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Credit Cards Public Bank Visa Signature v3, 6% Cashback On Grocery, Dining, Online

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cybpsych
post May 10 2016, 10:34 AM

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QUOTE(virgoguy @ May 10 2016, 10:26 AM)
How long does it take PBB to prompt you  the CC application status? I've submitted the application since last Tuesday and the bank staff confirmed and told me that he has submitted the application form on Wednesday
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in my case, they didnt prompt if failed approval, only gotten sms for successful approval.

submitted last Tuesday/Wednesday, gonna take you about 2 weeks to know the status >> Call the IVR to check status or talk to CS.
cybpsych
post May 13 2016, 09:42 AM

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QUOTE(Marcian @ May 13 2016, 09:30 AM)
You guys use Posonline or Payonline for utility bills such as Unifi, TNB, etc?  Both also give 6%?
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uobpayonline

dont use posonline as there will be 2% fee of the paid amount and 6% gst ontop of the 2% amount
cybpsych
post May 13 2016, 01:30 PM

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QUOTE(laymank @ May 13 2016, 11:35 AM)
my supp told me they just received their CB last month.
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QUOTE(ronnie @ May 13 2016, 01:23 PM)
But is the TOTAL CB Principal + Supplementary <RM50 ?
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if split cb/statement, then the cb credited to supp account, right?

if combined cb/statement, then supp's cb should be credited back into principal's account?
cybpsych
post May 13 2016, 02:45 PM

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QUOTE(cybpsych @ May 6 2016, 09:57 AM)
ok, just got to know little nuisance being a new cardholder for PBB VS.

1) You only get your first statement when a complete cycle completed.

e.g.
I got my card on end-April, hence statement date set on th 4th (T+0).
I expect to receive statement on 5 May (T+1day), but till now dont have.
Called CS. CS verified that i will only get my 1st statement on 5 June.
Reason is my Day 1 (end-April) --> 4 May is not a full statement month, hence it will be combined to 4 June instead (system generate statement when full statement month completed, which is between 5 May --> 4 June)

2) It seems first cashback will be prorated as well. Not RM50. As told by CS lah.  hmm.gif

Annoyed with this because i've maxed RM883 spending before 4 May, expecting to get full cb on 5 May  laugh.gif But, CS said i wont get full RM50 since it wasn't a full statement month.

this one, to confirm later on 4 June later. see next point.

3) By 4 June statement, it would consists of ~1.5months unbilled transactions. I asked CS if i would get prorated CB (Apr) + full CB (May)? CS said No, because CB based on statement cycle, of which my actual statement only starts on 4 June.

this one also, to confirm on 4 June whether i will get >RM50 cb or max RM50 cb.  hmm.gif
i wonder if PBB's billing system is that smart/intelligent to split the cb calculation.  sweat.gif
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QUOTE(cybpsych @ May 7 2016, 05:55 AM)
lol mine already 1.6k and was waiting 1st statement until something wasn't right. then called CS only to find out this.

exaxtly,  this will be 1 time nuisance.
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QUOTE(cybpsych @ May 7 2016, 09:14 AM)
i already know the statement date from the letter delivered with the card itself.  biggrin.gif

problem is, 1st statement only generated after a full complete cycle. so, 1st cycle will always be partial, and u need to wait until next cycle to get your 1st statement.

e.g.

Statement Date: 4th of the month

Approval Date: 24 April 2016
1st Cycle: 4 May 2016 <-- no statement because of incomplete cycle (partial)
2nd Cycle: 4 Jun 2016 <-- 1st statement will be generated, but will consists of ALL transactions from 24 April --> 4 June.
nope, never encountered from mbb, rhb, hlb, and cimb.  laugh.gif they all generate 1st statement exactly on the statement date, regardless of complete/incomplete cycle.
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QUOTE(michaelho @ May 13 2016, 02:41 PM)
didnt get my first stmt this month so called up and ask PBB . Told me for new cards they will only bill Apr & May  spending in June. So I asked about the 6% rebates. She said will only be entitled to one time rebate of Rm50. Dang, I already fulfilled RM833 x 2 leh....  mad.gif

First time heard of such things . Anyone can shed some light ?
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i found out the same as well.

also have spent 1.6k for both April statement month (partial) and May (full). based on CS, expected to get RM50 cb only.
cybpsych
post May 13 2016, 03:11 PM

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QUOTE(Human Nature @ May 13 2016, 02:47 PM)
actually i recall something like that but already buried in v1
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QUOTE(michaelho @ May 13 2016, 02:52 PM)
Thanks. So busy these days , I didnt read the past pages. Macam ini pun ada, after holding credit cards over the years ... never came across anything like this. Lesson worth RM50 learnt smile.gif
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this info should be in post #1 biggrin.gif to remind new cardmember.
cybpsych
post May 13 2016, 03:24 PM

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QUOTE(wan7075 @ May 13 2016, 03:19 PM)
mean only can swipe 833 x1 before the statement is ready?
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seems like it.

1st statement only be generated if full statement month. hence, the moment you get the card, that particular statement month is actually partial, hence no statement, so no cb.
cybpsych
post May 14 2016, 09:15 AM

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QUOTE(chrisoth80 @ May 14 2016, 08:21 AM)
How about paying unifi via Jompay?
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why dont you use uobpayonline to pay Unifi? hmm.gif
cybpsych
post May 14 2016, 12:18 PM

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QUOTE(leo_kiatez @ May 14 2016, 10:01 AM)
If you perform BT on that period, it's something very nice coz u get to delay payment on your 1st BT installment for another 1 month. Lolz
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i doubt there's any 0% BT for <2k outstanding, except Aeon CCs biggrin.gif
cybpsych
post May 14 2016, 06:54 PM

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QUOTE(sentry68 @ May 14 2016, 02:46 PM)
Had the same issue when I first got my card last year.  My first statement only came after ~ 1.5 months where I had exceeded the RM60 (it was the monthly cap back then) cash back.  I did write in to complain mentioning that I would have gotten higher cash back should they issue the statement for the partial month, and PBB credited the cash back amount I disputed.

