Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Ultimate Discussion of ASNB (47457-V) IV, Wholly owned subsidary of PNB (38218-X)

views
     
MGM
post Mar 30 2016, 09:25 PM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(Hansel @ Mar 30 2016, 08:45 PM)
Tq,...

The challenge here is how to structure a course that is :-

1) easy to understand for the lay-people.

2) sufficiently informative and detailed enough, but NOT too much details, to be taught to a would-be investor.

3) what are the specifics to be taught for different classes of investment instruments.

A personal experience : I was having a discussion once with an investment guru who was personally coached by the daughter of Warren Buffet in Omaha,.. he claimed that the standard way of,.. analysing stocks is applicable throughout all the stocks in the bourse. I did not agree with him,...to me, specific metrics should be used for specific stocks within a specific industry.

It's going to be a long way towards finding such a syllabus.
*
I am sure if search thru the internet, u are bound to find one which is suitable, no point reinventing the wheel, just improvise it.
MGM
post Mar 31 2016, 11:40 AM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(guy3288 @ Mar 30 2016, 06:10 PM)
pusing pusing, me come back to ASX again.

As long as you still keep FDs,  ASX is definitely worth trying..........

my haul at mbb 09:34:02 -10:50:11
*
QUOTE(Hansel @ Mar 30 2016, 08:36 PM)
Of course, to each his own,...I would do the same too, until I can find another vehicle, then transfer out. From 6.4% gain, paid yearly to 10% gain, paid monthly,...
*
QUOTE(Ramjade @ Mar 31 2016, 11:00 AM)
He manage to find something givimg 10% p.a which payout every month. Effective return should be about 11-12% (compounding)
*
I think what Hansel meant was he would put in ASx rather than FD. He would transfer out of ASx when he finds some other investment which is giving 10% yearly gain but paid monthly. This other vehicle (if with the same risk profile as ASx) would be very good for retirees. thumbup.gif
MGM
post Mar 31 2016, 11:42 AM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(Ancient-XinG- @ Mar 31 2016, 10:53 AM)
Owwhhh. I thought that is what Hansel say.... 11 % per month.
*
If 11% per month, definately a scam, or AhLONG.
MGM
post Mar 31 2016, 07:24 PM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(Ramjade @ Mar 31 2016, 07:09 PM)
Damn. You're very lucky. Try rm600 also tak dapat. Guess everyone have different investment strategy.
*
He got insider/banker's help.
MGM
post Apr 1 2016, 08:58 AM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(Ramjade @ Apr 1 2016, 08:37 AM)
If rm10-20k, I still can afford. If rm50k, better I search elsewhere.
*
Luckily u din get into the MYR/USD game at 4.10-4.30, holding something without much interest.
MGM
post Apr 2 2016, 09:05 AM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(wu ming @ Apr 2 2016, 08:58 AM)
I just came back overseas. Monday still got chance to open ASM account with 100 units or finish already?
*
Monday still got chance to strike 4D? U just have to try lah, everyday got chance one but strike or not depends on your luck.

This post has been edited by MGM: Apr 2 2016, 09:06 AM
MGM
post Apr 2 2016, 09:08 AM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
guy3288 I salute to u, u worked hard for all the goodies. notworthy.gif
MGM
post Apr 4 2016, 04:48 PM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(Ancient-XinG- @ Apr 4 2016, 03:07 PM)
Bro and sis,

I personally don't think the income distribution for ASM will give in cheque form in at least next year.

Because, because, the units still available!
*
After the unit distribution this year, the total units would have reach the max fund size of 17.042 bilion unit.
MGM
post Apr 4 2016, 05:33 PM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(Ancient-XinG- @ Apr 4 2016, 05:13 PM)
Lol. Its their lost. If not this 1500 myr 1% will go to their pocket. Now no money buy fsm Liao. T.T

Btw, MGM mentioned here asm having fund size of 17 billion, wow, that's a huge fund.
*
Taken from ASNB:

Amanah Saham Nasional Berhad (ASNB), anak syarikat milik penuh
Permodalan Nasional Berhad (PNB) hari ini mengumumkan agihan pendapatan sebanyak 6.30
sen seunit bagi Amanah Saham Malaysia (ASM) bagi tahun kewangan berakhir 31 Mac 2016.
Pengagihan pendapatan ini membabitkan peruntukan sebanyak RM1,026.75 juta, yang akan
dimanfaatkan oleh 536,862 pemegang unit yang melanggan 16.298 bilion unit ASM.

Fund size is now (16,298+1,026) juta= 17,324 juta.

