isn't it all this can be influenced by a lot of unknown factors too, in which the maths cannot comprehend
like sudden devalue of yuan for an example that can happens unexpected?

"If" pure math can be used for investment and be relied to make decision......most of the Harvard professors would be damn rich already, not to mention those that has supercomputer in their fund houses. ha-ha.

This post has been edited by T231H: Nov 4 2015, 10:43 PM

may I suggest you ask again when the time comes.....bcos by "the future" time, things (like past track records) may have changed.

page# 65, post# 1293
https://forum.lowyat.net/topic/3730638/+1280
seems relevant answer.

Depreciating MYR or not.....
some of my local focused funds are still up this 1 or 2 weeks..just like on Viagra....

Q: How do I know the usage of credit and available credits ?

A: To view your credits that had been utilized, go to MY INVESTMENTS> VIEW HOLDINGS> BY FUND NAME, then click ‘Historic Transaction’ at the bottom of holding page.

You are able to view available credits in your holding page as well as during Intra-Switching steps.

Q: Is credit system applicable to all switching?

A: No, Credit system is only applicable to Intra-switch, not for Inter-switch.
However, there are certain funds which are not available for Intra-Switch. Please refer to SWITCHING OF FUND FAQ for more information.

more on credit point system....
http://www.fundsupermart.com.my/main/faq/0...dit-System-2001

seems like Cash management fund not eligible for credit point

Q: IS THERE ANY FUND THAT IS NOT APPLICABLE FOR CREDIT SYSTEM?

A: Yes,OSK-UOB Cash Management Fund is not available for Credit System. This is due to OSK-UOB Cash Management Fund is not allowed for Intra-Switch. This has been made known to investors in the fund’s prospector.
For more information on fund switching, please refer to SWITCHING OF FUND FAQ.

more on credit point system....
http://www.fundsupermart.com.my/main/faq/0...dit-System-2001

This post has been edited by T231H: Nov 9 2015, 04:03 PM

the sentence.....Credit system is only applicable to Intra-switch, not for Inter-switch

another version from FSM SG
How Much do You Need to Retire?.....04 Nov 2015
https://secure.fundsupermart.com/main/resea...SJBlog_20151104

try the Fund return tool or the chart center? back track the % using the current NAV% and the "past" Nav %?
you think that can helps?
just a note of caution....the dividend units allocated may play some "haywire" to your computation....do you think so?

This post has been edited by T231H: Nov 12 2015, 02:55 PM

The Perils for Investors of Too Much Information in the App Age ....November 12, 2015
This note looks at the avalanche of investment news we are now exposed to.
The more we are exposed to information about how our investments are performing, the greater the risk that we will be disappointed and at risk of making poor short term investment decisions.

http://www.fundsupermart.com.my/main/resea...ge-12-Nov--6505

Japan the NEXT destination?
Tracking the Nikkei 225 Trading Volume: Indications of Where Market is Headed.......November 13, 2015

This week’s update discusses the relationship between trading volumes and the value of the Nikkei 225 index. It notes that when volumes are lower at certain index levels, the Nikkei typically rises.
https://secure.fundsupermart.com/main/artic...is-Headed-11024

split is also under distribution wor.


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maybe not enough time to update into the system?
TA announce press release on 12 Nov...

abit.....
more to Stock pundits...
A turnaround for plantation sector?..... November 13, 2015
http://www.fundsupermart.com.my/main/resea...on-sector--6507

"maybe" the decision maker or the PIC of keying got caught in Karak?
some would say....time in the market and not timing the market is right for UTs investing.

only if I can know that I will get about 14% in 2 years for the money that I took out for investment under EPF-MIS scheme,....then I think I would leave it in EPF
the things is I just don't know what the end results would be.....
here are 3 interesting posts....post# 329 & #330
https://forum.lowyat.net/topic/3580942/+320
post #166
https://forum.lowyat.net/topic/3580942/+160

This post has been edited by T231H: Nov 15 2015, 07:40 PM

you asked, they gives....
Monday, 16 November 2015
Some small cap shares worth looking at, during these tough times
http://www.thestar.com.my/Business/Busines...race/?style=biz

good luck and ...



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if i am not mistaken,...usually there are some SC promo in Jan of the ea year....

Ringgit had fallen for the past MANY months by many % too.
do you think it will continue to fall at that rate and at that % too?

here is an article in August from FSM...hope it is still relevant...
(how much has % RM fallen since Aug till now?)(maybe 2%?)

At this juncture, we urge investors to refrain from chasing FX returns blindly by investing in any foreign equity market given that the additional FX gain arising from the weakening of the ringgit is likely to be limited. Instead, investors should focus on the fundamentals of the markets to identify opportunities that will provide decent potential returns for their investments. Investors can consider investing in regions such as the Asia ex-Japan region, where we have assigned a 5 star rating and is relatively more attractive in terms of valuation metrics as compared to other regional markets.
http://www.fundsupermart.com.my/main/resea...stay-flat--6200

This post has been edited by T231H: Nov 16 2015, 04:28 PM