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Credit Cards UOB Credit Cards v5

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fruitie
post May 1 2016, 08:14 PM

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QUOTE(Sky.Live @ May 1 2016, 03:38 PM)
But one thing I do like about UOB, I haven't get any decline in any merchant anywhere in the world.
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If the merchant accepts overseas cards then our cards won't be declined, not only limited to UOB.
fruitie
post May 2 2016, 03:48 PM

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QUOTE(xbotzz @ May 2 2016, 01:25 PM)
hello fruitie, hope you are doing good

i am looking to sign up for VOX now.. i notice you said you applied online..
was it the one where you submit your contact details, then UOB will call you back and then you will have to send the documents over to their address by snail mail ?
http://www1.uob.com.my/personal/cards/cred..._apply_vox.html

I believe you should have found a more efficient way ?. Can we straight apply through their customerservice email tongue.gif. Please share any 'jalan belakang'

tq
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Hello.

Yes, I submitted my contact details and an agent contacted me, then I liaised directly with her by sending my documents to her via email. No jalan belakang for me. laugh.gif

This post has been edited by fruitie: May 2 2016, 03:48 PM
fruitie
post May 2 2016, 07:25 PM

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QUOTE(waylen1028 @ May 2 2016, 07:07 PM)
Hi~ reporting in for VOX and UOB ONE card smile.gif  btw, the agent who helped me to apply told me that uob one plat no need annual fee is that true? cause i check for all the website all need annual fee ^^"
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First year is free. Some managed to get second year free as well. Definitely not AF free, you will need to call for AF waiver when it kicks in.
fruitie
post May 2 2016, 07:56 PM

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QUOTE(waylen1028 @ May 2 2016, 07:43 PM)
oic~thanks fruitie~so need to call before the annual fee come in or after? if after annual fee come in then they refuse to waive, i need to pay even i want to cancel?
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If you don't use it after AF kicks in, then you don't need to pay for the AF and can proceed for cancellation.
If you have used it, then you gotta pay for it if they refuse to waive AF.
fruitie
post May 3 2016, 09:36 AM

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QUOTE(ckuanglim @ May 3 2016, 09:34 AM)
I do not know about this. But I dont have Ambank credit card... How many percent cash back?
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No cash back, just 0% installment.
fruitie
post May 3 2016, 09:42 AM

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QUOTE(caesarx @ May 3 2016, 09:37 AM)
Ya, Cash Back much better than 0% installment.
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It depends. If the amount is like huge, can pay via installment and the excess of the money can be put in FD or any investment. laugh.gif

QUOTE(GloryKnight @ May 3 2016, 09:40 AM)
Quick question guys on VOX - auto-billing for gym membership etc are counted as online transact. too right?
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Erm, why so? Auto debit for gym can be counted as online transaction? Enlighten me please. laugh.gif
fruitie
post May 3 2016, 10:01 AM

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QUOTE(GloryKnight @ May 3 2016, 09:58 AM)
Uhm, I don't know though, just throwing out my question here, coz am contemplating what else is considered as online transact. just hoping that their gov.bills still able to get the 5%  tongue.gif
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No, it is not. laugh.gif
Government bills will depend on the channel of payment. biggrin.gif
fruitie
post May 3 2016, 02:01 PM

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QUOTE(atisha @ May 3 2016, 11:56 AM)
I read somewhere paying online unifi bills with vox card gives 5% cashback but I couldn't find the source now. Can anyone confirm indeed this is the case?
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For UniFi, you can pay via UOBPayOnline, OCC UniFi and TM Portal. All these give 5% cash back.
fruitie
post May 3 2016, 04:27 PM

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QUOTE(ytan053 @ May 3 2016, 03:36 PM)
for lady's card, if we spend early of the month, there is chances of getting 10% cash back at selected places like Tesco, Jaya Grocer, Cold Storage etc. How about buying the gift voucher? Just need to swipe at the counter and will get the 10% cash back too?
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Tesco is pretty safe for vouchers as their terminal is based on groceries.

