I know CIMB got this practice but assuming I don't have any purchase after that. Do I still need to pay as per statement amount? If so would be negative isn't it?

Can PosOnline bill payment using credit card is back on? I heard that it was removed and only can pay via direct decbit from bank?

If I am already holder of PBB VS, can I apply Quantium Cash Back?

Hi, previously I heard that some countries do not accept certain Malaysian Banks-issued credit cards due to, you know, Malaysian's reputation (correct me if wrong)...may I know what are the chances of cards being rejected? I have some upcoming SEA trips so know this might be handy... What are the most reputable cards, except amex and diner's alike.

oh,thats great
which maybank credit card is better right now?
For petrol and grocery
i still thinking islamic ikhwan or maybank gold 2 card.
maybank gold 2 card is good but i scare it will change like last time.
so any opinion?

hi all,

referring to the new Quantum credit card from Public Bank, how can i find out more about the list of merchants under Entertainment and Departmental Store?
Tried to read the first 3 posts but doesn't mention much about this.

thank you.

She is there when buying my things. In return, I will pay her back in cash or online transfer. I used to have hsbc visa signature supplementary card when I was in USA and she cancelled it because she want to save the annual fees.

Besides YOLO card, what other credit card can I use to enjoy cash back to pay TM UniFi via OCC?

Hi there.. some say 3K can apply for 3rd card, and some say need 3.6K permonth salary income... so, how can i get my 3rd card? coz now market seem got lot cashback card which i really interested...

36k per annum can get more than 2 cards d.

Meaning 36/12 = 3,000 per month.

However at current economy, if you got outstanding ptptn or car loan already, quite hard to get CC with decent limit at 3K income.

OCBC seems to have the option to deliver e-Statement to your email address.

Hmm, wondering how many credit cards can I apply before they deny my application?
I currently have like.... 7 already?
(paiseh my previous post deleted by moderator, should've just post here)

Hi Chia,
I still yet apply the card,
On progress,
Example,
I got 10k limit,
I withdraw 6,800 , got 6.99% P.A, at BanK A

Can I Transfer all 6,800 from bank B to another bank B? If I got 0%,
Or can't? Please give advice

No, is still cheaper than PL if bank allow do that

Hi guys, earlier my post was removed so couldnt check the reply due to violation of section T-1.

Anyhow, my credit card payment was due yesterday and because i was outstation, i paid my cc a day later than the due date, im not worrying about the penalty tho it may be a bonus if they could waive it but more worrying about CTOS record. Do they have any grace period? FYI, my cc is maybank.

please advise sifu, thanks!

Cash advance usually comes with a hefty upfront fees.

Sometimes those 3% personal loan also more worth it compared to cash advance from bank ( unless if it's promo like those HSBC thingy which I don't really follow )

End of the day, I rather just BT the excess to the card and request for cashout to CASA. At least don't kena free upfront charges.

Yolo seem not worth need spend so much and annual fee. All the cb use to pay fee. I know can ask waiver but sometimes theydun allow if not use enough

Hi, i got some question to ask regarding installment in Lazada.

I'm using Maybank 2 Gold card (Combined Limit 5000)

Based on article they mention it's 2500 per card.

But am i able to installment RM 3000 item from Lazada? (assume there's 5000 credit left)

Guys, is it possible to get 3rd cc after got 2nd cc (different issuer) within a month?

yup, that's what i'm doing as well... hehe.
Their loss if they don't waive me. I'll just cancel and find something else!

edit: i think it's useful to share my experience on waiving cards:
1. Citibank - they waived me directly because I used it a lot. In fact they waived all my citi cards (2 of them) just after i give them a call. No sweat. My friend on the other hand had to pay annual fees.
2. UOB - they tend not to waive the ONE CARD, especially in my case - I only use it for petrol! But they later waived it when I cancel it (they call it the "retaining team").

My CIMB Petronas limit is shared with the CIMB CR. If I cancel the first, will I still have the same credit limit? Haven't used it in a long time and I don't even know where I've put it.

Only the MBB Ikhwan and PBB Quantum in use.