MGM
post Apr 13 2016, 09:44 AM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
My 15-mth FD with StandChart matures today, did a free IFT to MBB saver-i, later going to do ePlacement to GIA-i(4% interest) using M2U.
I intend to uplift these placement at the end of everymonth to purchase units in fixed-price ASN funds, but if unsuccessful will put it back to GIA-i on 2nd day of next month.
This would maximise my interest instead of leaving the money in those high-interest Savings Account? Correct me if I am wrong, for this is a rushed decision to put in GIA-i. Any other suggestion?
MGM
post Apr 13 2016, 10:35 AM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(wil-i-am @ Apr 13 2016, 10:32 AM)
I'm not sure how GIA-i works
In order to maximize returns from FP ASN funds, u need to invest on 1st of every mth
*
It is like a eFD where u can do placement & uplifting online, but u get full interest (currently 4%) even if u uplift prematurely (1 day!!).
MGM
post Apr 13 2016, 11:24 AM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(Ramjade @ Apr 13 2016, 11:02 AM)
It could work but if you are buying from maybank via online, you are only entitle to as1m unless you are a bumi. % of topping up online is lower than OTC. You can directly debit the money from M2savers if you are topping up via counter. smile.gif

wil-i-am does something like that. Park the money somewhere (don't know where) and dump in at the end of the month. Mind sharing where are you parking your money while waiting for end of the month?
*
I am parking my money at MBB GIA-i ( 2 types: eFD or physical cert). When it is monthend or 1stday of month I will bring along my GIA-certs n go to MBB to purchase ASx. If successful I will uplift my GIA-cert , or use the branch's internet banking or my own tablet to uplift my eGIA to pay for the ASx. Any balance I will put back into GIA-i without losing a single day of the 4% interest. I have not done this, will do it this month end.

This post has been edited by MGM: Apr 13 2016, 03:06 PM
MGM
post Apr 24 2016, 08:15 PM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(Mr Gray @ Apr 24 2016, 08:06 PM)
Haha. Usually these events are only for HNW customers. And yeah we do give some souvenirs to those who attend. But most of the time not many are interested to join, especially in small towns. Hence we often invite 10 times the capacity. Say, we are planning for 100, we'll invite 1000. So the extra comes from non-HNW customers.

In places like KL, JB or Penang. Events are often full house. Those in this forum might be very interested to join, but many others couldn't care less. Hahaha
*
Not true, I attended one in JB last month at KSL Resort Hotel where they invited hundreds but less than 30 attended. We were told to invite friends to boost up d numbers b4 d seminar started.

MGM
post Apr 27 2016, 11:59 PM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(yvonne2016 @ Apr 27 2016, 10:20 PM)
tomorrow is the day we should focus on AS1M,  brows.gif  flex.gif  drool.gif
quite sure lots of withdrawal b4 the suspension period.  doh.gif

Good luck to all rclxms.gif
*
Lots of withdrawal at month-end? And lost of a month of dividend, better to wait for another couple of days to 2-May.

This post has been edited by MGM: Apr 28 2016, 12:44 AM
MGM
post Apr 30 2016, 08:28 AM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(wu ming @ Apr 30 2016, 07:09 AM)
On 2 May 2016 should have available units to open a new account? hmm.gif
*
QUOTE(wil-i-am @ Apr 30 2016, 07:28 AM)
Nobody have d answer but u can try luck
*
If u r referring to AS1M as in the banner, suspension is until 2-May, so u can only buy on 3-May. And if u get it dividend will only starts counting from 1-Jun. So it is better to buy at month-end. I think nowadays it is rather easy to buy AS1M as many related it to 1MDB.
MGM
post May 9 2016, 11:48 AM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(Kaka23 @ May 8 2016, 01:31 PM)
rclxub.gif

Guys.. I wish I am HNWI!!!!! But I am not!!

HWNI = > MYR2mil? What is definition....
*
Usd1 million liquid financial assets
MGM
post May 10 2016, 03:12 AM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(wil-i-am @ May 9 2016, 10:01 PM)
They will deduct RM1,000 for each Amanah from d passbook
*
Does this deducted amount earns dividend? Otherwise it is a rm63 yearly expense.
MGM
post May 10 2016, 07:40 AM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(wil-i-am @ May 10 2016, 06:52 AM)
Yes
The yearly exp is RM10.60 ony
*
So the rm1000 deducted still earns dividend.
What is this amount for?
How is the yearly exp of rm10.60 charged?
MGM
post May 11 2016, 05:31 AM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(twinkle5129 @ May 10 2016, 08:41 PM)
The more you earned, the more you spend. Work hard and set a target for retirement. I retired at younger age by choice to avoid going 6 feet underground.
ASNB fixed price products are looking better than FD now. I can live on dividends and interest without worries now.
*
You can't avoid going 6 feet underground, it is a matter of time. Are u putting all eggs (or majority) into the same basket and going to depend solely on this for retirement?

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0273sec    0.87    7 queries    GZIP Disabled
Time is now: 13th December 2025 - 11:46 PM