Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card
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 Apr 4 2016, 06:27 PM
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#21
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Senior Member
6,022 posts Joined: Oct 2004  
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QUOTE(panda-man @ Apr 4 2016, 05:45 PM) haha. paid already when i realised i hadnt paid yet. jsut wondering if it they will charge interest or if there is like some buffer or something. first time late payment?try call CS see can waive or not.. come out with good excuse for that if they ask why... |
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Apr 6 2016, 01:02 PM
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#22
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(dk1 @ Apr 6 2016, 12:39 PM) First time user here... because after after u pay statement balance u still continue use the card..Want to ask...why I paid the statement balance already still got outstanding balance? Is this normal? the outstanding balance are the usage after you pay statement balance |
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Apr 15 2016, 09:30 PM
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#23
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(sonnas @ Apr 15 2016, 08:57 PM) @fruitie, please come to clean up the misleading and resource wasting post. Let me help u to summon her correctly. @Human Nature, you are a lion, when lion see mad dog also need to siam one! Just get fruitie come here to clean up. fruitie please do some cleanup |
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Apr 20 2016, 04:27 PM
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#24
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(iXora.ix @ Apr 20 2016, 01:31 PM) Just received my supplementary card. it mention pin n pay on the letter but the card look exactly same as old principle only the chip are different... want to change the design equal bank pay more money to print the card... |
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Apr 21 2016, 10:45 AM
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#25
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(Ancient-XinG- @ Apr 21 2016, 10:01 AM) Your m2u meaning online? you change the pin anytime via m2u...Means that the pin given on the letter is just temporary pin? We need to key in our own pin? daily change via m2u also can  |
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Apr 22 2016, 11:06 AM
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#26
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(aromachong @ Apr 22 2016, 08:19 AM) hmm.. i think they will send it between less than 1 month time prior expiry date of ur cc mine was send same month of the expiry date |
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May 6 2016, 09:46 AM
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#27
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(supersound @ May 5 2016, 10:35 PM) Ikhwan basically are from islamic banking, so is different entity. fixed allowance still considered..With HP loan he has, bank have all the rights to reject any other credit card applications. Few years back you are right, fixed allowance will be considered, but not now. some bank even consider fixed deposit as well |
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May 10 2016, 03:46 PM
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#28
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(asiatrader98 @ May 10 2016, 03:35 PM) apply the supplementary card throught MBB2U yes..IC at least..do I need to submit anything with this? it will ask you to upload required document at the end of the submission.. |
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May 13 2016, 03:30 PM
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#29
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(AmmoShaf @ May 13 2016, 12:59 PM) Oh ya, i forgot about the CVC code. I'm referring more to the online transaction scam. Last time my Citibank card repalced because of this, luckily the transaction can be cancelled and not yet charged. even your card is pin and pay ready but merchant not ready..By the way, I'm applying for the new card. That just got approved last 2 weeks, I think the Pin&Pay system would be used automatically for this new card. And I understand that your are referring to old card, using signature at the moment, and will be replace later by MBB right. it will still use signature. if you worry high CL, reduce it.. |
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May 17 2016, 05:06 PM
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#30
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(blstz @ May 17 2016, 04:49 PM) I got my Ikhwan card recently and it came with a paper asking me to set pin online. Also mentioned that I can use for contactless payment. The thing is that I dont see any paypass logo on the card. So just wondering for those who got their pin and pay Ikhwan mastercard, are there any paypass logo on your card? as long as you can see the wifi logo, it mean the card ready for contactless payment. For my CIMB new pin and pay credit card, there's like a wifi logo on the card.  try to look at the back of the card, is there any paypass logo? |
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May 18 2016, 03:31 PM
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#31
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(victorywp @ May 18 2016, 03:06 PM) lol wifi logo yang terjatuh and facing right side? i suppose so..not strong enough wifi...senget one side..must near terminal only can  |
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Jun 3 2016, 02:29 PM
