Maybank ones one glance not the same funds as FSM. And SC was high I think 5 or 5.5%. I think I saw some funds starting with Maybank names. Dun think it is on FSM

67% worse than FD, I think i have quite a few lo. Anyway for stock market i understand you have to monitor quite frequently, I have a full time job taking up lots of my time, i cant monitor and kepe trading, thats why i chose UT. Anyway back to question some1 asked before CIS gets comission not if you stick to one and go through him to ask to buy or sell.

I just realised in my portfolio, the worst performing is RHB Asia Pacific. Past years almost all red

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This post has been edited by kkk8787: Jan 26 2016, 08:28 PM

as promised previously, Ill update you guys on what the Client specialist says regarding my portfolio to share with you guys. Ok upon his analysis, he said well diversified, great potential, but to him, its aggressive portfolio. Also he thinks Its overweighted in local equity, he adviced to increase global exposure and cut down on local. Also adviced to increase on Bonds. He said RSP is a great way.
ok on regional and his view on next 1 or 2 years , he said Europe and US should have good growth of single digit, Asia ex-Japan should have a better outlook compared to previous 4-5 years, Japan, maybe government will increase QE
on local Malaysia, growth maybe only moderate
Not his exact words but a summary of what I understand

dun be greedy haha, whenever see 0.5% discount dun simply buy. if not so free to monitor market, just let RSP to sail itself. For now, just sit tight and ride through the waves. Will resist to simply top up. Whenever I simply top up its always a wrong decision.
I dun buy bonds as I already have FDs which is my real secured buffers.
For now whenever each funds hit its certain target, slowly cash out.

Klci went down again today

I have Ambond and Amdynamic Bond. Is it wise to sell off now and try to buy equities with it

A friend recently asked me is there a Bahasa version? he cant really read english

ya

in Borneo, u get many

Im in Borneo too

FSM not popular here. They seem to like MLM more, dunno why. by many I meant Malay speaking

Hey dun get it wrong nth bad. Just cute. Hmm more like bahasa sabah la bro. Well my fren here asking they have bahasa version or not as he is more comfortable reading bahasa. I can translate bits and pieces but can't do it daily that's y asking. Well my personal experience here ppl more comfortable with bahasa at times. I'm a Chinese but I tend to speak bahasa to chinese here as well instead of chinese. I actually enjoy it. Was from kl long time ago, more than 5 6 years back, if speak bahasa to another chinese ppl will be wondering, here in sabah it's normal

Sorry bro din know that statement can be taken in bad light. Sabah I'm in. But i can reassure you that to me a better proficiency in bahasa as compared to english is nth bad. At least to me. Language proficiency is not an indicator of status whatsoever. We shouldnt judge ppl based on language proficiency.

Itu ong mari sudah....klci also going up. Hopefully can last for few weeks

Huat ah

Even the prices on fsm today no updates. But they started working d because they answered my e mail

Gosh drop lagi. Global titan all earnings wiped off

its so red, I wish I can turn it off and open back again in 3 months time