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Credit Cards UOB Credit Cards v5

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fruitie
post May 24 2016, 10:08 PM

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QUOTE(cacheblue @ May 24 2016, 09:25 PM)
Just now called them
Application is being cancelled because pending documents
Have to resubmit
Yes I apply online
Then got their email which I replied provide application form and documents
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doh.gif doh.gif Cancelled pulak. doh.gif
I hope they got it right this time.
MGM
post May 24 2016, 10:11 PM

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QUOTE(eugene9201 @ May 24 2016, 07:35 PM)
Anyone having problem contacting UOB Contact Center/Customer Service. I have been calling since yesterday, on hold for more than 5 minutes also no answer from their "customer service executive" and eventually the line get cut itself.  sad.gif
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Same for me. I called ~9.30pm
kac121
post May 24 2016, 10:17 PM

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QUOTE(David83 @ May 24 2016, 09:47 PM)
The 0% interest installment plan is usually offered at participating merchant(s) during the point of sales whereby merchant has the terminal from the collaborating bank and the merchant can choose IIP from the POS menu when swiping you card.

After purchase installment plan whereby you call to the CS to do the conversion normally won't come with 0% interest rate.
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Ok noted with thanks, so meaning I will have to let them know my preferred duration for the installment on the spot. The terms and condition stated on their website have to revise probably, it did mentioned the need of filling a application form prescribed by uobm.
http://www1.uob.com.my/assets/pdf/tnc/ccTN...terest_free.pdf
kac121
post May 24 2016, 10:20 PM

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QUOTE(fly126 @ May 24 2016, 09:58 PM)
0% Installment Plan Available only on Selected Merchants
The List: http://www1.uob.com.my/personal/cards/feat..._merchants.html
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Thanks for the info thumbsup.gif
der.msia
post May 25 2016, 06:55 AM

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Anyone got this sms?

RM0.00 UOBM Cards: Pay off your other credit card balances with UOB Balance Transfer at 0% for 6 months. SMS UOBBT to 66300 by 30/06. T&C apply"

What's the tnc?

spreeeee
post May 25 2016, 09:34 AM

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user posted image
spreeeee
post May 25 2016, 09:36 AM

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QUOTE(der.msia @ May 25 2016, 06:55 AM)
Anyone got this sms?

RM0.00 UOBM Cards: Pay off your other credit card balances with UOB Balance Transfer at 0% for 6 months. SMS UOBBT to 66300 by 30/06. T&C apply"

What's the tnc?
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everything comes with TnC.. should be standard TnC (like interest incurred, late payment fee, early settlement, blablabla..) u need to agree b4 sign-up.. but who really cares TnC nowadays.. lol
ronnie
post May 25 2016, 10:32 AM

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UOB Balance Transfer (many years ago) has this flaw that you can't pay early, you can't pay late, you need to pay on the actual date to avoid late interest/early settlement fee.

Of course the Late Interest possibly could be waived ...unsure
TSvictorywp
post May 25 2016, 02:00 PM

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QUOTE(ronnie @ May 25 2016, 10:32 AM)
UOB Balance Transfer (many years ago) has this flaw that you can't pay early, you can't pay late, you need to pay on the actual date to avoid late interest/early settlement fee.

Of course the Late Interest possibly could be waived ...unsure
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can, just pay normal like paying your cc bill. pay before due date on your final instalment will do and no early settlement fee shall be incurred.
ronnie
post May 25 2016, 03:20 PM

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QUOTE(victorywp @ May 25 2016, 02:00 PM)
can, just pay normal like paying your cc bill. pay before due date on your final instalment will do and no early settlement fee shall be incurred.
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You must pay on the due date, not earlier not later (asked a few CS at that time). Cause my Due Date fall on CNY holidays.
TSvictorywp
post May 25 2016, 09:08 PM

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QUOTE(ronnie @ May 25 2016, 03:20 PM)
You must pay on the due date, not earlier not later (asked a few CS at that time). Cause my Due Date fall on CNY holidays.
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but i already done twice bt with uob many years ago when they offered me 0% and i paid as what i said above no problem. biggrin.gif
clamp_wl
post May 25 2016, 11:15 PM

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The RM100 cash back I mentioned in the thread previously. UOB has credited to me.