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#32
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(Nepo @ Jun 3 2016, 02:26 PM) Does it mean that all the merchants listed under MCC 5411-Grocery Stores are eligible for 5% rebate if u purchase on Fridays and Saturdays? YesMCC 5411 - Grocery Stores: » Click to show Spoiler - click again to hide... « |
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Jun 8 2016, 08:52 AM
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#33
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(akib_mullen @ Jun 7 2016, 10:22 PM) Any application booth around johor? Or better i go branch apply? apply online via m2u |
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Jun 8 2016, 10:11 AM
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#34
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(eddievh @ Jun 8 2016, 10:06 AM) No icon. Just almost like old card only back 3 digit ccv changed. then not contactless card |
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Jun 8 2016, 10:26 AM
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#35
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(cybpsych @ Jun 8 2016, 10:16 AM) iXora.ix did get the explanation from mbb... sometimes CS dont know the card got contacltess function or not..the card come from vendor.. it might be contactless ready but bank didn't use the function |
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Jun 8 2016, 12:57 PM
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#36
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(David83 @ Jun 8 2016, 12:53 PM) Reissue a new card later will incur additional cost to them and a waste of resources. perhaps they dont have intention to promote contactless card...especially from mastercard |
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Jun 8 2016, 03:01 PM
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#37
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(iXora.ix @ Jun 8 2016, 02:11 PM) Oh I remember during my conversation on pandan jaya branch. I wanted to change my debit to pin n pay features. After get my new pin n pay debit, I asked the officer in charge, she said, as for now the ikhwan card type only receive pin n pay features and not paypass/contactless. Also she said that contactless is focused on debit card instead of credit yes, they just launch the contactless for debit card not long..anyway, no point to have contactless card but no reader from merchant. |
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Jun 14 2016, 10:06 AM
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#38
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(cipher3344 @ Jun 14 2016, 08:26 AM) u are seriously wasting the cash rebate feature of your cc.. maybe he could full utilize cash rebate on other purchase..no point to reload tng for cash back right? |
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Jun 14 2016, 11:14 AM
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#39
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(akh2920 @ Jun 14 2016, 11:04 AM) Reloading big amount at one time can actually dilutes the cost. I personally have a lot of touch and go cards so that i can split into rm50's without travelling many times haha and if you forgot to use the tng card for 6 months, there go the money inside the card |
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Jun 14 2016, 11:49 AM
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#40
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(fruitie @ Jun 14 2016, 11:19 AM) 6 months? I don't think so. QUOTE(laymank @ Jun 14 2016, 11:27 AM) http://www.touchngo.com.my/CMS/Personal/Pr...-n-Go-Card-FAQ/ thanks for the info.Dormant/Inactive Card What is the definition of DORMANT or INACTIVE TOUCH 'n GO CARD? Under the Terms & Conditions of Touch 'n Go card, an inactive card is defined as a card which has not had any Card Transactions by way of Add Value Transaction or which has not had any utilisation of its pre-paid balances with any Service Providers for a consecutive period of 12 months. How to keep my Touch 'n Go card active? Your card will remain active as long as you reload or use at least once a year. What do I do if my Touch 'n Go card has been deactivated? Please visit our counter to surrender your card and get back your unutilised card balance (subject to the terms & conditions) Why TNGSB needs to deactivate dormant card? There is quite a number of dormant or inactive Touch 'n Go cards in our system. These dormant cards have caused unnecessary load that prevent the system from operating optimally, thus affecting our service level to all active users. By deactivating these non-active cards, we will be able to streamline our system to improve system efficiency and to provide good services to all our customers. Will there be a fee when a card is deactivated? Once a card is deactivated, an DORMANT FEE of RM5.30 will be imposed immediately and deducted from the deposit or unutilised card balance. In the event of a deactivated card continues to remain inactive, RM5.30 will be charged and deducted from the said deposit or unutilised card balance once every six (6) months. We will stop charging maintenance fee when the card is reactivated, returned for refund or until the deposit and card balance are depleted. Why TNGSB imposes a deactivation fee and maintenance fee? The deactivation and maintenance fees are to cover system maintenance and administration cost. Why TNGSB imposes a maintenance fee once every six months? This is to urge customers to quickly visit our counter to claim the unutilised card balance (subject to the terms & conditions). mine deactivated only after 6 months didn't use it |
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