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Credit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts

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laymank
post Dec 15 2015, 07:43 PM

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QUOTE(Human Nature @ Dec 15 2015, 07:42 PM)
i am waiting for it too. Terms state 16 weeks after 31 Aug, so by 1st Jan
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so freaking lonnnnnnnnnnnnng!
laymank
post Dec 23 2015, 12:01 PM

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QUOTE(alexanderclz @ Dec 23 2015, 11:56 AM)
better apply maybank ikhwan for 5% rebate on fridays and saturdays
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I agree.

Cashback speaks louder than treat points, anytime!
laymank
post Dec 23 2015, 12:52 PM

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QUOTE(barjoyai @ Dec 23 2015, 12:25 PM)
Yeah, this card also came into my mind but I'm also looking for the card which offer the highest treat points gain.
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just my 2 sen ah:

the current market seems to see the trend of devaluation of treat points. Whatever you susah payah accumulated today, eyeing for certain valued gift, may in time depreciates when the time comes.

Within 2 short year, we saw TP for RM50 depreciates from 10K, to 12.5K and now 20K.

Therefore, my recommendation to you is to take the cashback that comes into your pocket every month.

end of 2 sen.
laymank
post Dec 23 2015, 02:29 PM

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QUOTE(th3game @ Dec 23 2015, 02:26 PM)
Hi all,

Just want to ask question

My MBB 2 cards have been approved on 06 December 2015 and the dates showing in my Maybank2u acc as

Payment due date: 26 December 2015
Statement date: 06 December 2015

And as for today's date (23 December 2015) I have spent almost RM3.7k using both both cards, so my question is my payment due date for all these transactions will be on 26 January 2016 right?

blush.gif
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You need to comply with the,

Payment amount due - this is the amount you have to pay
Payment due date - before this date
laymank
post Jan 12 2016, 02:53 PM

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QUOTE(Refuzed @ Jan 12 2016, 02:52 PM)
How often could I request for credit limit increase? Say If I requested an increase like 5 months ago (and it was approved), can I request to increase again (since I got my new salary increment)?

Thanks.
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Don't see why not.
laymank
post Jan 22 2016, 03:16 PM

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QUOTE(maskedchan @ Jan 22 2016, 02:33 PM)
i am wondering you start to read the statement lately?
because it shown that way since long time ago..
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and the repeated answer will be:

1X is at the base point
4X is additional 4 points

add up to 5X points. smile.gif
laymank
post Jan 28 2016, 01:28 PM

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QUOTE(12e1121 @ Jan 28 2016, 01:26 PM)
Hi there, wanna ask about Credit Card (maybank2card).

I just get approved yesterday and they say will post to my house. Not sure  when can i get the cards?
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should be within one work week.
laymank
post Feb 1 2016, 08:25 AM

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QUOTE(cappuccino vs latte @ Feb 1 2016, 02:04 AM)
same for me but different place, in KL.
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I have always thought Starbucks are not categorized under dining....
laymank
post Feb 1 2016, 12:38 PM

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QUOTE(spikyxD @ Feb 1 2016, 12:13 PM)
Anyway to terminate credit card but binding with 1 installment plan ? Early settlement ?
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Call CS to find out the clause
laymank
post Feb 2 2016, 08:21 AM

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2 Million Cashback is Back!

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions



Attached thumbnail(s)
Attached Image
laymank
post Feb 4 2016, 10:21 AM

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QUOTE(cHaRsIeWpAu^^ @ Feb 4 2016, 09:41 AM)
1.25% is kinda decent if you ask me.

lets say you buy an iphone 4k with amex
rm4k x 5xtp = 20000tp
20000/400 = rm50 cashback.
rm50/rm4000 = 1.25% cashback
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sign0006.gif Using the same example, if I use MACH card to buy an iPhone 4k,
2% is entitled for RM80.00

Better.
laymank
post Feb 4 2016, 10:40 AM

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QUOTE(rapple @ Feb 4 2016, 10:29 AM)
Amex card in Ipoh is pretty useless especially for dining. Unless you love Starbucks / Coffeebean.

