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Credit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts

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laymank
post Feb 18 2016, 01:05 PM

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QUOTE(alexwsk @ Feb 18 2016, 12:41 PM)
dun spread rumour, i dun wan the thread to grow 10 pages on this  mad.gif
wait till it's confirm, then this thread oso no longer required  laugh.gif
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agree with that 10 pages of spam messages.
But on the plus side, it may just help those who are about to apply to think twice.
laymank
post Feb 23 2016, 12:08 PM

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QUOTE(A273292 @ Feb 23 2016, 12:02 PM)
the credit limit will be shared with the Maybank 2 Card?
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Not if they are conventional vs Islamic cards.
laymank
post Feb 27 2016, 09:55 PM

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QUOTE(janson_kaniaz @ Feb 27 2016, 09:44 PM)
What is the daily limit for MB2U bill payment?
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You can set it yourself under M2U.
laymank
post Mar 2 2016, 10:57 AM

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QUOTE(eehtsitna @ Mar 2 2016, 10:54 AM)
I dont dine out that often. Heck I dont even think there is a lot of restaurant in my area which accept credit card as payment. I can live without the points. Points are just extra icing on the cake. Yeah i know its free for life but we still have to pay the government a bloody rm50 tax for the card. If im going to underutilize it, might as well terminate it altogether.
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There is NO more RM50 Government Tax on credit card since GST was implemented lah wei.
laymank
post Mar 2 2016, 12:32 PM

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QUOTE(fruitie @ Mar 2 2016, 12:27 PM)
No significant difference in term of benefits. I think they have the travel insurance which I have not used before.
However, I like the hotline which is shared between Signature and Plat cards. Fast and effective.
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I think the travel insurance also removed a few months ago liao.
laymank
post Mar 2 2016, 12:41 PM

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QUOTE(jian5481 @ Mar 2 2016, 12:38 PM)
It was, then reinstated. Good thing they include back the travel insurance. Otherwise, there will be no difference between Gold and Platinum apart from the hotline and card design.
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How much is the coverage?
laymank
post Mar 2 2016, 01:26 PM

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QUOTE(jian5481 @ Mar 2 2016, 01:10 PM)
Up to one million. For the others such as flight delay or luggage, it's between RM800 to RM2500 per person

This is the CI they posted on Maybank2U: http://www.maybank2u.com.my/WebBank/M2CPlat-TravelCI.pdf
Don't think you can use AmEx directly on Lazada. Not sure about the PayPal option though. I'll usually look for items eligible for MasterCard discounts (12% on mobile app) and pay with MasterCard. Of course, you have to make sure that after the discount, it's cheaper than standard price. Lazada have many overpriced items from different sellers
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If your amex is registered in Paypal and Lazada accepts Paypal payment, then it will work.
laymank
post Mar 3 2016, 08:56 AM

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QUOTE(fruitie @ Mar 3 2016, 08:32 AM)
Three choices to overpay:
I) CDM to own credit card account
II) Use other people's Maybank account to pay to your credit card
III) IBG from other bank's account to pay to your credit card
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or easiest way is to request for temporary CL increase from the bank by giving them a call.
laymank
post Mar 3 2016, 04:19 PM

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QUOTE(besiegetank @ Mar 3 2016, 04:08 PM)
Thanks for the advice! I'm just wondering on what basis Maybank don't allow us to pay our own credit card? Save us the hassle of transferring money anyway
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Is your payment a single payment that straight away exceeds your credit limit?
If otherwise, you can really consider pay the outstanding through M2U as and when it appears in your outstanding balance. Then use it for the rest of the payments, provided you have easy access to internet and available cash, that is.

I know that requesting temporary credit limit increase would require you for strong justification, but there is no harm trying.
laymank
post Mar 4 2016, 07:56 AM

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QUOTE(besiegetank @ Mar 3 2016, 11:01 PM)
ah I just tried other people M2u to pay my cc. So it is still possible to free up my credit limit by paying part of the outstanding balance?

Example:
credit limit 5k, swipe 3k, left 2k limit
now wanna purchase another thing which cost 4k, so can pay outstanding balance 2k through M2u to be able to swipe for 4k?
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YES!
laymank
post Mar 7 2016, 01:57 PM

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QUOTE(Win Win Inspiration @ Mar 7 2016, 01:53 PM)
Heard from friends saying that if we were to hold Credit Cards but not swiping/using the cards at all (i.e. Zero Transaction), there will be annual fee imposed, even though for the case of Lifetime Fee Waiver credit cards.

Is that true?
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Don't think so.
If it is zero fee, how to charge AF and what amount?

Unless this is waiver with conditions, then maybe.

Having said that, if you have a credit card that you do not need for past 12 months, there is no reason keeping it, too.

This post has been edited by laymank: Mar 7 2016, 01:57 PM
laymank
post Mar 10 2016, 01:22 PM

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QUOTE(kerollowyat @ Mar 10 2016, 12:41 PM)
I was informed by Maybank staff that the 5xTP will no longer available. All cards will get 1xTP only.
Starting 15th April 2016.
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Then it's a straight good bye to maybank cards!

By the way, can a new version thread be initiated?
laymank
post Mar 11 2016, 08:13 AM

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QUOTE(red_scorpion @ Mar 11 2016, 02:44 AM)
no, i have some frens are working in MBB, they said they still got bonus.=X
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it varies by department.

common in big organization.
laymank
post Mar 11 2016, 12:12 PM

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QUOTE(rifbook @ Mar 11 2016, 12:02 PM)
skrg creditcard ada yuran bulanan atau tahunan tak?
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tuk kad ni takde
laymank
post Mar 13 2016, 02:01 PM

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QUOTE(fruitie @ Mar 13 2016, 01:09 AM)
So sad yet so true.
All menjadi kenyataan... cry.gif
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most if not all businesses are earning less or operating at a loss, can't blame the banks for reducing the benefits

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