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Credit Cards CIMB Bank Credit Cards v4

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fruitie
post Jan 1 2016, 02:51 PM

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I used Grabcar app and had a ride of RM 11.39 which charged to my CIMB CR and unexpectedly got RM 10 of CIMB Grabcar promo and of course the usual 5% cash rebate. Not too bad. biggrin.gif
fruitie
post Jan 1 2016, 03:03 PM

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QUOTE(CP88 @ Jan 1 2016, 03:02 PM)
Better than LRT eh. It will cost you 0.82 for the entire journey. Can use more often eh  tongue.gif
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I didn't know there's such a promo. tongue.gif

Googled and it was only for the first cashless ride. laugh.gif
http://www.grabtaxi.com/myteksi/get-a-rm10...ride-with-cimb/

This post has been edited by fruitie: Jan 1 2016, 03:13 PM
fruitie
post Jan 1 2016, 06:53 PM

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QUOTE(CP88 @ Jan 1 2016, 06:50 PM)
Try create another "new" account and share with us whether its workable..  tongue.gif
*
But it's the same CIMB card...
fruitie
post Jan 1 2016, 08:06 PM

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QUOTE(lengzhai @ Jan 1 2016, 07:39 PM)
Hi fruitie,

Grabcar's MCC is considered as Ecom which entitled to 5%CB?

I checked with Uber, their code was Taxi & Limousine btw I think it will not be charged as Ecom. hmm.gif

Or anyone experienced riding these can confirm on this?
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I'm not sure which MCC but it's entitled for cash rebate.

Eh, Uber no? I got it for my Nov cash rebate. smile.gif
fruitie
post Jan 1 2016, 08:27 PM

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QUOTE(lengzhai @ Jan 1 2016, 08:10 PM)
According to Uber, Uber is registered under the Merchant Category Code 4121, for Taxicabs and Limousines.

Just to double confirm with you, means that Uber transactions also entitled for the Online Ecom 5% CB then?

If yes, I am going to change to CIMB CB liao rclxm9.gif
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Yes, I received cash rebate for Uber transaction via its app. smile.gif
fruitie
post Jan 2 2016, 01:09 PM

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QUOTE(suai @ Jan 2 2016, 12:53 PM)
Guys, alipay still not eligible for 5% cash back?
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How do we reload our Alipay using CIMB CR?
I thought cards that not registered in China cannot use to reload Alipay? My China friend usually transferred money to my Alipay or she helps me to pay my Taobao purchases. biggrin.gif

This post has been edited by fruitie: Jan 2 2016, 01:09 PM
fruitie
post Jan 2 2016, 04:34 PM

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QUOTE(suai @ Jan 2 2016, 04:10 PM)
Diirect payment to taobao via alipay, no need reload. Entitled for 5%?
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That means direct payment to Taobao is it, I guess that's entitled for 5%.
There is a service charge of 3% I supposed, not worth for me.

This post has been edited by fruitie: Jan 2 2016, 04:37 PM
fruitie
post Jan 3 2016, 04:59 PM

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QUOTE(cheahcw2003 @ Jan 3 2016, 04:26 PM)
I m using the Cimb visa infinite, all transactions are subject to 0.5%/1% rebates, no need to remember which merchant codes and monitor the credit use per month. No cap on the rebates more straight forward to me.
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But the % is not as high as CIMB CR.

If you want a hassle free card, can get Aeon Watami but it excludes petrol.

Well, everyone has different needs, some don't mind the hassle while some find it troublesome.

No right or wrong.
fruitie
post Jan 3 2016, 05:09 PM

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QUOTE(cheahcw2003 @ Jan 3 2016, 05:07 PM)
Those cash return 5% are not exactly 5% based on the actual transaction amount, many formulas and cap assigned to each category. Very difficult to monitor for me
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So far I got back my 5% cash back for my online transactions though I prefer my UOB VOX for pure online transactions.
Erm formula? Mind to enlighten? unsure.gif
fruitie
post Jan 3 2016, 05:16 PM

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QUOTE(cheahcw2003 @ Jan 3 2016, 05:14 PM)
I m referring to Rhb smart value card, previously called travel money. They used to have online calculator to work out how much total spend, petrol spend, utility spend and etc.
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Oh, I thought you were referring to CIMB CR card since this is a CIMB thread.

Oh well, yes that's a troublesome card. I cancelled my RHB card too.
fruitie
post Jan 3 2016, 05:59 PM

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QUOTE(sj0217 @ Jan 3 2016, 05:47 PM)
Not sure on this, you may try pay through payonline
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Payonline doesn't entitle for cash back for CIMB CR if I'm not wrong.
fruitie
post Jan 3 2016, 06:28 PM

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QUOTE(Kaka23 @ Jan 3 2016, 06:24 PM)
So we need to remember because when we swipe the card we need to tell the cashier the merchant code? Sorry noob..
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You can't change merchant code, you can't do much because it's tagged to the terminal. So learn from experience if you don't get cash back.
Refer to this thread: https://forum.lowyat.net/topic/3711577
fruitie
post Jan 3 2016, 06:30 PM

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QUOTE(hitch80 @ Jan 3 2016, 06:20 PM)
too bad then, thank you no for the clarification
*
If you want to use Pay Online and get cash back, you can try applying UOB VOX or PBB VS. smile.gif
fruitie
post Jan 3 2016, 08:55 PM

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QUOTE(shamsay @ Jan 3 2016, 08:43 PM)
buy things at giant can got cb or not?
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Giant is groceries, so 2%.
fruitie
post Jan 3 2016, 09:01 PM

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QUOTE(hitch80 @ Jan 3 2016, 08:58 PM)
ok..but too many cards already...got few % pun ok la
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I spend a lot on online transactions so I spend more on VOX compared to CIMB CR. Pure online transactions card and can get cash back even for flight tickets. biggrin.gif

My CIMB CR is only for below RM 50 transactions. biggrin.gif
fruitie
post Jan 6 2016, 09:45 AM

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QUOTE(wu ming @ Jan 6 2016, 07:40 AM)
How about Agoda? (more attractive feature, book now pay later).
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Agoda using CIMB CR will have 0.8% border charge.
fruitie
post Jan 6 2016, 01:22 PM

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QUOTE(diversity @ Jan 6 2016, 12:09 PM)
Feel like cutting my CIMB cash rebate gold card, not much benefits.
Even the cash rebate only max 50 per month
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Er.. RM 50 cash back is very normal in the market, how much are you expecting actually? laugh.gif
Anyway, that said I don't use my CIMB CR that often too because I have UOB VOX for online transactions. Only if the transaction is below RM 50, then I will use CIMB CR and my usual Uber and MyTeksi rides also charged to CIMB CR. biggrin.gif
fruitie
post Jan 6 2016, 06:59 PM

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QUOTE(13aby @ Jan 6 2016, 05:44 PM)
apply for normal platinum card , but they call me and say already proccess for Cash rebate and Petronas Platinum card...... hmmm
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You can always insist to have only one card. I was offered with another card too when I applied CIMB CR and I made it very clear that I only want CIMB CR, do not send me other additional cards.

I only received CIMB CR at the end.
fruitie
post Jan 7 2016, 11:13 AM

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QUOTE(chiahau @ Jan 7 2016, 09:07 AM)
My CIMB card can't be charged for Netflix sad.gif
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Any error? I'm yet to try, probably tonight will check it out.
fruitie
post Jan 7 2016, 02:52 PM

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QUOTE(Pistacio @ Jan 7 2016, 02:30 PM)
do they have 5% rebate for uber and myteksi?  thanks
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Yes, I got cash rebate for both Uber and MyTeksi.

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