Ahaha...hope doesnt cone to this this year

terrible..profit in last 1.5 year all wiped out. Did I make a huge mistake going in big few days ago during the 0.5% SC discount....hmm

Hmm ya read. Hopefully la if not the money could be kept in FD almost 4% lo

wah rugi teruk teruk,if able to recover back to pre January level in 1 month still ok

any prediction when the global market will recover slightly, or will worsen in near term

so question is who is right hahaha

I've stayed invested in fsm for close to 5 years. But it seems to be giving a lower return than FD so far. Maybe I always buy in at wrong time. My last major buying was during the 0.5% sc discount. Doubled my portfolio, within days everything dropped

5 year horizon expected. Thinking of cashing out in 1 year. From the high of 11 to 12 per cent profit in total went down to 1 per cent. Value of a new saga just got wiped off within a month haha.
Using dca monthly with every now and then top ups.

Ya I gonna stay. Not cashing out. If your prediction of 2 to 3 months is true that will be great. If this is the start of a global crisis then opps.

One of the reasons is my top ups became bigger and bigger. So a lot of the initial earning got diluted by the subsequent tops upd which became bigger and bigger. I dunno how to say. The other reason is i am stuck with a few asia pacific funds. Tried to average down by topping up when he goes lower and lower. But it just kept getting lower. Am asia pacific and rhb asia pacific. These 2 rugi besar besar

As some bros suggested , below is my portfolio. All bought at different times. Also top ups different times getting bigger and bigger. Some as new as 1 week, manu india and kenanga total return

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Well once it went just above but after that lagging behind. My equity is around 80 per cent. Something is wrong I think. Have to talk to specialist on monday

U guys have being very helpful. I'll give as much info as i can, ya my allocation right


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Im not in the financial field, you are right, I base a lot on FSM recommendation and also recommendation from here. End up Rojak. Now stuck d. Whenever I see something receommended Ill itchy hand buy. I have a bit of spare cash in FD, so keep buying whenever I fell like. U see my allocation, now performing badly

I think its underperforming relatively, because the way I calculate wrong d. I just see the % generated by FSM, the one that says total profit how many %, ok it says 11 per cent. Then I think back ok, I started 4 years or something like that back then, if I put in FD 3 per cent by now more than that d. Its a wrong way because in FD I assume lum sum kan, while in FSM , I keep topping up the funds. SO a big portion of money not even has 4 years , some 2 years , some 1 year only, some recently topped up only 1 week only, thats why profit so low.
ANyway if I just let it sail by with this portfolio should be ok kan. Seems very diversified already.

y ah bro, too Malaysian centric ah. I did that because long long time ago, a great some1 in this forum said Malaysian funds are better with Malaysian equities? They are not so good at picking overseas funds

sorry I really dun remember..haha...was long long time ago

nola how can haha...he did it out of kind heart also. nobody can predict market kot. but my last regret is that during the last 0.5% SC a week back, I doubled my portfolio, within days BOM, all crashed, if top up few days later instead, even better.