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 Merchant Category Code (MCC) CashBack list, Earn money from Bank

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KeSToN
post Mar 12 2019, 02:30 PM

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GUARDIAN - PENANG PLAZA PULAU PINANG MY MCC code 5411 -> grocery
WATSON's - AEON BM / BKT MERTAJAM MY MCC code 5912 -> pharmacy
ClarenceT
post Mar 12 2019, 03:10 PM

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QUOTE(KeSToN @ Mar 12 2019, 02:30 PM)
Penang (verified from PBB card)
GUARDIAN - PENANG PLAZA PULAU PINANG MY MCC code 5411 -> grocery

*
Only if using HLB's card machine (new).
Not under groceries if using CIMB's machine.

KeSToN
post Mar 14 2019, 08:29 AM

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QUOTE(ClarenceT @ Mar 12 2019, 04:10 PM)
Only if using HLB's card machine (new).
Not under groceries if using CIMB's machine.
*
Waaa so specific one ah? If use Cimb machine then under which category?
ClarenceT
post Mar 14 2019, 08:37 AM

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QUOTE(KeSToN @ Mar 14 2019, 08:29 AM)
Waaa so specific one ah? If use Cimb machine then under which category?
*
Most likely under Pharmacy.
But the CIMB machines are being phased out at Guardian+Giant+ColdStorage outlets.
SUSDavid83
post Mar 14 2019, 08:59 AM

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QUOTE(ClarenceT @ Mar 14 2019, 08:37 AM)
Most likely under Pharmacy.
But the CIMB machines are being phased out at Guardian+Giant+ColdStorage outlets.
*
Wondering why?
CIMB charges them high?
ClarenceT
post Mar 14 2019, 09:28 AM

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QUOTE(David83 @ Mar 14 2019, 08:59 AM)
Wondering why?
CIMB charges them high?
*
HLB machines support UnionPay, Amex.
HLB machines can support e-wallets, including Alipay/Wechat (China).
I also found another HLB's machine for Cashout - I assume Giant will offer cash-out from Debit card soon (quite common in UK). Giant did offer a similar service a few years ago.
SUSDavid83
post Mar 14 2019, 09:30 AM

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QUOTE(ClarenceT @ Mar 14 2019, 09:28 AM)
HLB machines support UnionPay, Amex.
HLB machines can support e-wallets, including Alipay/Wechat (China).
I also found another HLB's machine for Cashout - I assume Giant will offer cash-out from Debit card soon (quite common in UK). Giant did offer a similar service a few years ago.
*
But the dinosaur CIMB GHL terminal also supports AMEX; not sure about UnionPay.
For e-wallet, just need to add extension scanner like at Tesco.
xphr3ak
post Mar 17 2019, 09:12 PM

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MCC - 4814 ( Maybank2Cards AMEX)
hakkai0810
post Apr 11 2019, 09:04 PM

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FOODPANDA MALAYSIA - A KUALA LUMPUR MYS -MCC 5811 (Catering)
TIPSY FELLAS PETALING JAYAMYS -MCC 5813

This post has been edited by hakkai0810: Apr 11 2019, 09:07 PM
SUSDezs
post Apr 19 2019, 12:34 PM

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Where do you guys get to see ur MCC Code? I korek korek everywhere also cannot find on my statement lel... Trying to figure out Agoda's MCC - I know its online dy, but need to figure out the base if they are hotel or travel agent ke
cybpsych
post Apr 19 2019, 12:43 PM

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QUOTE(Dezs @ Apr 19 2019, 12:34 PM)
Where do you guys get to see ur MCC Code? I korek korek everywhere also cannot find on my statement lel... Trying to figure out Agoda's MCC - I know its online dy, but need to figure out the base if they are hotel or travel agent ke
*
call cs to find out once it has been charged.
kaiserreich
post Apr 26 2019, 03:21 PM

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Just realized one way to know the MCC code almost instantly.
If you have the merchanttrade money ewallet (prepaid visa), any transaction is shown instantly due to it being a debit card. The reference number is the MCC code.

In this example, I loaded money into wechat, which has MCC of 6540
I have tried a few such as booking hotels and the MCC code also correspond to MCC belonging to hotels.

user posted image

This post has been edited by kaiserreich: Apr 26 2019, 03:21 PM
Alec.Yong
post Apr 26 2019, 04:02 PM

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Sogo KL Supermarket. MCC = 5411 (Groceries)

Even the cc slip stated "Sogo Dept Store", but it's under "Groceries". I think Sogo is using the standardise name..

This post has been edited by Alec.Yong: Apr 26 2019, 04:02 PM
GigaX88
post May 1 2019, 12:48 PM

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QUOTE(cybpsych @ Apr 19 2019, 12:43 PM)
call cs to find out once it has been charged.
*
Standard Chart CS told me they can't check the MCC code once transaction it is posted. Wt... and really speechless...
kart
post May 1 2019, 03:20 PM

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MCC 5812 - Eating Places & Restaurants:

Hometown Hainan Coffee - Sunway Velocity Mall

- Shown as 'HOMETOWN HAINAN COFFEE-SVKUALA LUMPUR MY', in credit card statement.

- Maybank Credit Card Terminal.

- Paid using Maybank 2 Card American Express Credit Card.
bpay14
post May 2 2019, 06:37 PM

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really have no idea how this works..

for example, speedmart99 at A may not be the same MCC with speedmart99 B?
cybpsych
post May 2 2019, 07:21 PM

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QUOTE(bpay14 @ May 2 2019, 06:37 PM)
really have no idea how this works..

for example, speedmart99 at A may not be the same MCC with speedmart99 B?
*
speedmart99, should be same. their nature of business is always groceries.

others depends, like Aeon. it has mixture of departmental and groceries. some might have mixture of dining (al fresco) and groceries.
ClarenceT
post May 3 2019, 07:45 AM

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QUOTE(bpay14 @ May 2 2019, 06:37 PM)
really have no idea how this works..

for example, speedmart99 at A may not be the same MCC with speedmart99 B?
*
Possible.
Watson's - Pharmacy or Departmental.
Guardian - Pharmacy or Groceries.

gametest89
post May 4 2019, 10:00 PM

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MCC - 4900 E-pay Online
vk_6qu
post May 4 2019, 10:20 PM

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QUOTE(kaiserreich @ Apr 26 2019, 03:21 PM)
Just realized one way to know the MCC code almost instantly.
If you have the merchanttrade money ewallet (prepaid visa), any transaction is shown instantly due to it being a debit card. The reference number is the MCC code.

In this example, I loaded money into wechat, which has MCC of 6540
I have tried a few such as booking hotels and the MCC code also correspond to MCC belonging to hotels.

user posted image
*
What it mean by "merchanttrade money ewallet (prepaid visa)"?
Any App to recommend?

Thanks.


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