N I dun mean the customer service like front counter people but the one called CIS,  can they analyse a portfolio thoroughly and tell you what went wrong

I have NEVER into stock investing...
just reading from the above posts.....just wondering if I have RM 100k to invest into lets say Maybank or NEstle.....will they let me have a look to analyse their operations?

isn't it they will always says good about their company?
can they be trusted to tell you the truth or
did the top mgmt hide somethings from them or
the top mgmt. did not tell them some things?
then in that case they (investor relation) are telling the truth but a lot of hanky panky they will not know. right?

Gulp, touch wood. I think my job is quite secure for now. All the sifus in investment from Warren Buffett to William Bernstein tells us that the best time to buy is during a falling market when the economic clouds are the blackest. This is especially so if the investors are in their 20's and 30's and have a long term investment horizon. Remember the hamburger story by Buffett?

So I applied it to my investment in FSM. Touch wood, thus far, I am still ok. Not burned yet.

I am not sure about the strategies used for stock trading. Buy high, sell higher? How would we know when is the right time to sell? This means we are not going to hold the stock for long term? This seems to be a different concept from unit trust investing.



So would you mind sharing what would be your FSM investment strategy now in view of the global rout?

My principle is simple. I read a lot of investment books and apply some of the ideas to my investment portfolio. If it works, I will share it here. If it doesn't work, then I will be the only casualty, aka guinea pig.

hi guys.......... it's my 1st post in fsm thread in 2-3 years time.

i recently thinking of constructing a portfolio, apart from my current investment in stock. i want something more resilient and long term that I don't have to watch out for the next 5-10 years. or possibly for retirement purposes.

Method of my investment will be via RSP on monthly basis and via EPF contribution, i have never taken out any monies from my epf account before.

Currently I only have very insignificant amount invested in Kenanga Growth Fund, return of about 36% since invested 3 years ago.

Can any member(s) here shed some light of your insights on how can I go about doing it?

Goal is 30% (EPF + mandatory savings for retirement), so I will make up the remaining 7% minus PRS of 250 every month. which means I need to save pretty little only for such purpose.

question in mind is, what kind of funds should I go for? I would say the riskier funds, more to equity since time is on my side.

Also, i know nuts about asset allocation, can share with me on what do you think?

Thanks a bunch and happy midweek!

Edit: if i just invest in one, say Kenanga Growth Fund, do you think this is ok?

the longer the better?

I don't have a fixed holding period esp. for my supplementary portfolio. It all depends on the performance of the fund compared to its peers. That's why I sometimes tend to overtrade.

If the fund manager is not performing, then we will just have to "sack" him/her by selling the unit trusts. Of course in a global rout like now, every fund is not "performing", so there is nobody to sack.

Only 1 call regarding market. 2 scheduled rebalancing. No excitement over here.

I have just look at Hwang's monthly review and all sector: all indices are down... there is no where to hide. Only one asset class is in positive territory, i.e., GOLD.

With such duldrums and huldrums, where got mood to be chatty leh?

Sigh!

Xuzen

Why have chinese version?

hi. i am still new to fsm. is good to buy unit trust now...? as we all know the economy is not that good now... please give some advice.

Sell now n buy back later at cheaper price?

I busy with girlfriend and her family

tq bro, duit ala.... of course when market down. but looks like market is keep going down n down... hmmm... like what u said "...the volatility will continue"

shud i wait until market start going up and buy?

freeze output?....
does it mean NO OUTPUT?...for how long?