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Credit Cards CIMB Bank Credit Cards v4

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fruitie
post Mar 16 2016, 04:00 PM

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QUOTE(alexwsk @ Mar 16 2016, 02:52 PM)
i too reduced my CL, but before that cs warned me after reduce if want to increase need to submit back income documents  laugh.gif
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Standard answer from all banks, I told them, never mind and go ahead. laugh.gif
fruitie
post Mar 17 2016, 10:20 PM

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QUOTE(Bahnhofstrasse @ Mar 17 2016, 08:49 PM)
The cash rebate from CIMB cash rebate follow calendar month or statement month?

Prefer maybank style, paid on the 1st of each month, you know its for previous month.
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Statement date because everyone's statement date is the same - 28th of the month.

8. How are my Cash Rebate calculated?
All Cash Rebates earned in the “current month statement” will be posted in the “next month statement” under their respective Cash Rebate categories.

Example:-
John had received his credit card statement dated 28th July 2015, of which Cash Rebate earned in the 28th July 2015 statement will only be posted and reflected in the next month statement i.e. 28th August 2015.
http://www.cimbbank.com.my/content/dam/cim...July%202015.pdf
fruitie
post Mar 17 2016, 11:46 PM

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QUOTE(saitong09 @ Mar 17 2016, 11:35 PM)
Means the statement date cannot be change? Btw, if posting on 29th then the cb have to wait for 2 months to receive right?
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Will see in unbilled transaction.
Cannot change statement date.

This post has been edited by fruitie: Mar 17 2016, 11:47 PM
fruitie
post Mar 18 2016, 10:26 PM

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This is regarding Eraman CIMB cards discount.

2. Privileges include, but are not limited to, fragrances and cosmetics, chocolates, fashion apparel and accessories, excluding tobacco, tobacco products, Airport Shoppe merchandise, Chanel, Remy Martin Louis XIII.

http://www.cimbbank.com.my/content/cimbcon...ail/eraman.html

That means fragrances and cosmetics cannot get discount?
fruitie
post Mar 19 2016, 11:48 AM

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QUOTE(lengzhai @ Mar 19 2016, 11:45 AM)
can get but might not be all ranges.
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Erm, how to know which one can and which one can't...
fruitie
post Mar 19 2016, 12:18 PM

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QUOTE(lengzhai @ Mar 19 2016, 12:16 PM)
I bought chocolates there before, according to the sales girl the promotion is actually for all chocolates and perfumes, edt and edp exhibited on the rack while stock last.

They have kiosk and shops around Malaysia Airports nationwide and not all eligible items available at all location thus having this "but not limited to", because this keywords is to protect business and to reassure that not all kinds of eligible items are for promotion, but in fact is all listed items on the rack in the particular shop is having promotion exclude rokok and other things like selected liquor.
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Got it. I might buy in my next trip. Always lazy to shop for stuff after I come back. laugh.gif
fruitie
post Mar 19 2016, 11:55 PM

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QUOTE(gastacopz @ Mar 19 2016, 11:35 PM)
thanks...applying now.. thumbup.gif

rclxm9.gif  rclxm9.gif

btw, no more rm50 lazada voucher..only this..

how they got so many details of me?just press apply now, all info is there..where i work, when start work..how they know?? rclxub.gif
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Do you have existing CIMB account? Like their savings account?
fruitie
post Mar 20 2016, 12:06 AM

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QUOTE(gastacopz @ Mar 20 2016, 12:00 AM)
yup...but iirc,, never provide them with all the info.

and they offered me gold, instead of plat...any different?later not get rm75 cashback how?
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Erm, there is no more CIMB CR Gold, I thought all now Plat? They downgraded the requirement for this Plat card to 24k per annum.
fruitie
post Mar 20 2016, 11:55 AM

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QUOTE(saitong09 @ Mar 20 2016, 11:22 AM)
fruitiemy application still under approval, if approved will get Lazada voucher rm50 or welcome bonus rm75?
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laugh.gif How would I know? I got mine a year ago with no gifts at all. laugh.gif
fruitie
post Mar 20 2016, 12:46 PM

