FSM SG normally got investment fair like they do in MY?

1) I think it meant FSM SG platform fees is higher than FSM MY
2) FSM MY have lesser funds than FSM SG. Majority of funds on FSM MY are malaysian focused with limited overseas fund
3) No SC but 0.4% platform fees. Over time it eats into your return. 1st year lose 0.4%, 2nd year 0.4% (total 0.8%). by 5th year you would have lose 2%.

Of course. Bought some from FSM MY. My best equity to date in less than 6 months = 7.xx% returns. Haven't buy UT from SG yet.

Care to share the % of lost? I dont get you. What alternative to you propose? I am all ears.

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Short term wise, same. Long term wise any gain you get from RM will be eroded by RM depreciation as shown by this picture.

Now don't forget, my SG1000 will be fully invested vs my RM3300 (via FSM MY) as I am not charged anything for service charge. So I already gain "1.75%" already the moment I put in my money.

Q: the spread of between buying and selling of exchange rate if one want to take it back after each winning? (assuming there is no currencies fluctuation) 
btw...what is the spread like now? any idea?
A: Why should I bring back? I will let my money continue to grow there/put it there to protect against depreciation of RM.
- For now, I use Mid Valley Money changer's rate. So what spread you have depends on their rate loh. We all know Moneychanger's spread is memang smaller than Bank's.
- In the future, I will be using the following to do the transfer (to save on spread and bank charges)
Moneymatch (for transferring money out of Malaysia)
SingX/DBS (DBS have zero fees)/Cimb SG (also zero fees)
I will use which one depending which give me the best rate and zero fees.

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Follow my guide and you have your own SG UT very soon (in 1-2 months time)