Outline ·
[ Standard ] ·
Linear+
Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2
|
Vincent9696
|
Oct 27 2015, 08:21 PM
|
|
QUOTE(Ramjade @ Oct 27 2015, 07:32 PM) Set any target and duration. Base interest is only 2%. That's why I want to see how it can get 3% Hong leong is not a generous bank. That's why it surprised me when bonescythe said they giving 3% interest for their SA. This is only entitle for hong. Leong mach account not all hong leong bank account... Beside that , pidm had upgraded to 500k is it?
|
|
|
|
|
|
Vincent9696
|
Oct 27 2015, 08:33 PM
|
|
QUOTE(Ramjade @ Oct 27 2015, 08:27 PM) I know. But if it is able to give 3%, I might consider it over Truesavers. Remember my goal is not to give banks free lunch. Since when? Unless I am outdated, pidm protection is max rm250k/account. Why did you ask? I could be outdated. Saw this from a TV advertisements
|
|
|
|
|
|
Vincent9696
|
Oct 28 2015, 01:42 PM
|
|
Apologize for given wrong info as yesterday i was in the hotel , after take a showel i come out only saw the screen with the advertisement of pidm 500k , so thats y i asking here also...
|
|
|
|
|
|
Vincent9696
|
Oct 28 2015, 02:19 PM
|
|
QUOTE(hiddenmcky @ Oct 28 2015, 02:03 PM) Consider ok for that which is almost 4.0x% for the effective rate right?
|
|
|
|
|
|
Vincent9696
|
Oct 28 2015, 03:27 PM
|
|
QUOTE(poor man @ Oct 28 2015, 03:13 PM) today walk in cimb fd promo over counter 3-5 mth 4.1% fresh / 4.0% renew 6-11 mth 4.2% fresh fund /4.1% renew 12 mth 4.3% fresh fund / 4.2% renew Min. 10k?
|
|
|
|
|
|
Vincent9696
|
Oct 28 2015, 04:17 PM
|
|
QUOTE(ohcipala @ Oct 28 2015, 03:36 PM) Paiseh, didnt saw it jz now... Cimb look so hungry...
|
|
|
|
|
|
Vincent9696
|
Oct 28 2015, 10:25 PM
|
|
QUOTE(yygo @ Oct 28 2015, 10:16 PM) something not quite right on "up to", not pure fd?  step-up?  Could be similar like maybank GIA with not guaranteed of profit ?
|
|
|
|
|
|
Vincent9696
|
Oct 31 2015, 12:26 PM
|
|
QUOTE(cybpsych @ Oct 31 2015, 09:18 AM) Ram, the interest can credited to truesaver if ine have over 50 y.o.? I know u very familiar with ambank product.
|
|
|
|
|
|
Vincent9696
|
Oct 31 2015, 07:53 PM
|
|
QUOTE(wil-i-am @ Oct 31 2015, 06:58 PM) CIMB, Maybank n Rhb @ KLCC open on Sun Ocbc in certain branch also
|
|
|
|
|
|
Vincent9696
|
Nov 1 2015, 08:16 AM
|
|
QUOTE(wil-i-am @ Nov 1 2015, 07:45 AM) Kota kemuning branch jz recently available for weekend and another two is melaka and taman molek branch.
|
|
|
|
|
|
Vincent9696
|
Nov 1 2015, 07:17 PM
|
|
QUOTE(Ramjade @ Nov 1 2015, 06:46 PM) Well I don't own any shares. So no problem for me.  My FD days are over. Now just hoping got high 1 month efd rates. But most likely don't have. Only way to win is put money into banks with high FD rates. Then buy shares of kiamsap bank.  Win-win situation  zthe shares of kiamsiap bank ady 13/14 , very high leh... eFD hardly to get as high as promo rate with even 1month...lol maybe one day in futures , now is hardly to make it happen.
|
|
|
|
|
|
Vincent9696
|
Nov 2 2015, 01:14 PM
|
|
QUOTE(tonytyk @ Nov 2 2015, 09:33 AM) This is linked to casa
|
|
|
|
|
|
Vincent9696
|
Nov 2 2015, 03:45 PM
|
|
Placed a FD in CIMB , no ask anything str8 gv me 4.3% , bullet is not much so didnt ask for higher.
|
|
|
|
|
|
Vincent9696
|
Nov 2 2015, 06:17 PM
|
|
QUOTE(bbgoat @ Nov 2 2015, 05:59 PM) Yes, mine 4.35% already show up in my online account. It is an unfixed FD. The RM persuaded me not to break into various cert as I can take out 10k segments.  U got a good service RM
|
|
|
|
|
|
Vincent9696
|
Nov 3 2015, 04:44 PM
|
|
CIMB callable klibor no more available right now...sigh
|
|
|
|
|
|
Vincent9696
|
Nov 3 2015, 06:17 PM
|
|
QUOTE(bbgoat @ Nov 3 2015, 04:51 PM) The CIMB Klibor paid me 5.2% every 3 mths for close to 4 years. Except now I hope they call it back !  5.2% p.a. Or per quarter? Branch manager said 150k above can entitle 4.35% for cimb 12month fd rate... This post has been edited by Vincent9696: Nov 3 2015, 06:45 PM
|
|
|
|
|
|
Vincent9696
|
Nov 6 2015, 01:23 PM
|
|
QUOTE(gsc @ Nov 6 2015, 12:59 PM) Agreed. The pages moved very fast but unrelated posts. Can anyone confirm RHB 3 months 4.2% is pure FD? Tq Yes pure FD with minimum fresh fund 10k
|
|
|
|
|
|
Vincent9696
|
Nov 6 2015, 04:56 PM
|
|
QUOTE(Plutoman @ Nov 6 2015, 04:50 PM) Will rugi more if I withdraw because i put early last month. Next month go maturing FD, hope the competition get more and more intense  Nx year maybe 4.7+
|
|
|
|
|
|
Vincent9696
|
Nov 6 2015, 05:43 PM
|
|
QUOTE(mohdyusof @ Nov 6 2015, 05:02 PM) pipu with loan will cry!  I wonder why my housing loan still show 4.45%????so it is god news to me not to dump housing loan , go for FD....haha This post has been edited by Vincent9696: Nov 6 2015, 05:50 PM
|
|
|
|
|
|
Vincent9696
|
Nov 6 2015, 09:50 PM
|
|
QUOTE(michaelho @ Nov 6 2015, 09:25 PM) done FD MBB 4.5% 12 months. Got this as gift. Quite useless though, they give, just take la  [attachmentid=5247744] MBB have gave gift??wow...much be big player...
|
|
|
|
|