If i were to use the same example Watami card is even better:-

3% x RM4k iphone = RM120
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I always thought Starbucks/CB are under Cafe, not dining...

Yea, Watami rules! rclxm9.gif
laymank
post Feb 4 2016, 04:09 PM

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QUOTE(13aby @ Feb 4 2016, 03:33 PM)
i terbalik with u , i use amex for petrol haha for the x5 TP
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5X TP is only worth 1.25% cashback.
Don't want to consider other cards that offers petrol cashback at 5%?
laymank
post Feb 11 2016, 03:57 PM

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QUOTE(Human Nature @ Feb 11 2016, 03:13 PM)
I have added a non-maybank CC at M2U and the status is already active. I want to make a bill payment to my fav payee ™ but when I select the non-maybank CC from the drop down menu, it says no payee.
For non-maybank CC, cannot use fav payee and have to choose 'óne time payment'?
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Are you fav payees under the list http://www.maybank2u.com.my/mbb_info/m2u/p...cntKey=ACC06.07 where "Other bank's
credit card" is a 'tick'?
laymank
post Feb 15 2016, 02:38 PM

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QUOTE(afhamhilman @ Feb 15 2016, 02:29 PM)
i saw my name in the winner list but nothing in my online transaction.  sweat.gif

is it still possible for them to credit the money into my old card?

because i have just upgraded my card a month ago. and a week after that i still received my cashback on my old card.

now i can no longer see whether my old card has any balance since they already removed from my all cards section.
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Old card of a different card number?
if so, you probably won't get it liao. Cause any contest will require the card to be in active status at the time of payout.
laymank
post Feb 17 2016, 09:22 AM

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QUOTE(blstz @ Feb 17 2016, 09:04 AM)
hello, im planning to pay for my wedding dinner with my maybank amex card to get 5x points. i called CS to asked whether it is possible to pay over my credit limit. he said if i pump the card with cash then i can swipe the cash amount + my original limit.

eg. credit limit RM20k
Pump in cash RM10k
Can swipe max RM30k

can anyone confirm whether this is possible or anyone done it before successfully? i feel like i read somewhere before that Amex dont allow "over-paying"? pls correct me if i am wrong.

last thing i want is to end up having all my cash "stuck" in my credit card because i cant swipe over my credit limit.

thanks! smile.gif
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If you are really worry that over payment would not work, you can request for 1 off temporary credit limit increase that will allow you to get through the wedding.
laymank
post Feb 17 2016, 09:44 AM

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QUOTE(blstz @ Feb 17 2016, 09:26 AM)
thanks blush.gif i was manually reading page by page backwards but it was taking awhile. 
ya, but it seems that my total bill will be almost 3 times my credit limit. i doubt maybank will approve that high of a credit limit increase for me.  hmm.gif
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Easiest solution:

Get another card from another bank. Sure will work!
laymank
post Feb 17 2016, 10:05 AM

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QUOTE(blstz @ Feb 17 2016, 09:53 AM)
thanks for all the inputs.

i dont have that much cash to put in FD. haha. applying for another card wont work because my main objective is to get maximum treatpoints from maybank.  biggrin.gif
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even if applying for a new card gives you RM300 free cash? Still cannot beat MBB's treatpoints?
laymank
post Feb 17 2016, 02:23 PM

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QUOTE(13aby @ Feb 17 2016, 02:15 PM)
I am holding Gold 2 cards now , is it possible to upgrade to platinum in future if income not even 60k/annum?
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No additional benefit pun, no point upgrade lah.
laymank
post Feb 17 2016, 02:54 PM

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QUOTE(AzaelTheKid @ Feb 17 2016, 02:49 PM)
is there a link or place to check the currency on how much is the conversion for payments that used usd and converted to rm?

do we look under Foreign Exchange Counter Rates?
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maybe this would help?

https://forum.lowyat.net/topic/1845691

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