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Credit Cards CIMB Bank Credit Cards v4

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fruitie
post May 28 2016, 06:31 PM

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QUOTE(cybpsych @ May 28 2016, 06:26 PM)
still maintained as Mastercard?
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Yes.
fruitie
post May 28 2016, 07:39 PM

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QUOTE(mojo86 @ May 28 2016, 07:34 PM)
Isn't that minimum? My "Statement" amount is more than my "Full" amount..and the funny thing is I noticed my "Statement" amount this month is exactly the same as last month's.
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Minimum is different.

It's difficult to visualize with words, please post your statement here.
fruitie
post May 28 2016, 11:15 PM

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QUOTE(ch_teo @ May 28 2016, 10:57 PM)
I have no issue with the new cc, received a few months ago. CIMB increased my to year 2020 and they approved my CL 50% up. So again i guess it is about individual usage on the card and one's credibility in the bank. Recently, they sent sms to invite me for prime current account, maybe this is the 3rd invitation since i have Bumiputra account long long time ago...
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Erm... I'm not the only one received their card with reduced expiry year. It's their new PIN & Pay card, I didn't apply any new card. Don't question about people's credibility if you don't know the person well.
fruitie
post May 29 2016, 11:55 AM

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QUOTE(LostAndFound @ May 29 2016, 02:25 AM)
Sis, no need to be too touchy on the 'credibility' word, seen this a few times di. Mod should be good example right =) based on his post he was making general statement only, not accusing or questioning your credit-worthiness.
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I'm totally against generalizing. As simple as this.
fruitie
post May 30 2016, 10:30 AM

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QUOTE(ronnie @ May 30 2016, 10:27 AM)
I thought that CIMB Cash Rebate can't change statement date, it's fixed at 28th Each Month
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Few managed to request CS to change but seems haven't been reflected yet. So, let's see if it really works.
fruitie
post May 30 2016, 12:04 PM

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QUOTE(alive88 @ May 30 2016, 11:54 AM)
So, here comes my first bill. Now im wondering which amount to pay? And wanna know how does the rm50 cb offer works?
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Statement.

QUOTE(djhenry91 @ May 30 2016, 12:02 PM)
statement

for me i choose full
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Full amount is after cash back, you will be penalized with financial charges due to short payment. Only applicable for CIMB... sweat.gif
fruitie
post May 30 2016, 12:38 PM

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QUOTE(djhenry91 @ May 30 2016, 12:07 PM)
i always do tht but no kena wor..weird..
nvm this time i pay watever i spend on cc..
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Many have reported on this thread that they got penalized for paying amount after cash rebate.

QUOTE(alive88 @ May 30 2016, 12:12 PM)
So basically if i pay the statement amount, im actually paying without getting any CR right? So what happened to the balance when they minus the amount with CR? Carry forward the money?
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Yes, brought forward to next month and deduct in next statement.
fruitie
post May 30 2016, 01:31 PM

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QUOTE(ronnie @ May 30 2016, 01:14 PM)
CIMB don't accept "rebate credits" as part of payment for last month's Statement Balance, then.
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Yes, it seems that's the case for Digi.
fruitie
post May 30 2016, 02:10 PM

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QUOTE(calvincty @ May 30 2016, 02:05 PM)
I believe the first post do illustrate what are the merchants for the 2% utilities.
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Standing Instruction payments under all MCC (4900); and Standing Instruction payments under MCC (5968) applies to GAS MALAYSIA, SESCO and TNB only.

Did you notice it is only for SI?
fruitie
post May 30 2016, 02:18 PM

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QUOTE(calvincty @ May 30 2016, 02:14 PM)
Ops, sorry my bad
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If you want to pay bills with UOBPayOnline and get cash back, you may apply for PBB VS and UOB VOX. Refer to their respective threads for more information.
fruitie
post May 30 2016, 05:34 PM

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QUOTE(sendohz @ May 30 2016, 05:02 PM)
i thinks it's time for mod to update this instruction in 1st post and highlight it in BIG font size to inform user to be aware of this abnormal procedure.
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TS can do. smile.gif
fruitie
post May 30 2016, 06:54 PM

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QUOTE(victorywp @ May 30 2016, 06:53 PM)
but it's not related to cimb cr lol...
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What I was trying to say things that TS can do, please do, don't keep asking mods to do. biggrin.gif
fruitie
post May 31 2016, 01:34 PM

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QUOTE(engtat @ May 31 2016, 12:40 PM)
Double confirmed.

I had 3 transactions on May, with UBER app.

Uber BV help.uber.comNL - 5%
UBER BV HELP.UBER.COMNL - 0.2%
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Which is which? Why different one? laugh.gif
fruitie
post May 31 2016, 01:42 PM

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QUOTE(memento @ May 31 2016, 01:35 PM)
yeah same! Would we get charge for the sms we received??
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Of course no. smile.gif
fruitie
post May 31 2016, 01:58 PM

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QUOTE(memento @ May 31 2016, 01:56 PM)
but it seems like U mobile is auto sending our sms reply. Hence, cimb send us the same sms. aiks i hope not
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Then this is scary already. sweat.gif
Did any of you guys check with U Mobile? laugh.gif
fruitie
post Jun 1 2016, 12:14 AM

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QUOTE(engtat @ May 31 2016, 03:52 PM)
Either purely random, or based on amount.

The only upper case, 0.2% is when I spent more than RM80.
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sweat.gif I guess really random then. doh.gif
fruitie
post Jun 1 2016, 12:08 PM

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Just had a quick calculation on my Taobao purchases which I used CIMB CR, the rate is so so good, just like board rate on those money changers. thumbup.gif

Will shift my overseas online transactions to this card. biggrin.gif
fruitie
post Jun 1 2016, 12:19 PM

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QUOTE(chiahau @ Jun 1 2016, 12:09 PM)
Got one of the better rates using this card to purchase something from US.

Quite a nifty card really, seeing i saved about 5~10 bucks.
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Yes, very good rate. thumbup.gif

QUOTE(sendohz @ Jun 1 2016, 12:12 PM)
Therefore they don't have any additional cross border fees?
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I don't think so because my Taobao purchases were in RMB and not in MYR. CIMB will convert for me in the statement. biggrin.gif

QUOTE(akh2920 @ Jun 1 2016, 12:12 PM)
Fruitie, last time u mean cimb card cannot get rebate for uber anymore? The first post should be edited i guess
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Erm, then engtat posted that he still got it but randomly... sweat.gif
fruitie
post Jun 1 2016, 05:10 PM

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QUOTE(vin_ann @ Jun 1 2016, 04:51 PM)
RM0.00 CIMB: We're pleased to send you a PIN-enabled credit card. To activate, sms CA<space>last 4-digit card no to 68833.If not received, pls expect it soon.

Received sms !
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I didn't receive this SMS yet it came to me unexpectedly. laugh.gif
fruitie
post Jun 1 2016, 08:30 PM

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QUOTE(djhenry91 @ Jun 1 2016, 07:04 PM)
hmm..i not yet receive or is it i active together with CC when i got it??
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Of course you only activate when you receive the new card then your old card will be deactivated. It is sent by batches, so just for yours.
Mine came unexpectedly. laugh.gif

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