lol the malay lady

what did she do?

Did u ask why Aberdeen Islamic Equity Fund is such down performer ? What India now ?!

Still not too convinced with the India market...maybe already got too many recent negative perspectives on foreign equity fund..choose not to purchase, aka not to add another headache haha...

Well, for China fund...just utilize 0.5% special rate to top up...with PE ratio of 6.2 and giant trillions foreign reserves, plus words of promise not to further devaluation of RMB from the Prime, i do believe that it is just a matter of time for China to get back to its growing track...at least sound more promising than India....

my 2cents haha...

Indian Prime Minister Narendra Modi launched a number of initiatives on Saturday to support the country’s start-ups, including a 100 billion rupee ($1.5 billion) fund and a string of tax breaks for both the companies and their investors.

Modi’s high-profile event in New Delhi – attended by hundreds of investors and entrepreneurs, including the founder of taxi-hailing app Uber, Travis Kalanick – promised a shot in the arm for the sector, with exemptions from tax and compliance inspections for three years.

“Start-up does not mean a billion-dollar company where thousands of people work. It is about employing even five people, and developing India.”

Modi unveiled plans for a new 100 billion rupee fund: a structured fund of funds that will invest in venture capital funds over a period of four years, financed by the government and the state-owned Life Insurance Corp.(LIC).

He also said start-up companies would benefit from cheaper and faster patent applications, enjoying 80% rebates on the cost of patents. A mobile app would allow companies to be set up within a day, he promised.

Moreover, they will be exempt from income tax for the first three years in which they make a profit. Their investors could also benefit: recognized funds of funds could see exemptions from capital gains tax, Modi said.

Bro, buy when down la, not buy when the market up
wrong wrong thinking but its in the head of most of the investors

   

Market drop 20% = 20% discount for the fund you bought.

buy buy buy Now MEGA sale !!!!

   

except for my bonds, all are red 

I found this in my mailbox today. Awesome.

Happy CNY to all.

DAVOS Summit.

Please view what the Market Players are saying about the Current Sell-Off.

Blame the  1) Oil & 2) CHINA

So is there any resolution / solution to both the OIL and CHINA Problem ???
http://www.bloomberg.com/news/videos/2016-...ff-in-equities-
SIFUs ...... Please Comment.

maybe b'cos of this.....?

  I predict from now will slowly climb up with some bumps till May then drop again, then up...

not selling anything...
since i just started investing.. my inv still a very small amount
my whole portfolio is in red and negative ROI

sifus.. do you think it's wise for me to hold them with a max stop loss at 20% of inv ?

sorry.. i'm still a newb in all this..

For US stock need to wait till end of the month to know. Right now S&P 500 monthly chart is below it's 20 EMA. If this rally can't break 20 EMA and bounce back down, we could be in for a big crash.

Depending on what category of funds - balanced or equity. The fund manager cannot pull out everything and swing from 100% to 0% as he likes. Only you can pull all out.

What the FM can do is beating the fund's benchmark. He cannot 'cut loss' for every single investor... if investor buys lump-sum when the market is hot, that's the investor's problem, not the FM's.

Bro, Monday is a public holiday. You can ask CIS on Tuesday. Please share their advice here if possible. Would they advise that:-

1.  You have deworsified?
2.  Over traded?
3.  Did not follow VA or RSP?

Without knowing your investor profile, I suspect the main problem is No. 1 above. This means you are buying too many funds which have a high degree of correlation. My own definition of high is 0.85 positive correlation and above.

An e.g. of deworsification is when Fund A is selling Maybank at RM8 because he thinks it is too expensive. Fund B is buying Maybank at RM8 because he thinks it is cheap.

As an investor, you are holding both Fund A and Fund B in your portfolio and paying the transaction costs for this Maybank deal. So what do you get at the end of the day? 1-1 = 0

Eh? Apa cakap? I thought we are not supposed to monitor our investments for unit trusts? That's why we have fund managers to do the job? Daily monitoring is only if we are buying shares directly?  Therefore only quarterly, half yearly or annual rebalancing is necessary for unit trusts?

  YES, portfolio B is more diversified as to ex...management risks and portfolio holding risks but will it be subjected to this "deworsification" as per below example some of the time?

high correlation and high overlapping coverage is not necessarily a bad thing. Just remember to adjust the allocation..

eg :

local equity allocation 40% ==> KGF 20%

      - or -

local quitey allocation 40% ==> KGF 20% + EISC 20%