I just got offer from OCBC (masjid Jamid branch), placement of 20k FD for 6 months @5.1%.

Wow!! Gam sai lei ???

Pure fd???

I wont be surprise with it going toward 5 to 6%

Don't sound like Pure FD to me.

I just placed HLB 6 months 4.5%. Don't expect it to become 5% so fast la 

does anyone know if FD interest rate will be higher next year because of US hike? 4.6% for a 12 month tenure?

if not, would like to get OCBC's.

I wont be surprise with it going toward 5 to 6%

5 years maybe

by the way, where is maybank 5.5% info, we are waiting.

I will go to your house and laff a loud when it is 5% next year.

Any astrology findings here for next year? OCBC seems tempting, 2 more weeks

I earn 10% in few days in stock.

Dear all,

My mistake. I understand it wrongly. It has to go with their endowment plan (placement of 14K per year for 5 years, maturity of a total 12 years). Fort his, you will enjoy the 6 months FD @ 5.1%.

Again, thousand apologies for confusing you.

My one is SCB just one acc. I just ask them to bankin all my principle+interest to my current account. Then i write a personal cheque to placement another FD at others bank.

I dun want talk 6% forst. Before 6% come, need 5% to come first.

So now is 4.5% is general market offer.. another 0.5% to go, then i will laff a little bit first.. but if 6% come next year end, then i will laff in front with loudspeker..

Since fed is committed to continue raising the rates gradually, with 3 to 4 more 25 basis point raise.. that will sum up to 0.75 to 1 percent.

So eventually, 6% in 2016 might not be fairy tale. Maybe not so fast la, if i were to side bet with you on 6% FD offering, it would be around oct to nov 2016.

Btw, i hope i am unker also, haha.. but it might sounds a bit BS to you when i tell u i am not even 30...

Tats why i say u will think i bs you.. but i betul belum even 30..

Ok. We sidebet 6%

If 2016 got 6%, then how ? Haha

oic, thats why taikor bones dream for 6% next year?  

those rich unker like u hope for 6% fd next year. poor ones like me cry as loan >6%.

ad say i not unker yet lor.. below 30 bukan unker la..   

Then u fast fast pare down loan and dispose ur non core asset and start to invest in FD

i drive proton persona only leh..   
How to be rich young fax..   

Lets talk back about rate.

So when 1997 1998, why Malaysia interest rate can shoot up to 10% ?

Where can I find history of interest rates in Malaysia say for the past 10 yrs esp those promo rates?

What is the best FD for 10k and >6months currently? CIMB unfixed deposit? (4.3%)

U may consider offer by Hong Leong @ 4.50% for 6 mths

Yes. Stupid move. After maturity, just remove and dump into the another bank with the highest interest. No banks will give you higher interest after their promo rates. Why should they?    Banks are doing business. They hope that you will forget to remove your FD upon maturity, hence they do not need to pay you so much interest. If you are lazy to move your money around every year, dump into 5 years FD. After 5 years, then only you move your money. Interest will not be added to the original amount (prinicipal)

ASX FP = in full is what ya?    
So assume you are Bumi?  If so, then you have more chance than non-bumi lor.
Wanna tambah my Amanah 1Malaysia also cannot leh now.

Thank you. Then I have to go to bank next week 

Since it has to be fresh fund, I need to bring cash/bank cheque?
What if I transfer fund from other bank the day before, do they accept?

HAHAHA, yea correct. since now IBG is free