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 Working in Australia V2, All About working in Australia

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DarReNz
post May 20 2016, 07:51 AM

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QUOTE(Soony @ May 18 2016, 12:37 PM)
Have to disagree with you on the restaurant part. You re probably aiming at the Asian restaurants. However, the other majorities will be paying more than $20+ an hour with weekends going up to a probable $30 an hour.
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well as an asian i doubt you would have a higher chance in a cafe or restaurant if you noticed that all the staff in there are all ozzies
Nemesis1980
post May 20 2016, 09:13 AM

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QUOTE(delon85 @ May 19 2016, 06:27 PM)
Whats the medical like when u get sick?
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well, better don't sick.....lol just kidding
of course u won't get sick everyday, allocate say 100 per mth should be ok.
Nemesis1980
post May 20 2016, 09:15 AM

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QUOTE(z21j @ May 20 2016, 12:43 AM)
Meaning if the employee has annual salary more than 95k, company need to pay extra tax?
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that's depending how u nego with the company.
either the company pay or u gonna pay for it.
legally, u shd pay the tax and company shd pay that amount OR company report ur salary based on 95k to ATO but pay u peanuts later..... hmm.gif
Soony
post May 20 2016, 04:13 PM

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QUOTE(DarReNz @ May 20 2016, 07:51 AM)
well as an asian i doubt you would have a higher chance in a cafe or restaurant if you noticed that all the staff in there are all ozzies
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Not really. If you pay careful attention restaurants are moving to a more diversified workforce. I have friends who are Asians but they work in western restaurants with the Ozzies. Partly because everyone knows Asian are more hardworking.


Soony
post May 20 2016, 04:14 PM

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QUOTE(Nemesis1980 @ May 20 2016, 09:15 AM)
that's depending how u nego with the company.
either the company pay or u gonna pay for it.
legally, u shd pay the tax and company shd pay that amount OR company report ur salary based on 95k to ATO but pay u peanuts later..... hmm.gif
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I didn't know that you will need to pay additional tax when your salary is more than $95k. I'm definitely not paying anything more than a typical Ozzie.
Nemesis1980
post May 21 2016, 02:47 PM

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QUOTE(Soony @ May 20 2016, 04:14 PM)
I didn't know that you will need to pay additional tax when your salary is more than $95k. I'm definitely not paying anything more than a typical Ozzie.
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sorry, u get me wrong. i'll rephrase the sentence again:-

if the company offer visa 457 to a foreign worker, they need to offer at least 95k/annum. that person who's accepting the offer will have to pay tax based on 95k.

on the other situation, the foreign didn't receive the 95k/annum as his salary. so the company 'report' to ATO about this appointment, company pay tax but pay peanuts to workers. this is more likely the 'internal arrangement' between the 2. the point is the worker doesn't need to pay tax in this 1 as will be bear by the company.

i've seen another scenario, a guy who die2 also wanna get PR. pay the company to appoint him as staff. after 2 years eligible for PR then apply. he pay himself his salary....looks unbelievable? well, i've seen it my own eyes. yeah that guy is damn rich, use money like water...
DarReNz
post May 22 2016, 12:18 AM

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QUOTE(Soony @ May 20 2016, 04:13 PM)
Not really. If you pay careful attention restaurants are moving to a more diversified workforce. I have friends who are Asians but they work in western restaurants with the Ozzies. Partly because everyone knows Asian are more hardworking.
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ok maybe that time i applied so happen they don't wanna hire and only those viet chinese or msian restaurant responded sweat.gif
ipohnoel
post May 22 2016, 03:13 PM

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QUOTE(xoxlifestyle100 @ May 18 2016, 02:36 AM)
Btw, anyone here applied for any accounting related roles before? I would like to have a few questions though

1. If we are staying in Malaysia, can we still apply through IPA or ICAA for skill assessment? Since to the best of my knowledge I only know CPA office is at Mid Valley.

2. In ICAA and CPA skill assessment it states "quantitative methods" (as far as i know it's a master's level finance subject or engineering subject or universities such as UniMelb has this subject. So is there any possibility that it actually meant "Business Statistics"?. Because in IPA website it says Business Statistics.

3. I have read somewhere else in other forums that if we meet 9 out of the 12 core knowledge areas we will most likely get a positive skill assessment too. Are these the 12 core knowledge areas and is this fact true?

Mandatory subjects :
Accounting Systems and Processes
Financial Accounting
Management Accounting
Finance

Optional :
Auditing
Commercial Law
Economics
Quantitative Methods
Accounting Information Systems
Taxation Law
Corporations Law
Accounting Theory

4. Can someone share their skill assessment experience here? Thanks!
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Hey xoxlifestyle100, my opinions and experience as a CA qualified. Happy to share more experiences if you have further questions:

1. Yes, you can. I did mine through ICAA onshore back around 5 years ago. You can definitely apply for the skills assessment offshore through email or post, everything is quite clear on the PASA form (Pre-Application Skills Assessment).

2. Are you from University of Melbourne? I can only speak for this Uni as I’m from there and I know that QM2 will meet the requirement (or at least during my time). ICAA is quite clear on this as to which subjects exactly they need you to take. Just take a look at the list on their website (http://www.charteredaccountants.com.au/candidates/the-chartered-accountants-program/entry-requirements/accredited-courses). Go to Accredited Tertiary Courses 2016 and make sure you have all the required subjects covered. That’s what I did at the very beginning of my course when planning out my subjects all the way to Year 3.

3. To be safe make sure you meet all the subjects listed on “Accredited Tertiary Courses 2016” under University of Melbourne or whichever university you are from. Again, I speak from CA’s perspective, not sure if this differs to CPA but I reckno it should be similar if not the same.

