Thanks Hansel for your advice and info.  By the way if under nominee account, will SCB charge additional service fee when the share dividend is credited?  I have trading account with CIMB Malaysia and if not mistaken they charge SGD10.00 for each dividend credited and that is the reason why I go to SG to open both savings and trading account.

Thanks Hansel, SCB FTW! Ur fav Kep Corp & M1 looks tempting to me, I'll consider to re-add them.

Besides, I still look closely at SATS, Vicom, FCL, SGX, Starhub, Wee Hur & GLP. May consider Lump Sum when the timing is right to me.

prince thanks, that is great !.  Yeah I am more interested in SG reits.  Attracted by the regular dividend payout. 

I am using iTrade (CIMB), its easy to use. However, I have not been using it for a long while now, just collecting div for BJTOTO for like >10 years now, lost track of ROI already. I haven't had any transactions for the last 10 years, IIRC. Bursa is boring.

I am not sure of the fees compared to other online trading platforms, definitely not the cheapest.

Edit: Sorry OT.

  You guys are pretty knowledgeable now,... replying to each other,...  :thumbsup:

I can advise from here,... this is what you can do to minimise your funds transfer charges and whatever charges in future,.. no need to experiment here and there anymore,... TRUST ME !!!

Open an account with Maybank Sgp. Make sure you activate your internet banking capability, Maybank2U Sgp.

TT your RM to Maybank Sgp, just RM10 charge if you use Maybank2U Msia to do so for TT'ing of RM10K and below. NO need to go to the branch.

When the funds arrived in Maybank Sgp, transfer to any destination that you wished to by using Maybank2U Sgp. NO need to appear personally in Sgp anymore.

Yeah,... that's why you need to open asap,...if you have to pay the fall below fee, it's just SGD2 per month, right ? Then pay them bro,.. you have a pipe to send your funds down,...

What is SGD2, or RM6.00 if you are earning SGD dividends per month ?? Worth it, right ??

Parkway Life REIT released its results this morning,... Results were released at 7.45 am before trading started,...

Two SG counters that I know of, and that I hold which always release results before trading starts are Parkway Life REIT and Frasers Centrepoint Trust !!

One core thing that we were told during the AGM this year was : PLife REIT does not issue placement shares and does not issue new units without seeking consent from unitholders,... hence, the unit base size does not increase without going through us. .. 

My analysis this afternoon on the coming dpu, minimum payouts for PLife REIT :-

Q4, 2016 - 3.07 SG Cts per unit  (tbp ard 26.02.2017)
Q1, 2017 - 3.08 SG CtS per unit  (tbp ard 26.05.2017)
Q2, 2017 - 3.08 SG Cts per unit  (tbp ard 25.08.2017)
Q3, 2017 - 3.08 SG Cts per unit  (tbp ard 25.11.2017)
Rental collection will either grow or remain constant, and without unit base size increasing, the estimations above should be quite accurate,...

It's USD 0.83, bro,... this is the ONLY USD REIT that I know of, which does not impose a 30% withholding tax onto dividends to be paid out. But, must fill-in the W8-BEN Form properly ! Good luck, bro,....

It's USD 0.83, bro,... this is the ONLY USD REIT that I know of, which does not impose a 30% withholding tax onto dividends to be paid out. But, must fill-in the W8-BEN Form properly ! Good luck, bro,....

If you bought from Standard Chartered Sgp, pass the form back to Stanchart. If you bought from any broker who is not under nominee system, you can pass the form back to yr broker or to the Corporate Secretary.

If you bought from a Msian broker, I'm not too sure.

As to the reason of no withholding tax, this is an arrangement between Manulife and the IRS. I think better not ask too much.

Wow,... many of my counters are dropping this morning, the resilient ones are only two now : UMS and KDC REIT !

Steady, people,... don't go in yet !

Good morning bro,

You are earning in MYR. The MYR keeps coming in constantly.

If you put out your investments into other currencies, and if you are earning passive income in other currencies, then you would have achieved diversification in your income currency.

The USD, in itself, is also volatile. There is no strong certainty that it will definitely appreciate. But in the Trump era, the chances are very strong.

Frankly, I don't really know for sure what is the best thing to do now. But there is one thing that I do know for sure after last Friday : we better have bank accounts in as many countries as possible.

Go Shanghai open BANK OF SHANGHAI...can open with RM200 only..  (but go shanghai need visa a bit mah fan)

also can try HONG KONG.. I know many M'sians have bank ac in Hong Kong.

Singapore would be easier.. few hours bus ride.

Also for DBS can bank in all kinds foreign currency.. however, i hv not tried. Not so kaya yet.
https://www.posb.com.sg/personal/ibanking/f...conversion.page

What is the DBS AutoSave conversion about?

DBS Autosave conversion is an all-in-one account that lets you save and transact in Singapore dollars and multiple foreign currencies. We invite existing DBS AutoSave customers (of personal or joint-alternate account type enrolled with eStatement) to convert their account to DBS Multi-Currency without any hassle. The account number and the services linked to the account remains the same and will not be affected by the conversion.

u already got Std Chart.. why u need DBS for?

does stand chart linked with CDP? 

i use CIMB - RM 10 too.. but when receive there is SGD 20 being deducted.

"you can enjoy S$0 transfer fee when you remit via Malaysia Remit."
FOC for DBS.  I always compare this option with money changer rate whichever offer higher. 

https://www.dbs.com.sg/personal/promotion/myr-remit

No idea.. so far hv not bring back any funds from SG.

MBB to Std chart SG other than the RM10 any other charges from SG side?