CMF2 - zero sales charge, zero redemption fee, only annual management fee (this is already factored into the NAV pricing)

Currently they yield about 3.7% p.a., yes

Just treat CMF2 as your cash, when u buy other funds using CMF2, u will PAY sales charge for the funds that u buy.

ECB Ready to Expand Quantitative-Easing Program Don’t Miss the Chance to Ride on QE Wave..... November 30, 2015.....
Author : Fundsupermart.com
http://www.fundsupermart.com.hk/hk/main/re...articleNo=10821

FSM is really super efficient.

At 5.28 p.m. yesterday, I e-mailed to them my application form and supporting documents to open a beneficiary account. Within 30 minutes, FSM called me to confirm whether I applied to open the account.

At 11.05 a.m. today FSM sent me an SMS to state that my beneficiary account has been activated. Everything done in less than 24 hours.

If only our government can operate in the same way.

gomen operate tis fast.

dream on   

A glimpse at the fund’s country allocation shown that the fund has been underweighting US equities (which we believe is expensive) significantly and overweighting emerging markets...

I wish to correct FSM's analysis on Aberdeen Islamic World Equity.
http://www.fundsupermart.com.my/main/resea...mber-2015--6561

See the Oct-15 fact sheet, inside the "Other 30%" in the chart by FSM, there are Sweden (5.6%), Canada (4.1%), Germany (3.9%), Singapore (2.1%) and Italy (1.9%) - those totalled up to 17.6%, and I don't think u can call them "emerging markets". Only South Korea (4%), Brazil (3.7%), HK (2.1%) and South Africa (0.9%) are EMs in there. So, Aladdin's exposure to EMs as at Oct-15 is only 10.7%.

Who can summon FSM staff to read my post?

Lol.... my tax overpaid also havent give back. then when i finally called, they defer it to next year.zzzzzz

efficient

I wish to correct FSM's analysis on Aberdeen Islamic World Equity.
http://www.fundsupermart.com.my/main/resea...mber-2015--6561

See the Oct-15 fact sheet, inside the "Other 30%" in the chart by FSM, there are Sweden (5.6%), Canada (4.1%), Germany (3.9%), Singapore (2.1%) and Italy (1.9%) - those totalled up to 17.6%, and I don't think u can call them "emerging markets". Only South Korea (4%), Brazil (3.7%), HK (2.1%) and South Africa (0.9%) are EMs in there. So, Aladdin's exposure to EMs as at Oct-15 is only 10.7%.

Who can summon FSM staff to read my post?

RM8 deducted by PPA is different from RM10 for account opening. The former is claimable in income tax but not the later.

I wish to correct FSM's analysis on Aberdeen Islamic World Equity.
http://www.fundsupermart.com.my/main/resea...mber-2015--6561

See the Oct-15 fact sheet, inside the "Other 30%" in the chart by FSM, there are Sweden (5.6%), Canada (4.1%), Germany (3.9%), Singapore (2.1%) and Italy (1.9%) - those totalled up to 17.6%, and I don't think u can call them "emerging markets". Only South Korea (4%), Brazil (3.7%), HK (2.1%) and South Africa (0.9%) are EMs in there. So, Aladdin's exposure to EMs as at Oct-15 is only 10.7%.

Who can summon FSM staff to read my post?

Thank you for your feedback.

We are glad to know that our research article are well received and studied by our investors which can create more discussions and knowledge sharing that benefit all of us.

In our FSM fund choice article, we mentioned that  “A glimpse at the fund’s country allocation shown that the fund has been underweighting US equities (which we believe is expensive) significantly and overweighting emerging markets” which is referring to those emerging market allocation compared with the world index.

This means that the percentage of South Korea 4% is much higher than a Korea weightage in world index (0.59%), 3.7% Brazil in Aberdeen compared with 1.5% based on MSCI ACWI.

Nevertheless, I wish to highlight to you that Aberdeen Islamic World Equity Fund’s fund manager adopts bottom-up investment in stock picking where the country allocation was just the result of their stock pcikings.

We hope this clarifies your doubt. Meanwhile, our team will give further clarification in the article to avoid the confusion which may be faced by other readers.

Please do not hesitate to contact us if you need any assistance.

Thank you and have a pleasant day.


Regards,
Eugene Lye
Client Investment Specialist

So efficient, replied within a few hours

with yuan currency going into IMF basket of goodies, any opinion on that? full speed ahead china?

my portfolio stopped "cheong"...
why it cannot keep on "on Viarga" for a few more months?.....  

Lol.... my tax overpaid also havent give back. then when i finally called, they defer it to next year.zzzzzz

efficient