>1? that must be in 2014 or earlier.

i dumped all in early 2105 at 0.95.

now 0.37, so tragic...

DBS VICKERS PROMO RATE:

http://www.dbs.com.sg/vickers/en/promotion...jan17_learnmore

Reduced rates for SG & US markets

The promotional commission rate of 0.12%, minimum S$10 is applicable to all cash upfront trades executed via DBS/POSB iBanking.

Shopping time...

heheh - not just investor, biz owner, employee, etc too
when one focuses on the minute, losing focus on the big impact stuff....
"penny wise, pound foolish" kinda thing 

sigh.. facing these types much nowadays

gold bro - U pulling me leg (3rd?!!) ar 

0.7%+easy $in/out
vs
0.4%+some hassle

unless U already have an account in SG or can open one "sup sup water"...

for me, still on HLeB for SGX stuff - easy for me to pump cash & convert any time
+ other "security / options" stuff clarified liao (not too right to put in public forum heheh).
thus, aiya - i afford them 0.3% la - lazy fler here

if i can't even afford them 0.3%, then i should not even have mutual funds and ETFs lor - yearly mgt fees for mutual funds in MY & SG usually >=1.5%,
even some US ETFs hits 1%pa+ fees (mostly 0.5%pa)

mind share what do u buy with that giving a 13% dividend ?

Those come with default risk.. and it is not a reit, its a trust.  It is A LOT more riskier..

These are mortgage trust, they hold loans from 1000's and millions of house mortgage by individuals and collect interest/principal. If there are defaults, and also loan not being repaid monthly, will result in less income, less income means less dividend, lower dividend means lower price. That is why you see negative divvy growth but constant dividend.

These are more or less a REIT/trust form of CDS (Collaterised debt securities) which triggered the 2008 financial meltdown.

Be very very careful when you decide to play these mortgage trust and be sure the eye the default level. Some have much higher risk depending on their mortgage portfolio.

My average price for SUNTEC is 1.63.. does it sense to sell it and change to FCT?
suntec yield 5% vs FC 8%...?

cannot make decision....

wah.. u so fast. I still researching to sell or not. Coz Suntec constitute 10% of my portfolio.. whic i feel is overweight.
I collected since 2013 till now.

SUNTEC - 2 property in Australia but Singapore prop.. will slow down.

SUNTEC office 68% retail 26% convention 6%

Suntec REIT’s portfolio comprises prime commercial properties in Suntec City, a 60.8% interest in Suntec Singapore, a one-third interest in One Raffles Quay, a one-third interest in Marina Bay Financial Centre Towers 1 and 2 and the Marina Bay Link Mall (the “MBFC Properties”) and 30.0% interest in Park Mall, all located within Singapore’s growth precincts, namely Marina Bay, the Civic and Cultural District, as well as within the Central Business District. Suntec REIT also holds a 100% interest in 177 Pacific Highway, a landmark office development in North Sydney. On 4 November 2016, Suntec REIT completed the acquisition of an initial 25.0% interest in Southgate Complex, an integrated waterfront development which is located along the Yarra River in Melbourne, Australia.

Thanks. Sad to hear that. I don't need their esaver but it's compulsory to open esaver if want their brokerage account.

1. People are smarter nowadays. Why should a 0.25% increase bother people when most REITS have fixed interest rate at ~80+%
2. People dump REITS because they expect US to rise interest drastically.
3. There's no financial crisis which involves bank.
4. Even if it's 50%, Feds are known to cry wolf. If say expectation is at 75% then maybe you will see something.

Guys what's your opinion about this.

http://investmentmoats.com/stock-market-co...stment+Moats%29

Once ECRL is operational, SG ship industry will be affected. We saw how oil affects the shipping industry which in turn affects the banks.

Not to mention the roads which China cut through asia to Pakistan.

What do you guys think will happen to SG economy?

This will definitely affect malaysia too. Time to focus on Thailand?

, I thought thai will greatly benefit from this.

You are a classic case of "information overload". Think too far ahead of your situation. Worrying too much about macro environment instead of micro managing your own financial

Happens to many people with above average IQ and reading too much into every information they get. And spooking themselves and become jittery on every news whether relevant or otherwise

Bro, look at the food in front of you and get your stomach filled first. Those delicacy on the other side of the table will wait for you when you are ready

I think one  need to look at all things from all angles to be prepare and never let small things slip through.

Small things may/can cause you opportunities.

ECRL might not be a big impact. But with china cutting roads throughout asia and and planning to cut through thailand (bypassing straits of malacca completely) definitely something have to give.

Yes, they might be smoke and noise, but it helps to plan the next move should such actions cost SG a chunk of their economy.

This is beyond what MAS can control. They can't force china not to cut through thailand or asia.

Anyway, we will see what happen in five-ten years time to see impact towards Singapore economy.

https://www.zhihu.com/question/52745290  (If you can read chinese...will try to summarise tonight)

China seems to try to be less dependent on Melacca Strait.  And for Kra canal, personally think quite impossible as this will change Thai geography permanently, not many politician will take that risk.

Attached is the Tuas Megayard plan.

P.S. Hearsay Maersk move to PTP because PTP gave them 30% of shares, and few months after the move they switch some part back to SG again... due to missing cargoes and some carges suka suka kena tax(again, hearsay)

And they're trying to depend less.

https://en.wikipedia.org/wiki/Kazakhstan%E2...na_oil_pipeline