(No. 4) BSN 4.5% with interest paid monthly if above 50 years old and FD deposit exceed RM 50K
-- Sorry I am not familiar with BSN. But quite disappointed I have not seen any leng lui staffs honestly speaking   

Yup, it is with BR.
My last remaining FD certificate that is still stranded in BR

So maybank have the best rate of 4.55% right now for 12months FD - 10k eh?

Feel like locking in Ambank's 60months 4.55%.....

Anyone can confirm my above line?

Hmm, for a longer term FD with PIDM secured, Ambank should win, coz its a 5 years thingy. But Maybank that one...the fresh fund min of 10k is not insured eh?
Meaning to say all the money you put in are not guaranteed right? So probably by the end of the day, it might give you RM0?
dont understand 70% 30%? care to enlighten? thanks!

ahh...wonder how many people actually went with that maybank GIA-I then.

How bout 1 year FD's? best rate still 4.2%?

70% and 30% = 100k :'(

These 2 leng lui were in inside BSN lobby wor..? How to take picture..?
If I did it, BSN might think I was sent as a spy to take the bank picture before
to rob the bank, then how..? 

does the same argument apply for asnb?

kawan, asnb cannot guarantee principle. it is a ut.

ASNB...my new betting house

How about capital is preserved?

guy3288 punya quote
Awal-awal I kasi disclaimer so that others don't kacau-kacau:
*I'm well aware of the beauty & beast side of FD & ASx
*Whatever I post here = my personal preference & arrangement

Wokey, so...

1. FD % < ASx %

2. FD has a lock-in period, none for ASx

**Both pose minimal risk to the holders
**Both possess liquidity like SA

Thus, according to my memandai-mandai punya deduction, ASx > FD

So, whenever opportunity knocks, I kasi taruh & hentam sama itu ASx.

please take out good old dictionary to check on "liquidity". 

i tot you are a financial student............

Hah..?  2 Years FD 4.6%..? 
I just placed 5 years 4.55% yesterday.. 

Tats very wrong..

Liquidity doesn't mean that... and your scenario doesn't means it is label as liquidity issue.. u have to find other words for it...

not really, asx sales charge 5%, means that u immediately loss 5% after buying, while fd u loss nothing even if you withdraw the next day after placement

Hong leong fd with 12 month get extra 0.01% at 4.21% minimum 40k and give free gift trolley

I think Am Bank 5 Year 4.55% is not sellable.

Imagine, it does not make sense same bank offers 5 years 4.55% and 2 years 4.6%.. 

Am bank is seeing that the response of 5 years 4.55% is slow, therefore Am Bank
quick quick offers 2 years 4.6% which is more attractive..

Hopefully other banks will follow to offer more attractive FD promo.. 

Need to decide between 12 mths 4.5% and 24 mths 4.6%.... 

Is it worthwhile with extra 0.10% but lock up for extra 1 yr?

it's credited monthly Bro, definitely worth it

Uh oh...hopefully HLB not getting into any trouble   So far their long term rates are among the best, with interest paid monthly some more 

Hong Leong Bank, Hong Leong Islamic Bank offer mutual separation scheme

I can't capitalize coz for new customer ony