Ya always on roaming. Roaming no charge. Receiving those SMS also no charge. Receive personal SMS and calls I'm not sure

No people call me on the number d. I only on the second sim when I back to M'sia or when I need to use M2U.

Yes got... I always use one coz don't want bring cash.

Quite good. Before CNY when I change 3.043 outside already 3.03. But that time near CNY that's why outside lower than bank rate.

Nah not DBS counter. Just DBS online banking. Takes about 2 working days to debit into MY account.


What's wrong with the tax

Your estimated budget is not really budget. Consider spend a lot leh...


Facepalm for you.

Only if you work here less than 183 days that you need to pay 15% for the first 6 months. Otherwise if you continue to work over 1 year, that year you will be taxed based on residence rate.

So let say if your salary is 3k. Yearly income will be 36k. Forget about any additional allowance/bonus (to be easy to calculate),

You will be taxed

First $30,000 - $200 tax
Next $10,000 - (3.5%) = (3.5% * $6000) = $210

Total tax = $200 + $210


Let say if you work here for just 5 months (>60 days <183 days) then quit and back Malaysia

You will be taxed

$3000 * 5 months * 15% = $2250


Does this answers your question?

Malaysian just social visit pass will do.

Airport to ayer rajah crescent probably around $35-40 day time. You can check on gothere.sg. Estimated taxi fare. Remember set the time as here got peak hour charges.

No idea. Put $5k la *Just kidding, I'm not in the field to give any useful comment*

Just the white card. Nothing fancy. The similar thing you fill up when you go on vacation to places like Taiwan or sort.

You mean something like the lift that brings your "falali" and "lamebogini" from ground floor up to your home become part of your home decor?

That's not really the kind of intelligent automation but that is coooooolllll!!

Me 800 to 650

All inclusive including aircond. Quite a big room somemore coz old HDB but just upgraded few years back.

Like what others said, you probably don't have to pay in 2017 but to pay in 2018 for 2016 & 2017.

I started in Sept 2014 and I haven't pay a cent yet. The bomb is coming though

I also signed my offer letter and post it to SG while HR apply for the work pass. But in the offer letter it states something like the offer is valid only if the EP is approved which I think is reasonable as the company won't be able to hire you without the approval. The best they can do is only to appeal for you.

Anyway it's only your first job. Why be worried. Really (touch wood) can't get the job then worse come to worse back home lo
That's part of life?

All prepaid got this so called grace period. I'm using umobile and the grace period is 2 months (last time 3 months). Just have to top up within that 2 months then you still get to keep your number. You get to receive SMS while roaming in SG also.

Now everytime back M'sia only like 10 days or less. Just top up RM10~30 depends on how much data I need to use when I back M'sia.

No need to reload every month also. Just that after the expiry date your number will be "Inactive" but still can be activated within 2 months time from the expiry date. If I still got balance from last time I just top up RM5/10 to get 1 week data plan when I go out to JB for day or overnight trip. Doing fine for me. My balance is by no mean accumulating There's just enough everytime I go out with some leftover.

Just top up online everytime before I go out or even while on the way go SG Checkpoint, topup using phone.

Equally good depends mainly depends on the package you sign and whether your company got offer any corporate plan and whether you can part under your relatives with sub line up to 30% off.

Coverage and reception wise nothing much different. Just that maybe on MRT, you will get better signal with Singtel otherwise about the same.

Don't... Later they call and ask why they dig you from your current company. Better don't inform your employer of where you heading to make less trouble.

Haha... What can you do? You gave them the IPA?

Unless you can proof that they backstab you otherwise what will MOM do?

But salary expenses proportion is a lot higher here. In Malaysia if earn 2k maybe I need to take money from parents to survive. Here take $2000 probably just ikat perut a bit still can have savings.

All depends on your life style la. Similar lifestyle (except the car part) and similar position (with relevant salary range), definitely SG leaves you a lot of spare money compare to M'sia.

Haven't mention save here and spend in M'sia. Haven't also mention work here but stay and travel daily from M'sia. The savings is really significant. Just whether you have the motivation/will to keep up.

At least 100% better than D,C,M

Green line mostly covered though.

https://www.iras.gov.sg/IRASHome/Individual...s--Foreigners-/

Use the calculator there. Got one link down there.

You will be a tax resident if you work here for at least 183 days which is just barely 6 months.

I'm already here for 1.5 year. Time flies...

36k need to add allowance and all bonus etc so it might not be just 36k.



Erm... Without conversion, dollar for dollar, the expenses in M'sia is much higher except maybe room rental.

Room rental in SG common room for one pax probably average at around 600, easily 800 or even 1000 depends on your capability. Probably can get lower in M'sia but I guess now about the same. Last time it should be lower in M'sia (without conversion).

Transport... SG mostly take public transport will do. No need toll no need petrol one month just spend $80~100. At KL, provided your work place is accessible by public transport, the fare itself will be at least like RM8 per day d. One month around RM160~200? $80~100 is more than sufficient for me per month. I use only around $60 per month as I go work only $2.16 per day as my place is quite near workplace. Average should be around $3.5 per day (to and fro).

Food... At most part of Singapore, in normal food court (HDB/Standalone food court/Kopitiam) the economic rice is at $3~3.5 for 2 vege 1 meat (but it can go up to around 5.5 in food court at malls/commercial buildings). Wanton mee/minced meat noodle around $3 to $4 etc etc. Others like Indonesian/Indian food can be quite expensive at even normal food court up to around $6~$8. But in M'sia, even economic rice probably starts at RM5~8 d. McChicken set here $5, Malaysia IINM already RM8.95? Last time used to be RM5.95 right?

Same case for drinks. Hot Coffee at normal food court here around $1~1.2, Malaysia probably RM1.5~1.8?
Starbucks here $8.4 for Frappucino Venti size. Malaysia around RM18?

So... You understand now?

Not really... Is like paying your one year worth of tax (say $1000) by installment over the next 12 months?



That's what I understand.

Now... My question...

I started working here from 1/9/2014. From the period of 1/9 to 31/12 in Year 2014, my total earnings (salary + allowance + bonus) is less than $20,000 but I continued working until now.

Do I have to pay tax for Year 2014?

Year 2015 is clear cut I have to pay full but 2014 I really not sure

Omg... You get paid half month and then you said 2~2.5k is still less than half of your half month pay.

That means you're fetching home well more than 10k per month!!!

When can I reach that number

SG BusLeh!

Qistna I just see online review I straight ban. Most frequent I take KKKL. Quite good

You call overseas without the prefix code is it? With the prefix IDD code and without the price is like 10x difference leh.

I actually think all here is ok... Not like M'sia really suka suka charge you.

Can't you check from your bill? You should have the itemised bill stating all the charges right?

Has your ccompany applied the work pass for you? If yes you should receive IPA. You need to show that to the immigration while entering SG. With the IPA you can already start working for the company.

You must do the medical check first as you need that to get your work pass registered. Then only you can receive your "Green IC".

No auto inclusion?