People that dare to act in difficulties situation/market will benefit in future.

People that cry mother and cry father when market down will loss the opportunity. 

Long term Long term is the key of investing

Bear has awaken everywhere..

.......
And they (the advisors/contsultants) must be able to give timely advice when to invest, and again give timely advice when to pull out, plus which region/sector to invest and again, when to pull out of the region/sector - and do all these every 6 months or so; with a time frame of 2-3 days to pull out before the market goes down, and must be able to pour back the investment right at the lowest point of the market dip.

Yes they will.. You can walk into Maybank any time you want. Open an account, deposit money, ask about the services etc. That can be easily proven, ask me something about Maybank or Nestle and see if I can't answer you.

That is part of it.. A lot of research is involved, a lot of reading and calculation and some common sense   but yes at some point you have to make a decision. Good things not cheap, cheap things not good. So if you see a good thing that is cheap, you should buy it but you have to determine for yourself why it is good, and why you think it is cheap.

Yes. Don't be afraid, if you are a shareholder you own part of the company, these people are your staff Ask them about anything you are not sure of. If it's a good company Investor Relations will be happy to answer you.

One of the system one can use with the concept of buy high sell higher is using 50 SMA or even 100 SMA to make investment decision. I'm not saying I'm using this system but it is a possible system. Using your normal DCA ammo, when NAV drop below 50 SMA, you stop your DCA and reserve the ammo. The moment NAV went above 50 SMA, you lump sum invest your accumulated ammo and resume DCA again. Will you able to catch the bottom with this method? No, but that is not the objective because with regular DCA you unable to catch the bottom as well because nobody know when is bottom until you see uptrend again as represented by NAV cross above 50 SMA. The chart is available FOC from FSM. There are many more systems that can enhance return using variation of DCA/VCA/CDI methods.

Let me try to understand this;

...........Then my target sell price is RM 10,000 + 3,750 = RM 9,166.67.

sold all China Big Cap. -20%

ponzi 2.0 left +8%..

Saudi, Qatar, Venezuela and Russia agree to freeze output.
Oil prices should rally, and ringgit would strengthen. Which means some of the funds we invest in will be more red...

Freeze at January levels.
I guess that means the four nations will not increase outputs, but may not reduce them anytime soon.

MY funds dropped a lot in 2015 especially those big cap. When did you enter MY fund? Those who entered in 2014 will know what I am talking about. 2015 was US mkt due to the MYR weakness.

Xuzen

I'm awesome and I know it! 

Xuzen

Guys. I opened FSM account last month and invested into CIMB AP and Global TITANS.

I am slightly confused after investing, if I invested both funds 1000 ringgit , and I get 1000 units for both funds. I hold the fund for 10 years, and my NAV price has increased by 200%. If I didn't withdraw any money on this point. and on the 11th year my NAV price drop by 250% , does that means I lose all my savings and principals and I have to start again wait for the NAV to increase?

Thanks and looking forward to your detailed analysis when you have sometime. BTW, how do I know if funds are correlated? Thanks again.