Need some help from SCB regulars here,

I tried to transfer the interest credited into my Just one Saving Account from SCB to CIMB,

9.30Am,i saw interest already credited.

but the system kept showing me , "The entered amount has exceeded your online daily banking transaction Limit. Please try again with a lower amount, Error Code 2225)."

i did not have any transaction for months.

My set limit is RM20k, i only tried transfer RM14k,tried even RM100 also same!

Fed up, i called CS service 9.30Am, she said maybe system not updated  told me wait till 12 noon. Now i keep trying also same, cant get it done, called another CS, she told me the fund is ready, available for use, she doesnt know what is the issue....sigh...I tried IBFT to MBB, same problem too.

Anybody has done any IBFT or IBG from SCB recently? Thanks.

on the same day the interest credited? IBFT to which bank?

No issue for me too previously. My default transfer limit setting is only 100 and need to get TAC to change it higher, transfer and then set it 100 again. All done within minutes.

Hi hi, if II am not wrong.  Only 13 banks participated the MEPS offer to provide free ibg. U may check through meps news.

IBG is managed by MyClear, charges RM 0.11
IBFT is provided by MEPS, fee waived until end of the year but UOB is not in the list.

MEPS AND MEMBER BANKS TO OFFER FREE INSTANT TRANSFER SERVICES!

http://www.meps.com.my/meps-member-banks-o...ansfer-services

Yes. I just check the list, Uob is not listed.
BTW, 16 banks involved. I m using mobile, don't know how to update the news here, I m so sorry. U may check the link above.

Am Bank 4.5% for 3 years was a good deal but unfortunately I did not have money at that
time.

MBSB 4.7% with semi annual interest vs. Am Bank 4.55% with semi annual interest or monthly interest..     Hard to choose ah...

Another option is MBSB 4.5% for 18 months, interest will pay upon maturity..

Ah Sir.. now your kid is studying abroad already, is time passing fast or not..?
Anyway, life is a gamble..it is hard to say committing 5 years is a right decision
or wrong decision..Sometimes we need good luck..

But if you have extra money that you do not plan to use it for the next 5 years, then go
for 5 years lah.. But please take note if something goes wrong, please do not blame me;
if you blame me, then I change my user ID.. 

But for me, I would probably put in EPF account since I can withdraw
anytime..

(1) Am Bank at 4.55% for 5 years with semi annual interest or monthly interest (with PIDM)

Ya loh.. Ah Sir..

Nobody can predict precisely the OPR will go down or up in the near future..
Especially 5 years from now is too difficult and almost impossible to predict.

Now not asking you to put 1M for 5 years ma..
Just put RM 100K is just "sap sap sui" for you...
Or if you are not comfortable with RM 100K for 5 years, then how about RM 50K..? 

Aiyo.. Ah Sir, I am eligible to get monthly interest from Am bank FD since many years already..
you did not know meh..?

Oh.. one more thing, MBSB is in the middle of nego with Bank Muamalat about merging..
If they can merge successfully by this year end, do you think 4.7% for 5 years from MBSB
is still available..? 

This 1 must placed min 50k as per the staff from non-participant branch.

U got to walk in to branch to change the limit if it is above 10k

off topic bro. your ocbc RM intro the pre-ipo fund to you ? 

I must try IBFT next round too then

Same here. Seem every stuff is blur too.

The stuff told me interest is compounded into the pokok. I was like wtf. She still insist. I feel weird because she dint ask any account number. Now sudden sibeh worry. Sien. Damn. Tomorrow go ask again. Hopefully is direct in the account related to holders

Ah Goat Sir is NO.1
Ah Goat is the first man to place AmBank 5 years FD at 4.55% in the forum..  

Did you get any gift..?

Already decided not to go for the ambank 5 years promo..dad felt 5 years tenure is too long..despite having 12 months FD with ambank rolling over for decades....