Unifi and astro not entitle for 10% cashback under Wise card
use PBB VS to pay both of them...

Wise card utility only include TNB and certain water company (eg. Syabas, SADA)

He knows this lol but since he is asking about tnb, he is asking for astro n unifi as well

Thanks a lot for the confirmation

1u aeon under groceries anyone can confirm?

From PBB VS thread:
Grocery [MCC: 5411]
AEON Supermarket - IOI Mall / Midvalley / 1 Utama / Melaka / Wangsa Maju / Tmn Maluri Cheras

or can refer here
https://forum.lowyat.net/topic/3711577

This post has been edited by Human Nature: Feb 14 2016, 11:31 PM

1u aeon supermkt is under Groceries.

Need you guys to advice if i shall go for this card.

Monthly regular spending:
1) 4x Petrol, >RM60 everytime, about RM250 monthly
2) TNB, RM200 monthly
3) Unifi, RM200 monthly
4) Maxis, RM200 monthly

Do i pay the TNB and Unifi in mutiple of RM50 via UOB PayOnline to qualify for the 10 swipes?

Yes
and Yes.

Assuming you are selecting Utility and Petrol, Unifi will not be entitled for any CB but count towards the 10x swipes.

-
1. Submitted the form to set sms alert last friday, already received sms alerts today.

2. I had 3 failed transactions at the petrol pump today, status on the receipt is NO RESPONSE. Is this common for HLB?

Not common.

anyone seen any hlb credit card booth in KL? interested to get the wise card.

Just got the card this month. Below are my spending till today.


1. maxis RM200, RM20 (50x4)
2. celcom RM100, RM10 (50x2)
3. petrol RM50 , RM5
4. tesco RM119.9, RM12
5. tesco RM119.9, RM12
6. Unifi RM195, RM20 (SAM)
7. TNB RM195, RM20 (SAM)

Total RM979.8, RM99

I should swipe another RM5 to get full Rm100 CB. Correct?

Don't wait for the booth. Go apply thru bank and start enjoy CB as early as possible.
I seldom see HLB booth around KL.

Did u pump between 12-1am, usually trans cant go thru at this time.

It was around 3pm. It went thru on the 4th time. Hope only a one off glitch.

It counts like this:
Mobile RM 300 => RM 30
Petrol RM 50 => RM 5
Groceries RM 629.80 => RM 63

Total Cash Back = RM 98

To maximize full cash back, you need to perform any of the two transactions below:
1. Mobile RM 5
2. Petrol RM 5
3. Groceries RM 5.20

I only spend RM 985 and get 100 cash back.
I have a spreadsheet to keep track of my Wise spending to ensure it is ngam ngam RM 985.

Regarding your spending. Nope, additional RM 5 only get you RM 984.80 which is only 98.

This post has been edited by fruitie: Feb 15 2016, 10:23 PM

Do the multiple of rm50 for Maxis and TNB via UOBPayonline, Use other card to pay Unifi

swipe these:

RM5 mobile
RM5 petrol

you;ll get max RM100 cashback with RM989.80 spending.

if you swipe another RM5.20 for Groceries, you'll lose RM1 cashback (total calculated cashback is RM101, but capped at RM100).

You guys are really prof, salute!
I read that we only need to spend RM985 to entitle RM100 cashback but not sure how is the calculation works.

i posted mine before