Just sharing - 10 years' asset classes' returns
http://awealthofcommonsense.com/2016/03/up...formance-chart/

Being a bottom-feeder (mudskipper? ), seems to correlate with my lelong buying / pecking on "commodities & emerging markets". Cautionary note - i am willing to keep buying / pecking every 4 to 6 months for 5 years (on top of value averaging quarterly), as long as it's still "fear/sad" on these.

Hi guys, I've been invested in FSM Funds for the past 3 years. Along the way, some funds got sold, some remain (got small profit from it, Thank God)

However, at this moment, I realize I need some advice from the sifus here on my funds allocation.

Affin Hwang Select Asia (Ex Japan) Quantum Fund – 15%
RHB Big Cap China Enterprise Fund – 15%
Affin Hwang Japan Growth Fund – 25%
AmAsia Pacific Equity Income – 28%
RHB Gold And General Fund – 17%


Are my funds allocation above healthy? Or bad?

Thanks in advance. *bow*

"Are my funds allocation above healthy? Or bad?"
it is all in you.....each has his/her own risk appetite or preference.
but looking at your portfolio....
based on MINE risk appetite....
wow...you have got VERY high risk appetite ....
HEAVY in single country or specific, high volatile funds you got there.

Thanks for the reply.

Haha. My 'Healthy' means 'healthy' as in the eyes of veteran investors in terms of diversification etc.
I actually thought my funds are somewhat diversified... Crap...

Mat Salleh region is missing

I guess I will be buying some...

I also want eat free food!!! But not entitle..

Have u shortlisted which Funds?

KGF and EI Small Cap

Local funds ony?

Thanks for reminding!

By the way, any good US-focus Funds to recommend guys? I only found two in FSM.

This post has been edited by Kinggnik87: Mar 9 2016, 10:16 PM

You can try CIMB Global Titans Fund. US + Europe + Japan

Does FSM charges anything for UT/PRS held with them ?

if you mean sales charges.....then this might helps....
http://www.fundsupermart.com.my/main/prs/g...tePRSTable.svdo

Yalor for now...

The management fees actually go to the fund houses, and not FSM right?
Sales charges are also 0%.
Then what do FSM earn

laaaaaaaaarge trailing commissions?
incentives for each tier hit (AUM)?
etc etc - i'm sure they've negotiation powers hehe

Actually, the normal unit trust consultant do not just earn commission on sales charge. They do earn money after sales, provided the customer is still holding the fund. I guess in a way it is part of the management fees.

So, the same applies to fsm I guess.

U r rite as a UT consultant will earn certain % of the management fees earned by UT Company

ECB cut int rate to 0% n deposits rate to -0.40%