just saying if you are staying in kl/pj and combined nett income is only 9k.
then better dont get it.

you dont have kids yet?
kids will take a huge chunk out of your income.. more and more until they graduated from college/university.

buy lorh,
dont think much,
u dont know when will u die,
which is better driving evo x at 30yo or felali at 60yo,

1 kids. Not 3series. Vw jetta only. But since the thread starter said that the monthly commitment is rm1400, so mine is 1340 not much different.

Previously i have z800 with monthly commitment 407. But sold my z800 already and buy 400cc scooter cash.

My house which i pay 1650 monthly, i make as homestay.

I have 1 more car, potong sawi which no monthly commitment.

Bro, how's your homestay? Got good feedback and enough to cover monthly bank installment or not? I am also thinking to use my condo as a homestay rather than rent it out..

my personal experience so far no problem , no unexpected fault breakdown etc.
4years 120k milleage with an e90 full bmw service.

btw imo if yearly youre planning to do around 50k km or more with the car better not.
for continental car it should be around 15-30k km peryear.

U sure? Even a typical VW Passat costs 1.2-1.5k each service and tyres are around 900/piece..

Cant be BMW cheaper..

This post has been edited by Boy96: Oct 14 2015, 01:00 PM

It depends. But homestay dont have contract document so u cannot declare the money as income. If u rent it, u can use the contract document as income n buy another house..

Lol...17 years of age to get driving license and within two years you become BMW driving instructor! Think you have wasted your talent! You shd go for the super license and drive in formula one! It's min 10 mil usd a season !

9 years loan for a depreciating entry level 2nd hand 316 plus TS and wife are normal office employees? Is TS looking for financial suicide?

exactly

i have a clean Rm15k $$$ in my pocket and yet i dont feel like buying a new bmw.

unless i can have RM 25K $$$$

dude, u cant afford it.

why accountant salary so low?
l

Driving a BMW isn't as expensive as most people think. Of course it can be more expensive if you compare with a Japanese car but not by much.

I think the most important think being a BMW owner is that you kinda have to be enthusiastic with car/automotive or with the brand, able to do research, know where to buy parts yourself and having some troubleshooting and diagnosis skill so you can tell what went wrong or at the very least able to determine the relevant components with your BMW.

If you are able to do your own research, then you will understand why most BMW enthusiasts never complaint much about their car being problematic (with a few exceptions like the SSG gearbox etc) because they know how to maintain and solve their problem without getting their throat cuts by the workshops out there. If you are the type that just want the brand but never intend to research, study and learn about your car, I suggest you to stay away from the car especially without warranty.

I am not very experienced with BMW but I just recently sold my Civic FD2 2008 and purchased a used 13 years old E46 330i, for the purpose of educating myself with a old and used continental vehicle. Also because the E46 is one of my dream car since young. And I can tell you the E46 is amazing even though it's decade old

To TS, if you like the F30 and must have it, then you must be prepared for the problematic encounter with the vehicle, but thus far F30 is a pretty solid car, there isn't much major problem with it. Go read on forums and you will understand more than opening a thread here. The 316i is by no means a bad car, it is good for what it is and for its value, test driven the car and I felt the car is more than adequate for normal driving and the 8AT gearbox is just amazing. I just didn't like the bench seats and the thin steering wheel. Otherwise, the car is good. You still get leather seats, xenon lights etc.

Personal advise though, I wouldn't touch a modern continental car without warranty.

Even if u don't have child yet
Do u have saving for your future child?

With ur current disposable income, no doubt u can afford it

But think again, Izit worth the money
Considering all the things that might happen including your future child

How much money needed to raise a child.
Not to mention increasing cost of living and reduce purchasing power.

Assuming u will have child later will the remaining money able to sustain a comfortable lifestyle or nd to save here and there to support the family needs

After u accounted everything in and u feel it's worth then go for it, u won't regret it

Without any planning jz go for it, u might regret later.

how many years is the F30? 2nd hand BMW cars are very very prone to breakdown depending on the previous owner.. I heard lots of stories of repair cost ranging from 10k to 40k for gearbox leakage... up to you but you need to reserve at least 1k per month for repairs..


YOLO?? YNRLM!!!!

You Need Repair Like Mad

This post has been edited by loki: Oct 14 2015, 04:57 PM

Me and my wife's combine income is RM24,000 and we only drive a Suzuki SX and have a condo and the monthly installment is RM2,900 (including everything). No kids at the moment.

Just wanted to say, plan for the future first before buying anything expensive, my dream car has always been the Merceses A250, I know I can afford it but I'm still thinking of ways to invest my money so that in future my kids can live a comfortable life. Me and my wife is both 26 this year btw.

PS, one way to count how much you should budget for the car, take your income and times 12.

For example, your income is RM10k per month, times 12 will be RM120,000, that should be the budget of your car and should not exceed that budget, then you can live comfortably while paying installment.

This post has been edited by teeyao888: Oct 14 2015, 05:04 PM

YOLO but still must use common sense lar.

Lol when you're a 3 time superkart champion, you turn heads. My team happens to be sponsored by BMW Australia with stage 2 weight reduction parts. So when you do well. Good things come your way. I just got lucky mate. Don't judge i was already in superkart at the age of 14.

sell at 5-6 years means you need to fork out cash to clear the leftover of installment ?
Bad move.

combine income 9k, really not much bro ! maybe few years later

This post has been edited by KTCY: Oct 14 2015, 05:07 PM

Ever considered a 2010~2012 Mercedes W204 C200 or C250?
Fit better into your income
F30 316I forget about it, 140HP only leh
At least F30 320I

This my f30 modified


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