good reminder

made a simple comparison.
increased Ponzi 2.0 by 1.5%

just went to PB to apply the online banking with the "token gadget"....can do max transfer daily of RM 30k....
(making "gambling" more easier and die faster)


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A “Safehouse” Fund During Periods Of Heightened Volatility

As uncertainty looms for the impact of Fed rate hike, investors who are concerned of the elevated volatility within the equity markets in recent times can consider allocating a portion of their monies into the RHB-OSK Cash Management Fund 2. This will allow them to safeguard their monies while awaiting the opportunities to participate in the market again. At the meanwhile, by keeping their ammunition in the RHB-OSK Cash Management Fund 2, investors can enjoy an indicative yield of up to 3.728% (as of 10 December 2015).
With the banks continuing to compete for retail deposits in order to cope with their high loan-to-deposit ratios as well as to comply with Bank Negara’s capital requirement, the deposit rates offered are expected to stay high for quite some time. This will likely keep the yield for this fund at an attractive level for investors, allowing investors to gain decent returns while weathering through the volatile period in the equity market.
http://www.fundsupermart.com.my/main/resea...Volatility-6613

needed monies for ang pow and CNY expenses
either make monies by then or no money to for CNY