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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card

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victorywp
post Jan 4 2016, 05:07 AM

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QUOTE(fruitie @ Jan 4 2016, 12:05 AM)
Based on others feedback here, it's very fast 3 days and approved already.
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means should be apply as fresh right?
victorywp
post Jan 5 2016, 12:17 AM

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QUOTE(kaiserreich @ Jan 4 2016, 11:51 PM)
I am an existing 2 cards user, but applying as fresh(?)
Anyway, very simple process for Maybank. Most banks would require you to print, sign and scan. Maybank is all digital.

But Maybank gave me Gold Card even though my pay is eligible for Plat. Plat is mostly for bragging rights, but must they be so strict for ikhwan?
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and you are existing mbb2cards plat?

by the way, how do you apply via m2u? most of us here apply at their service centre for fast approval. but now via m2u also can be few days which is considered fast too.
victorywp
post Jan 5 2016, 12:24 AM

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QUOTE(fruitie @ Jan 5 2016, 12:21 AM)
Maybe when I apply for VS, I will use M2U. biggrin.gif
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i think you should search any free gift when apply elsewhere or not first. biggrin.gif
victorywp
post Jan 10 2016, 10:36 AM

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QUOTE(noleave @ Jan 10 2016, 09:46 AM)
Hi guys,  may I know which grocery store is eligible for cash back? Aeon, aeon big, Sam's etc.. Or pharmaceutical store like Guardian, Watson's
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for aeon, only aeon supermarket. aeon big and sam, yes. pharmacy no, need to use other cc.
victorywp
post Jan 10 2016, 02:55 PM

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QUOTE(fuadfadz @ Jan 10 2016, 01:39 PM)
can i combine limit ikhwan master with ikhwan amex?
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if both cards are islamic, they will be under combined limit.
victorywp
post Jan 14 2016, 12:05 PM

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QUOTE(HenryJay @ Jan 14 2016, 10:11 AM)
not sharing same CL? this is weird, may i know why?
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they don't share cl because one is conventional and another is islamic. having said that it also means that they are evaluating you separately and your income need to pass their requirements.
victorywp
post Jan 19 2016, 03:19 AM

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QUOTE(gastacopz @ Jan 19 2016, 12:51 AM)
let say my statement 1k, next day got refund for my purchase e.g: 200.

can i just pay 800? or need pay full 1k.

thanks.
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if the refund received into your cc account within the 20 days from your statement date, yes, you may just pay rm800. just worry sometimes the refund process took longer than that.

This post has been edited by victorywp: Jan 19 2016, 03:22 AM
victorywp
post Jan 19 2016, 03:25 AM

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QUOTE(shadow_walker @ Jan 18 2016, 09:28 AM)
ahh thank you!! sometimes i buy baby formula from there...cheapest in town..heheh.. now can get another 5% extra discount  brows.gif  brows.gif  thumbup.gif  thumbup.gif
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yeah, they are the cheapest and if you have hlb wise for grocery you are getting 10% lower. biggrin.gif

QUOTE(gastacopz @ Jan 19 2016, 12:51 AM)
used to be cheapest...but they revised price 2 weeks back..no more cheapest... cry.gif  cry.gif
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if they revised price, others should have also revised right? if not, may i know where's the cheapest now according to you?
victorywp
post Jan 19 2016, 11:43 AM

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QUOTE(gastacopz @ Jan 19 2016, 10:19 AM)
as i mentioned, refund received next day after statement date..already credited into my card.

so, its safe to pay the statement bal - the refund ?
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yes, it's safe then. you may double confirm it by checking via m2u.
victorywp
post Jan 23 2016, 01:16 PM

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QUOTE(fruitie @ Jan 23 2016, 10:43 AM)
Well, I agree and admitted this part. I should have stated how much I have exceeded.
Didn't cross my mind yesterday.
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actually what you replied about "a bit" is ok for me. if the person is interested, he will ask you how much "a bit" is that. we can't be telling everything in our reply. however, we can elaborate and explain further if someone is interested to know more.
victorywp
post Jan 24 2016, 11:08 PM

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QUOTE(fruitie @ Jan 24 2016, 07:36 PM)
Yes. 2% but max only RM 20 per month.
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max rm20? don't tell me u deduct online rm30? lol...
victorywp
post Jan 24 2016, 11:27 PM

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QUOTE(fruitie @ Jan 24 2016, 11:17 PM)
laugh.gif Yeah but can maximise RM 50? I thought RM 30 is for online already, no matter what only RM 20 for retail?
Anyway, can bring this to CIMB thread.
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lol... it's misleading already. if didn't use for online, rm50 still available for all other categories combined.

anyway, already brought to cimb thread. biggrin.gif
victorywp
post Jan 29 2016, 12:29 AM

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QUOTE(shamsay @ Jan 28 2016, 10:27 PM)
Which cc bro..mind to share.hehe.exclude hlb wise.
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uob one
victorywp
post Jan 31 2016, 06:57 PM

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QUOTE(saitong09 @ Jan 31 2016, 05:16 PM)
Not for Citibank CB tongue.gif
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for those cc that based on grocery mcc will get the cb. uob one and citibank cb plat are not based on grocery mcc but on specific hypermarkets only. econsave is under grocery mcc.
victorywp
post Feb 1 2016, 09:23 AM

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QUOTE(saitong09 @ Feb 1 2016, 08:42 AM)
Good, what was the condition for waiver?
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this year economy very bad, don't want to lose customers unnecessarily. biggrin.gif
victorywp
post Feb 1 2016, 05:04 PM

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QUOTE(fruitie @ Feb 1 2016, 04:15 PM)
Tried Billion years ago using OCBC Titanium and it was groceries provided you swipe it at the supermarket section.
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wah, you tried it billion years ago?! so you must be gen a (instead of gen z). lol... laugh.gif

yeah, billions under grocery. billions in ipoh still popular.
victorywp
post Feb 2 2016, 01:17 AM

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QUOTE(saitong09 @ Feb 1 2016, 04:06 PM)
Tesco and Giant No, but Aeon Big can reload mobile using CC
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tesco also can. especially those tesco with phone section with separate cashier. and if you get a helpful cashier, they will even bring your cc to swipe at electrical section IF their terminal is down.
victorywp
post Feb 5 2016, 05:35 AM

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QUOTE(gastacopz @ Feb 5 2016, 01:10 AM)
RM0.00 MBB:TQ for using your Maybankard ending xxxx for MYR4.00 AT GOOGLE *SERVICES\\GOOG9T ;05/02/16;00:44.For enq call num at back of your card

suddenly got this message..

didnt do any transaction with google
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your card has been compromised. call to block your card and get new card reissued immediately.
victorywp
post Feb 12 2016, 08:13 PM

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QUOTE(Human Nature @ Feb 12 2016, 05:12 PM)
Aiya, I see the word Wise above and didnt check properly  doh.gif
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which wise word you saw in this thread? shocking.gif
victorywp
post Feb 23 2016, 01:03 PM

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QUOTE(Andicom @ Feb 23 2016, 10:25 AM)
Hi,

Is it worth it to buy groceries, food, movies etc with the credit card for the sake of the treatpoints?

Does the transaction fees/charges actually cost us more than paying them in cash?
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merchants for grocery, food, movies usually don't charge fee for cc usage.
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