Bro,... charges in FSM come every quarter, not every year,...

Anyway, there is a promo period now for transferring unit trust hldgs from FSM to POEMS. POEMS will give out $20 to every $10000 worth of unit trust funds transferred to them. There will be the normal terms and conditions to be adhered to.

Yes, bro,... speaking from personal experience here : you need to fill-in the transfer form accurately with your earlier Buy prices. Then these figures will be ported over as they are to POEMS. YOU get to keep your calculations intact.

Further information : do print out your holdings and analysis pages from your FSM platform before you do the transfer. This printout will remain as your final records and do keep this printout safely IN CASE CRS PROCEDURES COME AFTER YOU IN FUTURE !

After the transfer, FSM will clear the records from their website,... no more,... or alternatively, you can leave 10 units of your eachof your unit ytust holdings inside FSM for future justifications if need be.

CRS is coming, bros,....................... do your taxation for LHDN carefully,... Msia may sign with SG soon,... but SG is collecting all of our infos already ! Just fyi,....