That's fully gov lah, but under ministry of education, not health....they operate as corporate entities, so charge a higher fee but less than private....it's still mostly funded by gov, as income is still below expenditure....but from MoE budget ....

I think you can still buy it on Amazon/e-bay if required, but probably not your usual favourites. I've seen sales on toilet paper on and off, but at the moment you can expect full price or slightly higher. Beats not having any toilet paper. I grew up using toilet paper for most tissue usage so I rarely even use any other forms - which is why I like stocking up on it.

I'm considering installing the spray and hopefully not mess it up with my sub-par DIY skils.

You may find somes shelves empty - people are really panicking!

I'd do morning shopping but with work 45 mins drive away I can't do it. I'll check out woolies tonight and buy anything we require that's left over and maybe visit again tomorrow early morning. There's a dedicated timing to older folk from 7-8am.

Not sure if this applies to all woolies or specific ones only.

Wife once cooked kangaroo with ginger and sauce chinese style. It turned out tasting like fish but with the texture of beef. Do avoid unless that suits one's taste. Medium-well done kangaroo meat was pretty tasty though.

I can work from home now *Yay*. My work is 100% computer based anyway, i can be very mobile and can even work from Msia if I had to - but if there are any training on site or  meetings I'll still come into office. Honestly don't really mind the drive, it's just the traffic and traffic lights which I disdain - without either I can reach office in 25-30 mins.

Happy to go in right after the elderly shopping hours, though I can imagine people starting work about the same time as their shopping hours rather defeats that purpose. As long as there's pork/beef/lamb/chicken I'm good go - I can only eat fresh fish and they're too expensive for my liking. Are the asian groveries encountering the same shortage? The ones I usually go to seemed to be stocking up goods as per usual anyway + they don't sell toilet paper.

Even meat are all gone from the butcher today! People really panicking more and more.

Aussie in free fall.

1 AUD = 2.45277 MYR

Standard Chartered Msia ?

Okay,... actually, it's not a problem to receive SMS'es from Msian banks while in Australia,... no issue with this.

What I was keen to find out earlier was if it was possible to enter Australia phone numbers into Msian banks systems as receiving phones for the Msian TACs.

The experience I had was receiving TACs from CIMB SG when I wanted to do transactions inside my CIMB SG account while being physically in KL.

Ahh,... this is news,... tq. So, if you just log-in to their system via internet, you can't update your +61 number into the website, right ? You have to call them to input at their end for you.

But if you are to input a Msian number into the website, then it would be normal and can be done without calling them.

We are considering to migrate to OZ via a migration agency but there is a mixed review of the few migration agencies in Malaysia. Global Migration Solutions, Rayford, Austral Migration, etc.

Anyone successfully obtained any PR/Visa in the recent years of 2018/19/20 from these agencies because I heard the price is about RM30-40k now.

If can recommend your agent, that is highly appreciated. Thank you.

Hi, can you share some insight to how temporary visa like 491 work? I only know its provisional for 5 years and I thought it auto convert to permanent visa after fulfilling 3 out of 5 years.

However, based on what you written, I guess my assumption is wrong.

Did you mean that after we complete 491, we need to apply for 189/190 subjected to approval to be granted permanent visa?

We are late 30s so I don't think subsequent 189/190 will work in our favour.

Appreciate if you can share your experience and knowledge. Thank you. 🙏

You must:
hold an eligible visa
have lived for at least 3 years and have a taxable income at or above a specific income threshold for at least three years
both primary and secondary applicants have complied with the conditions of the eligible visa you hold or have held

Wow, you must be very well to do to be a director back home and freelance in OZ. Do you mind telling how much is the tax at that time? Or in percentages?

Tax residency is different from immigration residency....

As long as you are in Australia for 183 days or more per tax year you are a tax resident... irrespective of visa used to enter.... so a 491 visa holder will normally be tax resident on entry on the visa....even if you visit as tourist many times staying more than 183 days, staying at the same address, you are a tax resident....

Although as tax resident, your Oz income is taxed lower, all your worldwide income is also subject to Oz tax.....

Guys, I would also like to add ontop that visa 190 holders only have a moral obligation to the state and not a legal one so technically they cannot revoke your visa even if you don't abide to it.

Yeah bro, sounds about right. I highly doubt they'd keep track lol unless it involves money.. - I guess the main question now is whether they'd question you or when/ if you apply for citizenship cos you'll have to list out your addresses for the past 10 years or something like that.

Have you already applied for citizenship or do you intend to?