4. My experience was smooth, make sure you prepare all documents listed on the PASA form and ensure you have met all the competency subjects they require. If you meet all of these, they will approve for sure.


hihihehe
post May 22 2016, 09:41 PM

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QUOTE(Nemesis1980 @ May 21 2016, 02:47 PM)
sorry, u get me wrong. i'll rephrase the sentence again:-

if the company offer visa 457 to a foreign worker, they need to offer at least 95k/annum. that person who's accepting the offer will have to pay tax based on 95k.

on the other situation, the foreign didn't receive the 95k/annum as his salary. so the company 'report' to ATO about this appointment, company pay tax but pay peanuts to workers. this is more likely the 'internal arrangement' between the 2. the point is the worker doesn't need to pay tax in this 1 as will be bear by the company.

i've seen another scenario, a guy who die2 also wanna get PR. pay the company to appoint him as staff. after 2 years eligible for PR then apply. he pay himself his salary....looks unbelievable? well, i've seen it my own eyes. yeah that guy is damn rich, use money like water...
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it's normal. actually the guy dnt have to pay the company as full salary. he probably can work for free or pay little bit and he just have to pay for the super+tax based on the salary in contract.
Nemesis1980
post May 23 2016, 09:42 AM

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QUOTE(hihihehe @ May 22 2016, 09:41 PM)
it's normal. actually the guy dnt have to pay the company as full salary. he probably can work for free or pay little bit and he just have to pay for the super+tax based on the salary in contract.
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lol....whatever they wanna do. i only can conclude they really 'think out of the box' biggrin.gif
hihihehe
post May 23 2016, 09:58 AM

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QUOTE(Nemesis1980 @ May 23 2016, 09:42 AM)
lol....whatever they wanna do. i only can conclude they really 'think out of the box' biggrin.gif
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that's the loophole that gov can't do anything about it
very popular among Chinese especially in those small companies
delon85
post May 23 2016, 10:39 AM

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QUOTE(shazam7 @ May 20 2016, 07:41 AM)
Medicare covers the cost of GPs.
Emergencies and public hospital (with long wait time) is covered.

Private health insurance (to cover non urgent surgery, optical, dental etc) is exxy. Approx $250 pm.

Come to think abt it this was not one of the costs listed above.
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$250/m is a lot though. Which provider is that? Or is that an estimation/allocation?
hihihehe
post May 23 2016, 10:48 AM

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QUOTE(delon85 @ May 23 2016, 10:39 AM)
$250/m is a lot though. Which provider is that? Or is that an estimation/allocation?
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i believe is just estimation.
still depends what is your need,age,etc.

even the private insurance in msia can easily cost RM200
kenji1903
post May 23 2016, 10:59 AM

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QUOTE(delon85 @ May 23 2016, 10:39 AM)
$250/m is a lot though. Which provider is that? Or is that an estimation/allocation?
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a lot meh? i used one of Bupa's online quotation, seems like quite a complete family cover, its around AUD400/month...
Nemesis1980
post May 23 2016, 11:00 AM

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QUOTE(hihihehe @ May 23 2016, 10:48 AM)
i believe is just estimation.
still depends what is your need,age,etc.

even the private insurance in msia can easily cost RM200
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i remember i'm paying RM200/mth in KL for my own insurance. if including wife and kids, it's almost RM800/mth
private insurance what i'm paying now is AUD200/mth which inclusive whole family.
just need to be careful on their policy. cover which is needed. something not important don't include like pregnancy, sakit jantung or watsoever. if you're reaching 40s or 50s can claim those old man covers la.
if decide don't wanna have babies anymore, take out the pregnancy cover.

Last time i dunno, gong gong cover all shit. paid $260/mth....ganasai. some of the coverage don't even used.
braindeath
post May 23 2016, 11:52 AM

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May i know if there is anyone with marine background here?
delon85
post May 23 2016, 12:26 PM

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QUOTE(kenji1903 @ May 23 2016, 10:59 AM)
a lot meh? i used one of Bupa's online quotation, seems like quite a complete family cover, its around AUD400/month...
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After reading Nemesis1980's post, the 400/m insurance looks like an overkill. Maybe alot of unnecessary coverage.
shazam7
post May 23 2016, 01:18 PM

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QUOTE(delon85 @ May 23 2016, 03:26 PM)
After reading Nemesis1980's post, the 400/m insurance looks like an overkill. Maybe alot of unnecessary coverage.
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If u select the 'gold' hospitals and extras package, 400 p/month is possible.
The excess for hospital reduces with the different hospital packages. Only you can decide what a comfortable excess is...

Bupa tends to be exxy if u are not in their corporate cover.
NIB, HCF tends to be a bit cheaper.

Good for those lucky ppl who get their health insurance premiums covered by work. Can save a lot.

kenji1903
post May 23 2016, 01:46 PM

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QUOTE(delon85 @ May 23 2016, 12:26 PM)
After reading Nemesis1980's post, the 400/m insurance looks like an overkill. Maybe alot of unnecessary coverage.
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dollar to dollar wise, its still half of what my and my family are paying in Malaysia

but yeah, might want to review that package again in future if i decide to get private cover
kenji1903
post May 23 2016, 01:47 PM

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QUOTE(shazam7 @ May 23 2016, 01:18 PM)
If u select the 'gold' hospitals and extras package, 400 p/month is possible.
The excess for hospital reduces with the different hospital packages. Only you can decide what a comfortable excess is...

Bupa tends to be exxy if u are not in their corporate cover.
NIB, HCF tends to be a bit cheaper.

Good for those lucky ppl who get their health insurance premiums covered by work. Can save a lot.
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meaning its not normal for Aussie companies to cover their employees?

but doesn't matter anyway, i still buy my own insurance laugh.gif

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