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 Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only

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babysiew
post Feb 3 2016, 01:57 PM

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u guys must have put a lot of money to receive the gifts la... my epf still long long only can withdraw lol

babysiew
post Feb 3 2016, 03:00 PM

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*eyes wide open*
first time i see ppl openly tell public that they have 2m
babysiew
post Feb 4 2016, 09:08 AM

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QUOTE(coolstore @ Feb 3 2016, 11:50 PM)
btw, cimb fresh fund 12 mths is 4.3% now

and sbd mentioned affin 12 mths 4.5% but after checking only 3.7% (quoted by affin jln ipoh KL)
*
affin 3.7%? but someone said 4.5%... confusing sad.gif
babysiew
post Feb 4 2016, 09:09 AM

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QUOTE(poor man @ Feb 4 2016, 09:05 AM)
This is br gift rm44.44
*
better than nothing. i would be grateful biggrin.gif
babysiew
post Feb 4 2016, 09:53 AM

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QUOTE(lamode @ Feb 4 2016, 09:47 AM)
I was at Menara Affin @ Jalam Raja Chulan, yesterday, 4.5% for 12 mths. Interest credit on maturity.
*
thanks!!!
babysiew
post Feb 4 2016, 05:01 PM

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QUOTE(AMER SHAHREMY @ Feb 4 2016, 04:49 PM)
Go for Affinbank.
they got combo plan FD 5.0% + Smart Income Saver..
not sure until when
*
ooo thanks for the info!
babysiew
post Feb 5 2016, 08:20 AM

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QUOTE(ftan @ Feb 4 2016, 08:50 PM)
Affin bank 4.5% 12 months min 10k. Islamic fd. Promo till 29 Feb.
*
islamic fd wats the diff ya? sorry noobie biggrin.gif
babysiew
post Feb 5 2016, 08:26 AM

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QUOTE(BoomChaCha @ Feb 4 2016, 11:30 PM)
Yes..fresh fund..minimum 10K
I placed with a banker's check and mixed with cash for one FD cert ..
Don't forget to ask for monthly interest and open iRakyat online account,
BR Coop ATM card is still free so far..

Everybody should ask for freebies, not cheapskate, but this is our FD depositors' right... thumbup.gif
*
BoomChaCha, thanks for the picture. Do u need to open an acct with Affin if u r not their customer be4? as in savings so that the interest can be deposited? Thanks!

Happy CNY in advance all!
babysiew
post Feb 5 2016, 08:50 AM

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really big players here lol
babysiew
post Feb 13 2016, 07:27 PM

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QUOTE(BoomChaCha @ Feb 13 2016, 10:28 AM)
Sorry for the late reply.
Yes, according to Affin Bank, FD depositors will need to open a saving account as a prerequisite
to place FD in Affin, FD interest will pay upon FD maturity. FD depositors have an option whether to
credit interest to saving account upon FD maturity, or credit principal + interest to saving account
and etc..
*
Thanks!
babysiew
post Feb 15 2016, 11:19 AM

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QUOTE(wjchay @ Feb 14 2016, 01:36 PM)
I just done 4.5% 6mths with hlb mv, no queue. Gave them a check from mbb, maturity on 15 Aug, I can see immediately in hongleongconnect.
*
not bad also. just headache after 6 mths, need to search again which bank to put the $$$. any hong leong bank can? thx

called bdr sunway branch to confirm the FD, nobody picked up. zzz

This post has been edited by babysiew: Feb 15 2016, 12:00 PM
babysiew
post Feb 15 2016, 12:09 PM

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QUOTE(yygo @ Feb 15 2016, 12:03 PM)
any hl pun boleh, not branch specific. but not sure extended till when.
*
thanks. till february 2016 but is okay. I am going today. Was thinking to go affin. now HLBI also can la biggrin.gif thx!
babysiew
post Feb 15 2016, 12:33 PM

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QUOTE(yygo @ Feb 15 2016, 12:14 PM)
oh, the islamic fd is till end feb. confirm the start date if u use check. one forumer confirmed start same date. some other said islamic start 2 days later using check.
*
if start 2 days later, end also 2 days later right? for me doesnt matter as long as I get the 6 mths interest haha
babysiew
post Feb 15 2016, 02:23 PM

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QUOTE(yygo @ Feb 15 2016, 12:35 PM)
hahaha u lose 2 days interest if tat happens hahaha
*
oh really ah? mine small amount but the fd cert stated effective today 15/2 until 15/8, means ok right? biggrin.gif
babysiew
post Feb 15 2016, 03:05 PM

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QUOTE(yygo @ Feb 15 2016, 02:26 PM)
u used personal check for fd placement?

*
ya personal cheque
babysiew
post Feb 15 2016, 03:44 PM

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QUOTE(klchoy @ Feb 15 2016, 03:31 PM)
A question. If my FD is expiring on 16 Feb, can I withdraw on 16 Feb or I have to do it on 17 Feb?
Tqvm
*
I believe 17/2 biggrin.gif

*ops sorry, seems like 16/2 can withdraw according to member biggrin.gif

This post has been edited by babysiew: Feb 15 2016, 04:08 PM
babysiew
post Feb 16 2016, 11:49 AM

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QUOTE(cybpsych @ Feb 16 2016, 11:04 AM)
it's just the normal GIA-i eFD inside M2U.

if not mistaken, 1 month tenure need min RM5k. 2 or more tenure months, need min RM1k
*
any hidden charges? very good for short term.

this one right?

eFixed Deposit

A Fixed Deposit that can be placed and withdrawn online via Maybank2u
Key info:

Tenure:
1 - 60 months

Minimum investment:
RM5,000 (1 month)
RM1,000 (2 months and above)

* Eligible for protection by PIDM


This post has been edited by babysiew: Feb 16 2016, 11:51 AM
babysiew
post Feb 16 2016, 11:59 AM

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ok saw the GIA-i eFD interest is 4%. The principal is guaranteed right? biggrin.gif sorry silly question smile.gif

This post has been edited by babysiew: Feb 16 2016, 12:06 PM
babysiew
post Feb 16 2016, 12:08 PM

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saw the clause: not eligible for protection by PIDM biggrin.gif

* Not covered by PIDM. Principal is not guaranteed

This post has been edited by babysiew: Feb 16 2016, 12:09 PM
babysiew
post Feb 18 2016, 08:44 AM

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QUOTE(cocopuffs @ Feb 18 2016, 12:29 AM)
Went to Affin today but staff said 4.5% promo rate has reached its quota sad.gif
*
wow so fast. I went to HLIB instead. 6 mths 4.5%

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