I would normally calculate roughly how many units I would get and entered a placeholder in my spreadsheet. Some fund house is very slow and I wouldn't want to wait for months without the missing units.

That is in terms of RM.
In terms of units from re-investment, the calculation is based on the NAV of which date?

This post has been edited by river.sand: Nov 3 2015, 08:15 PM

Refer back to link on my earlier post. Reinvestment date was mentioned. NAV on reinvestment date.

Small Stars Can Shine Bright: Mark Mobius
http://www.valuewalk.com/2015/11/small-sta...ht-mark-mobius/

OT:
wongmunkeong Your CVX is shooting above $96 now. You got in at low $70 if I recall. Must be jumping for joy now

Second time another great analyst is rehashing what LYN Finance forum Uni Trust investors already known for some time liao.

Small-Cap FTW

Xuzen

p/s One or two months down the line some analyst will advocate BUY for India equities. These experts secretly read LYN FSM forum !

This post has been edited by xuzen: Nov 4 2015, 10:43 AM

itu EM small caps...not only Bolehland small caps

ur Eastspring small caps, only cover Bolehsmallcaps...

Time for Manulife India Equity Fund?

they get FOC info from lyn, yet they get paid big sum for the so-called investment advice

OT:
shh... don't scare it off (CVX)..
not jumping for joy yet (ie haven't skinned & BBQ it yet) coz it's not like 100% to 200% net profits (incl div) yet.
i'm more of an investor when it comes to individual company stocks - hold at least 3 years+ or more if bought right.
psst psst.. still holding that PBank i bought at $7+ in late 2008/early2009 heheh..

I'm new to this, and just signed up for a FSM account. I have been looking at the CIMB Principal Asia Pacific Dyanmic Income Fund for the past few months, the returns over the past 3 years have been pretty superlative, but how do you guys know when is the best time to start investing in it? Past performance is no guarantee of future performance of course, and given the returns for this fund over the years who's to say the fund is past its best now? I'm looking at the country allocation, 4% is in China now when a few months ago it was around 15-20% I think, so I guess they pulled out of china when the markets there tanked.

I'm tempted to buy into the funds now especially with the 1% sales charge, my investment horizon is medium-to-long (4-5 years), any advice you guys can give?

When u invest in such funds, u are investing in...

...I think I better rephrase...

Think of it as, u are putting your money to the fund manager to invest for u.

And in the case of this fund, his mandate is Asia excluding Japan equities.

1. Do u believe in the abilities of the fund manager?
2. Do u believe in the medium to long term potential of the target markets?

Markets do not move in a straight line.
No one fund manager can be no. 1 all the times. Even Warren Buffett would underperform from time to time.

U decide.

This post has been edited by Pink Spider: Nov 4 2015, 01:27 PM

buy every month, observe the price of each month, try to get at a lower price each month.

i am sure we can win in long term

wondering how to get the lower price each month....
the NAV we see today is of yesterday's
the NAV that see may already moved....
sure win in the long terms?
it "may" end ups like this too for years....
by the time "if" it goes up,....its IRR may be too minor to cause a positive emotional "UUUMPH" too.

just a little extra thought to consider when investing....


Attached thumbnail(s)

what im trying to say is like the fund has been dropping and u can estimate yourself to buy at a point (doesn't have to be the lowest).

but according to the fund that u have shown, the strategy is not working.

This post has been edited by twhong_91: Nov 4 2015, 01:59 PM

Either
1. The fund manager makan gaji buta, or
2. The target market is on a downtrend (u can't expect even Warren Buffett to successfully make money e.g. trading RM vs USD now, can u?)

Welcome to FSM.

Diversify. Divide your funds. Use DCA for 12 months if you are investing RM10K or more. Perhaps you can consider:-

1. 1 Global Equity Fund
2. 1 Asia Pacific Equity Fund (ex Japan)
3. 1 Malaysian Equity Fund
4. 1 Malaysian Bond Fund
5. 1 Asian Bond Fund

Forget about supplementary portfolio, i.e. investing in a single sector or single country fund for the time being. Except for Malaysia. We have to support our country a bit.

Put RM1K each in every of the above fund. But if you are printing money and are investing RM100K, then can put a bit more into each fund and DCA the rest for the next 12 months. You can also try Value Averaging if you have the time.

Note : Some sifus here would include an Emerging Markets Fund or BRIC but I find the FSM funds for these markets so, so only.

Decision...decision....where to start? Perhaps look at FSM's Recommended List of Funds as a starting guide?

Also read, read and read more on the topic of unit trusts. Good luck.

This post has been edited by Vanguard 2015: Nov 4 2015, 02:43 PM

Care to explain how to use dca from fsm? Is the dca = dual currency account?

This post has been edited by Ramjade: Nov 4 2015, 02:35 PM

Eh? No. No. DCA = Dollar Cost Average. Eg. if you have RM10K, you invest RM1K to open an equity fund. Then for the remaining 9 months, you deposit RM1k every month into the fund.

This post has been edited by Vanguard 2015: Nov 4 2015, 02:39 PM

of course cannot, just like the chart that he showed me.