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gastacopz
post May 26 2016, 12:04 AM

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Hi guys... laugh.gif

confirmation please..

below is my current cc outstanding...last statement dated back 18 may, due on 7th june..total both is 850..

716 (below) and 134 (above)

user posted image[/url]

so for below card,no need pay anything right?as min amount is 0..only need pay the above one..130

am i right??? notworthy.gif

and current balance will deducted accordingly after due date or how??

This post has been edited by gastacopz: May 26 2016, 12:07 AM
fruitie
post May 26 2016, 12:16 AM

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QUOTE(gastacopz @ May 26 2016, 12:04 AM)
Hi guys... laugh.gif

confirmation please..

below is my current cc outstanding...last statement dated back 18 may, due on 7th june..total both is 850..

716 (below) and 134 (above)

user posted image[/url]

so for below card,no need pay anything right?as min amount is 0..only need pay the above one..130

am i right??? notworthy.gif

and current balance will deducted accordingly after due date or how??
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I don't understand, why no need to pay?

Don't bother about minimum payment, if you pay minimum, you will be imposed with interest. Just ignore that and pay full according to your statement.
gastacopz
post May 26 2016, 12:18 AM

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QUOTE(fruitie @ May 26 2016, 12:16 AM)
I don't understand, why no need to pay?

Don't bother about minimum payment, if you pay minimum, you will be imposed with interest. Just ignore that and pay full according to your statement.
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i also blur2 now...

coz last month overpaid rm900...and now come this statement..and make me confuse..where did 900 go if still need to pay?and why does min is 0 for below...shudnt be some figure down there??

can help me to understand laugh.gif

i can pm u my statement thumbup.gif thumbup.gif
fruitie
post May 26 2016, 12:21 AM

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QUOTE(gastacopz @ May 26 2016, 12:18 AM)
i also blur2 now...

coz last month overpaid rm900...and now come this statement..and make me confuse..where did 900 go if still need to pay?and why does min is 0 for below...shudnt be some figure down there??

can help me to understand  laugh.gif

i can pm u my statement  thumbup.gif  thumbup.gif
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Just screenshot your statement here. smile.gif

Well, just ignore the minimum payment, I never look at that all. smile.gif
gastacopz
post May 26 2016, 12:29 AM

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QUOTE(fruitie @ May 26 2016, 12:21 AM)
Just screenshot your statement here. smile.gif

Well, just ignore the minimum payment, I never look at that all. smile.gif
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me also never look at that..but suddenly, kinda weird why that one 0 laugh.gif

» Click to show Spoiler - click again to hide... «

fruitie
post May 26 2016, 12:30 AM

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QUOTE(gastacopz @ May 26 2016, 12:29 AM)
me also never look at that..but suddenly, kinda weird why that one 0 laugh.gif

» Click to show Spoiler - click again to hide... «

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Just pay 716.25 and 134.01.
gastacopz
post May 26 2016, 12:32 AM

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QUOTE(fruitie @ May 26 2016, 12:30 AM)
Just pay 716.25 and 134.01.
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lor...i thought u wanna do some calculation.. doh.gif

sure can pay that amount..just wonder where did my rm900 from last month.. hmm.gif
fruitie
post May 26 2016, 12:35 AM

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QUOTE(gastacopz @ May 26 2016, 12:32 AM)
lor...i thought u wanna do some calculation.. doh.gif

sure can pay that amount..just wonder where did my rm900 from last month.. hmm.gif
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I didn't see any RM 900... Actually your statement is very messy. sweat.gif
Just to ease you, I ask you to pay according to the amount state there. laugh.gif

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