No harm to give it a try!
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good one! thumbup.gif

can share the content of the complaint (minus personal info)? We'll use it as template to dispute with PBB devil.gif

fyi michaelho
cybpsych
post May 15 2016, 02:10 PM

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QUOTE(sentry68 @ May 15 2016, 01:51 PM)
attached is my complain through email to PBB customer service in July last year, and I got my cash back credited on Jul 28

[attachmentid=6650591]
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good one there, thanks!!
cybpsych
post May 16 2016, 08:28 AM

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QUOTE(wilson7847 @ May 16 2016, 08:19 AM)
I'm the principle card holder now.
How do I apply for the supplement card? (I didn't apply during my 1st application)
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use the form here and take part the signup campaign too thumbup.gif
cybpsych
post May 16 2016, 10:49 AM

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QUOTE(christie_ang @ May 16 2016, 10:47 AM)
Anyone try to pay the Kurnia Issurance online with PBVS? any cash back given for this?
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where do u intend to pay kurnia insurance using cc?
cybpsych
post May 16 2016, 10:55 AM

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QUOTE(christie_ang @ May 16 2016, 10:52 AM)
kurnia buy online
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what's the insurance premium amount?

if low, perhaps you could try first lo. didnt see anyone tried it with pbb vs though.
cybpsych
post May 18 2016, 07:33 AM

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QUOTE(sogood @ May 18 2016, 02:17 AM)
I tried to make payment with my PBB VS via posonline, but the status shown "pending transaction".  Is it considered transaction failure or just need to wait for 1-2 days?

In addition, after I filled in all the required details and clicked submit, there was *no* OTP code sent to my mobile phone...
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the status does not update automatically.

go to transaction history, click the transaction ID, click get status, you'll see the status of that transaction whether successful or not.

when i did my IWK payment, no OTP too. but transaction successful. IWK paid. charge reflected in cc statement.
cybpsych
post May 23 2016, 09:53 AM

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finally successful adding PBB VS into M2U biggrin.gif

QUOTE
from: m2u@maybank.com.my

Dear xxxxxxxxxxxxxxxxx,

Maybank2u.com: Add Credit Card
------------------------------

We are pleased to inform you that your credit card no. xxxx-xxxx-xxxx-9999 registration through Maybank2u.com has been successful. You may now visit Maybank2u.com and use this card to make your bill payments.

Thank you

For assistance, please contact Maybank Group Customer Care at 1-300-88-6688 or 603-7844 3696 (overseas).

This is a system generated email. Please do not reply to it.
cybpsych
post May 23 2016, 11:13 AM

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QUOTE(jkngo2003 @ May 23 2016, 11:05 AM)
ay I know why u want to add the card in maybank2u? any benefit? thanks
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some bill payments from m2u is categorized as "online" for pbbvs.

i havent go thru it yet, but i think assessment fee or quit rent, etc.


since m2u could reject adding new card, successfully adding it is just a backup.
cybpsych
post May 27 2016, 03:53 PM

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PB Weekend Special Deals [ PBB | T&Cs ]
3 June 2016 – 26 June 2016

user posted image

This post has been edited by cybpsych: May 27 2016, 03:55 PM
cybpsych
post May 29 2016, 09:26 PM

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QUOTE(MGM @ May 29 2016, 09:23 PM)
Did u use PBB VS for Payment to SAJ via POSONLINE? Entitle for 6%?
Any 2%  convenience fee?
Is SAJ's MCC code 9399 even thru POSonline?
Did u use PBB VS for Payment to IWK via POSONLINE n it entitle for 6% CB ?
Any 2%  convenience fee?
Is IWK's MCC code 9399 even thru POSonline?
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read post 2.

convenience fee always be there when u use credit card at posonline. gst applicable on top of the convenience fee.
cybpsych
post May 30 2016, 05:49 PM

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QUOTE(??!! @ Apr 14 2016, 04:55 PM)
Agoda "pay now" transaction  entitle to CB.
However, "pay later" transactions does not qualify for CB
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QUOTE(guy3288 @ May 30 2016, 05:34 PM)
hello frens,  i want to book hotel via Agoda with PBVS credit card payments, 1 is pay now and book the room, another is  book the room and pay later, free cancellation advantage there.

I prefer to pay later, becos more than 1 month away. but i was told the pay later type may not be considered online transaction, no 6% CB?
Both also  we must key in credit card full details.

Has anyone booked Agoda Hotel rooms using PBVS card and got 6% cashback?

Is that "pay now" type or "pay later"?

thanks
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cybpsych
post May 31 2016, 10:07 PM

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QUOTE(guy3288 @ May 31 2016, 09:49 PM)
Hello frens,

i read p1 and p2 cant find
if pay Umobile bill at umobile website login
(https://www.u.com.my/index.php)

is it considered online transaction and entitled for PBVS card 6% cashback?

thanks.
thanks for confirming Agoda pay now only got 6% CB, pay later none.
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got mah at page 2. umobile online payment portal.

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