff said they've not receive the new passbook and cannot process any new account at the moment.
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cash transaction yes, cap at RM50k as the bank need to manage their liquidity.
if transfer from CASA no limit i guess.
cheahcw2003
post May 10 2016, 01:41 PM

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QUOTE(twinkle5129 @ May 10 2016, 01:36 PM)
Better try since I'm very forgetful now a day. For those newcomers, better make a trip to ASNB and just deposit $100 1st to get the book.
I am a novice driver and not tech savvy, only relying on google map and road signs. Managed to find place after going around Shah Alam again and again.

I'll grab as many as available now before everyone's next salary day so that the rest will have more opportunities later.

Thanks for everyone for your contribution here.
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good try..it pays better return than FD.
cheahcw2003
post May 10 2016, 01:43 PM

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QUOTE(twinkle5129 @ May 10 2016, 01:40 PM)
As far as I understood, even with CASA, they can't 'sell' any other ASN products as their allowance only total 50k.

I opened an account with them today as I was carrying too much and not willing to walk out with it again.
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Not true....i manage to transact > 50K multiple times. Our taikors here can do multiple 6 figures transactions a day with the same branch.

If they insist on the 50K limit even for transfer from CASA, ask them to show you the bank policy in B&W, or talk to the BM.
cheahcw2003
post May 10 2016, 01:52 PM

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QUOTE(twinkle5129 @ May 10 2016, 01:46 PM)
Affin branch here is still very new. The staff did consult the bank manager.
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seems that the branch manager also new.
cheahcw2003
post May 10 2016, 02:13 PM

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QUOTE(twinkle5129 @ May 10 2016, 02:07 PM)
Yes, the branch here is very new & I get the BEST service from them compare to other banks. I still try other banks as MB is closest to my place.
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build up the relationship and you will benefit later.
Guanxi is important
cheahcw2003
post May 10 2016, 04:56 PM

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QUOTE(twinkle5129 @ May 10 2016, 04:39 PM)
Will go every day 2-4x until hit target.
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are you a housewife or retiree? very flexi hours.
cheahcw2003
post May 10 2016, 10:27 PM

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QUOTE(yvonne2016 @ May 10 2016, 09:32 PM)
Auntie--
Just curious,, any special target max amount for your 3 precious ASx  whistling.gif
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your questions too direct.
Like asking how much net worth she has....aiyo...
cheahcw2003
post May 11 2016, 07:24 PM

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QUOTE(twinkle5129 @ May 11 2016, 05:46 PM)
Will get more & more tomorrow if available.
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Good trials

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