Just noticed there's a FSM SG thread. :swt:
Lai kasi share2 how's everyone doing.

My semi-passive investment portfolio: (currently kiasi mode 50:50 EQ:FI ratio )
- First State Dividend Advantage (Asia Big Cap)
- HGIF Asia Ex-Jap Eq Sm Cos SGD AD (Asia Small Cap)
- Fidelity Global Technology A EUR (Global technology)
- United Asian Bond Fund Class SGD (Mid-high yield investment grade bond)
- United SGD Fund Cl A Acc SGD (Safe bond)

Recently dropped:
- Fidelity America A USD (Started to invest in US ETF directly)
- Allianz Eur Equity Gth Cl AT Acc EUR (not looking good in the near future for me, and their work culture.. Probably not that good for business profit. )

So the ninja trick is to buy via FSM then transfer to those platform w/o platform fees.

Been with FSM SG for two years only realize how expensive their platform fee is. :swt:

Assuming AUM < $200k.

POEMS sales charge = 0.75%.
DollarDex sales charge = 1.00%.
FSM SG sales charge = 0.35% + perpetual 0.5% p.a platform fee.

From above yes it makes sense to use POEMS as our core platform.
However there's no denying that FSM's interface trumps the other two.

FSM SG feels like a 2016 site.
Dollar Dex feels like a 2013 site.
POEMS? I feel like I'm looking at at 24-hr built mlm site.

But who cares.
Use FSM for charting/reading/resource then buy in POEMS.

Too bad there are no good ETFs for Asia/Pacific region compared to UTs.
Else I would have gone 100% ETF.

If everyone do this later FSM tutup kedai.

Btw mind sharing your holdings for Asia/AsiaPac region?

For me:
- HGIF Asia Ex-Jap Eq Sm Cos SGD AD
- First State Dividend Advantage
- Schroder Asian Growth Fund

in 50% - 25% - 25% allocation. (for Asia/Pac region)

This post has been edited by V-Zero: Nov 19 2016, 10:10 PM

Cool.
50:50 Asia/US for me too.

US: MGK, VDC, IHI, IHF + Fidelity Global Technology A EUR <- keeping it as it is outperforming my next-in-list, VGT.
Asia: Rojak funds.

This thread seems really quiet compared to the bolehland version.
Let's keep it alive.

This post has been edited by V-Zero: Nov 19 2016, 10:18 PM

Submitted my forms for both Philips and DollarDex.

DollarDex seems alot more responsive than Philips.
Honestly I might forgo the extra 0.25% premium and go with DollarDex.

Yeah I even opted for them to send me the forms to sign together with the business envelope.
Very convenient.

While POEMS it's all the typical print and DIY style.

And I notice that DD does not charge on same-tier or high-to-low fund switching while POEMS charge flat 0.5%.

I do quite abit of switching so yeah.
For every $100k invested the 0.25% difference is $250, that's perfectly acceptable for me since I donate roughly that amount everytime I go to casino.

Trick wise, nope, too much hassle for me.
I'd rather use the time to find ways to make more money.

To me, making more is easier than saving more.