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QUOTE(saitong09 @ Mar 20 2016, 12:16 PM)
I just cimbclicks again for the promotion, still Lazada voucher rm50 and don't see the EXCLUSIVE OFFER welcome bonus rm75. Maybe that offer is for those monthly income more than 40K gastacopz  tongue.gif
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Not sure. Rightfully, the Gold CR should be removed as no longer exists. I applied my CR Plat that time still had 60k p.a., now no more what, everyone will get Plat. laugh.gif
Just apply and be grateful you actually have a free gift not like some of us who didn't get anything.
fruitie
post Mar 20 2016, 12:47 PM

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QUOTE(gastacopz @ Mar 20 2016, 12:33 PM)
wow...got 1 last time...27 jan..how to cancel that one?coz seems like after i i click the rm75 cashback, it continue where i left off for the previous card...and it showed gold cash rebate
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Gold was removed months ago, in fact last year...
fruitie
post Mar 20 2016, 12:52 PM

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QUOTE(gastacopz @ Mar 20 2016, 12:49 PM)
you think its safe to apply?eventhough show gold there???

if cant get 75 rebate, rugi liao..btw, already left my number for them to call..let see how it goes..before i proceed
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I don't know if eventually you will end up with nothing. laugh.gif
fruitie
post Mar 20 2016, 03:55 PM

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QUOTE(shamsay @ Mar 20 2016, 03:45 PM)
Lazada Voucher 50 not applicable for existing CR card?
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Only for new CIMB card holders I guess.
fruitie
post Mar 20 2016, 04:06 PM

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QUOTE(janson_kaniaz @ Mar 20 2016, 03:57 PM)
CIMB should be more generous. RM50 and RM75. Pfffttt
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And I have neither.
fruitie
post Mar 20 2016, 05:56 PM

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QUOTE(Jeffreynsx @ Mar 20 2016, 05:49 PM)
Hi all, need to check is it normal for CIMB Bank to charge RM200 upfront payment for outside petrol pump each time we going to pump the petrol? If we pump the petrol on 27th of each month, isn't that upfront payment will charge to our account even the actual amount is not the same? I really need some clarification on this matter.
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This is called pre-authorized amount and as far as I know it will not show on your unbilled transaction or statement, it will be adjusted to actual spending and posted later.
This pre-authorized amount will just reduce your credit limit during that time.
fruitie
post Mar 20 2016, 06:01 PM

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QUOTE(Jeffreynsx @ Mar 20 2016, 05:57 PM)
If we pump petrol on 27th of each month, and our CC pay RM200 upfront, isn't that the calculation is wrong since the statement date is fall on 28th of each month and we going to pay extra amount for our petrol that did not pump for so much?
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Through out my experience, I have not seen the RM 200 posted on my transactions, just that my credit limit is reduced.

This post has been edited by fruitie: Mar 20 2016, 06:02 PM
fruitie
post Mar 20 2016, 10:03 PM

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QUOTE(saitong09 @ Mar 20 2016, 09:57 PM)
Look carefully, only travel insurance is excluded for CR
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Er, I'm with shamsay, the ad says it all that Lazada vouchers are not applicable for CIMB CR application.
How did you manage to define different meaning? laugh.gif
fruitie
post Mar 20 2016, 10:17 PM

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QUOTE(saitong09 @ Mar 20 2016, 10:07 PM)
The remark ** in front of CR and ** at the back of travel insurance. I call CIMB last Friday and they said I'm entitled smile.gif
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Ah! Yes, you are right, just saw the asterisk sign. laugh.gif
fruitie
post Mar 21 2016, 12:04 AM

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QUOTE(bitcomet79 @ Mar 20 2016, 11:34 PM)
If I want to complain to BNM abt dispute in cb fr cimb, is it email to this address

bnmtelelink@bnm.gov.my

I had email cimb CS 3 times (6, 11 & 16 Mar) but didn't get reply until now although twice they auto-reply n said will get back to me in 2 working days. May I know is the above email correct?
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Yes, that's the correct BNM email address.
fruitie
post Mar 21 2016, 10:29 AM

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QUOTE(edwardccg @ Mar 21 2016, 10:13 AM)
btw, is CIMB CR can be apply in KLCC branch for 1 hour approval?
plan to apply this card after few months, just got 3 CC approve within 2016 = =
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Yes, applicable.

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