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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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Vincent9696
post Oct 27 2015, 08:21 PM

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QUOTE(Ramjade @ Oct 27 2015, 07:32 PM)
Set any target and duration. Base interest is only 2%. That's why I want to see how it can get 3% Hong leong is not a generous bank. That's why it surprised me when bonescythe said they giving 3% interest for their SA.
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This is only entitle for hong. Leong mach account not all hong leong bank account...


Beside that , pidm had upgraded to 500k is it?
Vincent9696
post Oct 27 2015, 08:33 PM

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QUOTE(Ramjade @ Oct 27 2015, 08:27 PM)
I know. But if it is able to give 3%, I might consider it over Truesavers. Remember my goal is not to give banks free lunch.

Since when? Unless I am outdated, pidm protection is max rm250k/account. Why did you ask? I could be outdated.
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Saw this from a TV advertisements
Vincent9696
post Oct 28 2015, 01:42 PM

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Apologize for given wrong info as yesterday i was in the hotel , after take a showel i come out only saw the screen with the advertisement of pidm 500k , so thats y i asking here also...
Vincent9696
post Oct 28 2015, 02:19 PM

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QUOTE(hiddenmcky @ Oct 28 2015, 02:03 PM)
Good deal?
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Consider ok for that which is almost 4.0x% for the effective rate right?
Vincent9696
post Oct 28 2015, 03:27 PM

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QUOTE(poor man @ Oct 28 2015, 03:13 PM)
today walk in cimb fd promo over counter
3-5  mth 4.1% fresh / 4.0% renew
6-11 mth 4.2% fresh fund /4.1% renew
12    mth 4.3% fresh fund / 4.2% renew
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Min. 10k?
Vincent9696
post Oct 28 2015, 04:17 PM

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QUOTE(ohcipala @ Oct 28 2015, 03:36 PM)
His next post stated so
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Paiseh, didnt saw it jz now...

Cimb look so hungry...
Vincent9696
post Oct 28 2015, 10:25 PM

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QUOTE(yygo @ Oct 28 2015, 10:16 PM)
something not quite right on "up to", not pure fd? hmm.gif step-up? hmm.gif
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Could be similar like maybank GIA with not guaranteed of profit ?
Vincent9696
post Oct 31 2015, 12:26 PM

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QUOTE(cybpsych @ Oct 31 2015, 09:18 AM)
I AmBanking on Great Rates - Great rates for higher returns
Ambank | T&Cs (EN) - 24mth | T&Cs (BM) - 24mth | T&Cs (EN) - 6mth | T&Cs (BM) - 6mth

user posted image
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Ram, the interest can credited to truesaver if ine have over 50 y.o.? I know u very familiar with ambank product.
Vincent9696
post Oct 31 2015, 07:53 PM

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QUOTE(wil-i-am @ Oct 31 2015, 06:58 PM)
CIMB, Maybank n Rhb @ KLCC open on Sun
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Ocbc in certain branch also
Vincent9696
post Nov 1 2015, 08:16 AM

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QUOTE(wil-i-am @ Nov 1 2015, 07:45 AM)
Can share which branch?
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Kota kemuning branch jz recently available for weekend and another two is melaka and taman molek branch.
Vincent9696
post Nov 1 2015, 07:17 PM

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QUOTE(Ramjade @ Nov 1 2015, 06:46 PM)
Well I don't own any shares. So no problem for me. brows.gif My FD days are over. Now just hoping got high 1 month efd rates. But most likely don't have.

Only way to win is put money into banks with high FD rates. Then buy shares of kiamsap bank. tongue.gif Win-win situation thumbup.gif
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zthe shares of kiamsiap bank ady 13/14 , very high leh...

eFD hardly to get as high as promo rate with even 1month...lol maybe one day in futures , now is hardly to make it happen.
Vincent9696
post Nov 2 2015, 01:14 PM

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QUOTE(tonytyk @ Nov 2 2015, 09:33 AM)
Not Fd related?
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This is linked to casa
Vincent9696
post Nov 2 2015, 03:45 PM

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Placed a FD in CIMB , no ask anything str8 gv me 4.3% , bullet is not much so didnt ask for higher.
Vincent9696
post Nov 2 2015, 06:17 PM

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QUOTE(bbgoat @ Nov 2 2015, 05:59 PM)
Yes, mine 4.35% already show up in my online account. It is an unfixed FD. The RM persuaded me not to break into various cert as I can take out 10k segments.  biggrin.gif
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U got a good service RM
Vincent9696
post Nov 3 2015, 04:44 PM

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CIMB callable klibor no more available right now...sigh
Vincent9696
post Nov 3 2015, 06:17 PM

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QUOTE(bbgoat @ Nov 3 2015, 04:51 PM)
The CIMB Klibor paid me 5.2% every 3 mths for close to 4 years.  brows.gif

Except now I hope they call it back !  biggrin.gif
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5.2% p.a. Or per quarter?


Branch manager said 150k above can entitle 4.35% for cimb 12month fd rate... rclxms.gif

This post has been edited by Vincent9696: Nov 3 2015, 06:45 PM
Vincent9696
post Nov 6 2015, 01:23 PM

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QUOTE(gsc @ Nov 6 2015, 12:59 PM)
Agreed. The pages moved very fast but unrelated posts.

Can anyone confirm RHB 3 months 4.2% is pure FD? Tq
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Yes pure FD with minimum fresh fund 10k
Vincent9696
post Nov 6 2015, 04:56 PM

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QUOTE(Plutoman @ Nov 6 2015, 04:50 PM)
Will rugi more if I withdraw because i put early last month. Next month go maturing FD, hope the competition get more and more intense  rclxm9.gif
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Nx year maybe 4.7+
Vincent9696
post Nov 6 2015, 05:43 PM

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QUOTE(mohdyusof @ Nov 6 2015, 05:02 PM)
pipu with loan will cry! cry.gif
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I wonder why my housing loan still show 4.45%????so it is god news to me not to dump housing loan , go for FD....haha

This post has been edited by Vincent9696: Nov 6 2015, 05:50 PM
Vincent9696
post Nov 6 2015, 09:50 PM

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QUOTE(michaelho @ Nov 6 2015, 09:25 PM)
done FD MBB 4.5% 12 months. Got this as gift. Quite useless though, they give, just take la  tongue.gif [attachmentid=5247744]
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MBB have gave gift??wow...much be big player...

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