QUOTE(skyvisionz @ May 3 2016, 04:12 PM)
juat went uob brach today, i was looking for UOB One cc but they said the freeAF waive only fo one platinum only sad.gif basic one cc doesn't provide waive AF
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Actually UOB One Plat also has AF, it is stated on their official site.
So, you still need to call for waiver once it kicks in.
fruitie
post May 3 2016, 05:37 PM

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QUOTE(skyvisionz @ May 3 2016, 05:34 PM)
i just wan to apply UOB One, but the agent say they don't provide waive AF for One Card. I saw some forumer say they got waive AF for 1 or 2 year when they apply, why now they no waive? or need call for waive?
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Just call to waive, they want to waive for you or not, that's another story. smile.gif
fruitie
post May 3 2016, 05:42 PM

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QUOTE(skyvisionz @ May 3 2016, 05:39 PM)
means not 100% they will waive for new holder?
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At least first year is free AF, you only need to think about this from second year onward.
fruitie
post May 3 2016, 05:59 PM

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QUOTE(skyvisionz @ May 3 2016, 05:56 PM)
that uob staff said dun hav any waive AF for UOB One  mad.gif
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Nobody knows and there are people who got it. So well, test your luck?
If you are not comfortable with this, then just proceed with other card like Maybank Ikhwan MasterCard which has no AF.
I don't have One Plat or any One Card because it is not useful for me and I don't need to think about AF.
fruitie
post May 3 2016, 07:08 PM

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QUOTE(skyvisionz @ May 3 2016, 06:20 PM)
if i applied w/o waive AF, i need to pay AF once i get the card?
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Like I mentioned from the beginning, first year is usually free AF. smile.gif
fruitie
post May 4 2016, 02:03 PM

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QUOTE(vanlohan @ May 4 2016, 01:58 PM)
Hi, I just saw the first post mentioned that MaxisPay is eligible for 5% cash back using VOX, anyone tried before?
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Those you saw on first post were tried by us la. The list is contributed by us.
fruitie
post May 4 2016, 03:58 PM

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QUOTE(sj0217 @ May 4 2016, 03:09 PM)
RM0.00 UOB Cards:Book your MAS economy return air tickets at these nett price;Taiwan-RM1209,Japan-RM1509,London-RM3049. Call 0124730012. Till 16May16.T&C apply

Wondering why phone number come with personal number ??
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I also have received this message.
fruitie
post May 4 2016, 04:52 PM

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QUOTE(victorywp @ May 4 2016, 04:34 PM)
i didn't receive this sms. but 66300 is commonly used by uob, aeon, rhb for sms blast...
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I supposed it is legit, just that probably it is a travel agency no. Something like UOB collaborated with this agency. smile.gif
fruitie
post May 4 2016, 05:27 PM

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QUOTE(goliath @ May 4 2016, 05:21 PM)
It's available at UOB website now - link
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My guess was right. biggrin.gif
fruitie
post May 5 2016, 12:45 AM

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QUOTE(wyh @ May 5 2016, 12:18 AM)
i think quite confusing as listed UniFi as payment from UniFi/TM portal. While UniFi is TM also
[attachmentid=6558197]
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Well, UniFi = OCC Portal, TM Portal is another platform which can pay UniFi and Streamyx.
fruitie
post May 5 2016, 11:18 AM

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QUOTE(eternity4av @ May 5 2016, 11:15 AM)
how do we know when we billed unifi correctly? pay via uobpayonline though. how long does it takes to reflect on occ? i don't receive sms from tm also.
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I usually get after 2 working days if I pay via OCC Unifi. smile.gif
UOBPayOnline not sure but I guess also two working days, just like how I pay mine every month via Sam's Groceria's ePay.
fruitie
post May 5 2016, 11:21 AM

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QUOTE(eternity4av @ May 5 2016, 11:20 AM)
thanks senior, having hard time to make online payment yesterday, after make numbers of calls to uob call centre, due to visa otp, i think we should highlight for first timers. so does occ will get 5.3% then?
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UOBPayOnline can be quite a problem sometimes. shakehead.gif
Yes, I have tried OCC UniFi and TM Portal, both gave me 5.3%.

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