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Investment SETIA ECOHILL (VERSION 15) [Owner's Thread], An Inspiring Eco Township in Semenyih
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samkps
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 Oct 27 2015, 10:53 PM
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QUOTE(jason18689 @ Oct 27 2015, 10:30 PM) CIMB is way above the upper border, why la?  Btw, no love for MBB?  Yes, second to this! I remember one of my vendors went there and went back home empty handed as he was late 30 minutes into the queue. At that time, it was really a good buy, merely above 400k, though i saw propwall mentioned starting from 380k. Don't take flexi loan from CIMB anymore... CIMB shall charge a flexi charge of RM40 monthly if your average facility usage is less than 70% per month, starting from 1 Dec 2015. http://www.cimbbank.com.my/en/personal/pro.../homeflexi.htmlFor example, loan 100k, you put 31k inside the flexi account, at the end of month, they will charge you RM 40 because average utilization per month is less than 70% (means bank loans you 100k, but you only use 69k instead).. If including the monthly RM 10 and GST, monthly charge is a whopping RM 53 per month..  This post has been edited by samkps: Oct 27 2015, 11:00 PM |
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vincentSEH83
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Oct 27 2015, 11:27 PM
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QUOTE(samkps @ Oct 27 2015, 10:53 PM) Don't take flexi loan from CIMB anymore... CIMB shall charge a flexi charge of RM40 monthly if your average facility usage is less than 70% per month, starting from 1 Dec 2015. http://www.cimbbank.com.my/en/personal/pro.../homeflexi.htmlFor example, loan 100k, you put 31k inside the flexi account, at the end of month, they will charge you RM 40 because average utilization per month is less than 70% (means bank loans you 100k, but you only use 69k instead).. If including the monthly RM 10 and GST, monthly charge is a whopping RM 53 per month.. Wao..this is worse than those semi-flexi loan which charged RM50 per withdraw...as long as I did not withdraw then i wont kena charged lo.. |
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robert82
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Oct 27 2015, 11:32 PM
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Which is why bank is licensed ahlong.
The amoung of interest you paid and the extra fees here and there is just ridiculous
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KL_ppl
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Oct 27 2015, 11:34 PM
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Getting Started
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QUOTE(samkps @ Oct 27 2015, 10:53 PM) Don't take flexi loan from CIMB anymore... CIMB shall charge a flexi charge of RM40 monthly if your average facility usage is less than 70% per month, starting from 1 Dec 2015. http://www.cimbbank.com.my/en/personal/pro.../homeflexi.htmlFor example, loan 100k, you put 31k inside the flexi account, at the end of month, they will charge you RM 40 because average utilization per month is less than 70% (means bank loans you 100k, but you only use 69k instead).. If including the monthly RM 10 and GST, monthly charge is a whopping RM 53 per month.. CIMB is terrible. I thought ppl sign up flexi loan is to save interest. Now they charge additional fee. Not fair to ppl that already sign up their loan. |
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forum4u
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Oct 27 2015, 11:37 PM
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Getting Started
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QUOTE(KL_ppl @ Oct 27 2015, 11:34 PM) CIMB is terrible. I thought ppl sign up flexi loan is to save interest. Now they charge additional fee. Not fair to ppl that already sign up their loan. Soon other bank will follow |
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gtfan
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Oct 27 2015, 11:37 PM
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Yeah. I have one flexi loan with cimb. I just receive the letter that they will charge if my utilisation is below 70%.
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KL_ppl
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Oct 27 2015, 11:43 PM
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Getting Started
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QUOTE(gtfan @ Oct 27 2015, 11:37 PM) Yeah. I have one flexi loan with cimb. I just receive the letter that they will charge if my utilisation is below 70%. Need to complain to BNM. How can they simply change T&C. |
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jason18689
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Oct 28 2015, 08:33 AM
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QUOTE(samkps @ Oct 27 2015, 10:53 PM) Don't take flexi loan from CIMB anymore... CIMB shall charge a flexi charge of RM40 monthly if your average facility usage is less than 70% per month, starting from 1 Dec 2015. http://www.cimbbank.com.my/en/personal/pro.../homeflexi.htmlFor example, loan 100k, you put 31k inside the flexi account, at the end of month, they will charge you RM 40 because average utilization per month is less than 70% (means bank loans you 100k, but you only use 69k instead).. If including the monthly RM 10 and GST, monthly charge is a whopping RM 53 per month.. Wow, then my choices has just shrink-ed down into one, which is the TIGER bank! Thanks bro sam for sharing this important information. Usually, any time frame for loans to be approved? |
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MiracleLucky
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Oct 28 2015, 08:57 AM
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QUOTE(samkps @ Oct 27 2015, 10:53 PM) Don't take flexi loan from CIMB anymore... CIMB shall charge a flexi charge of RM40 monthly if your average facility usage is less than 70% per month, starting from 1 Dec 2015. http://www.cimbbank.com.my/en/personal/pro.../homeflexi.htmlFor example, loan 100k, you put 31k inside the flexi account, at the end of month, they will charge you RM 40 because average utilization per month is less than 70% (means bank loans you 100k, but you only use 69k instead).. If including the monthly RM 10 and GST, monthly charge is a whopping RM 53 per month.. Ya bro Sam. I also kena buta buta. CIMB promote that they have the best flexi loan in town. Simply to charge rm40 for existing customers is simply not fair. Should have charged to those newly signed up customers. Anyway, CIMB must have inserted a clause in the loan agreement for them to review the miscellaneous charges as and when necessary. Can write in to BNM, however chances of reversal is almost non-existent. |
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rickyro
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Oct 28 2015, 09:06 AM
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GG liao, just signed up with CIMB Flexi 2 months ago... Which means I can't pump money in to earn interest la
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darween13
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Oct 28 2015, 09:12 AM
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https://forum.lowyat.net/topic/3757700Dear All, Continue party here. TKJ, please close thread. This post has been edited by darween13: Oct 28 2015, 09:14 AM
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