They declare distribution.

I think wat he meant is FD instead of fund...in any case, these topics have long been discussed earlier.

Which funds you are looking at?
Can PM me, then i can help u to look for it....anyway, it is available in the Quaterly Fund Report available at PM, n oso fr ur agent

Not really...The charges are fixed rate...so whether ur funds go up or down, the charges remains the same.
They can't raise it up simply because the fund is going up, else, a lot of people will be holding their axes & picketing in front of fund manager's offices

MGQP are deducted for:
1) Repurchase
2) Switching out (into MMF, bond, i.e non-equity & balance fund)
3) Transfer out

So as long as u did not do the above, u still keep your MGQP
Investment into low-load funds, distribution reinvestment & unit splits are not entitle for MGQP

MGQP can be credited for:
1) investment
2) switching in
3) transfer in
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This post has been edited by kingkong81: Jan 10 2008, 11:06 PM

100% is possible...but need a lot of time...we are talking about 3yrs maybe 5yrs or longer to get 100%. How fast it reach 100% or more, also depends on market condition. Just like wat Cherroy mentioned

1000% ...if got, tell me which fund, i'll put all my $ in

That is why I said needs a lot of time and depending on favourable market condition.

Public Mutual Fund cannot be purchased through online.

It can only be done through agent or directly at Public Bank.

Yes, you can only use PBe for existing account

"A. Investment (open)"

This is for additional top-up to existing fund account that have not been registered into your favourite PBe Investment section. So, everytime u use this, u have to key-in the account no, ic no, fund type..etc

"B. Investment (registered)"
Once you registered your fund account into your favourite list, the next time u just need to choose from the list of your "favourite" funds. No need to type everything again.


You can purchased PM fund at Public Bank, i submit my investment there for my clients there.
PM is only for u to do switching, repurchase, or others, except buying funds (by cash), can do EPF submission.

KLIFF Award Celebration Promotion

In conjunction with the celebration of Public Mutual Berhad being awarded the Most Outstanding Islamic Fund Manager at KLIFF (KL Islamic Finance Forum) Islamic Finance Forum 2007, a special KLIFF Award Celebration Promotion will be launched from 29th January until 29th February 2008.

This promotional campaign is to thank all our esteemed investors and as appreciation for their continued support and trust in enabling us to uphold our outstanding success in the industry.

Investors will enjoy a special promotional service charge rate of 5% of NAV for cash investments made during the period of 29 January 2008 till 29 February 2008 into the fbllowing Public Series of Shariah-based equity and balanced funds:-

1) Public Ittikal Fund (PITTIKAL)
2) Public China Ittikal Fund (PCIF)
3) Public Asia Ittikal Fund (PAIF)
4) Public Islamic Equity Fund (PIEF)
5) Public Islamic Opportunities Fund (PIOF)
6) Public Islamic Asia Dividend Fund (PIADF)
7) Public Islamic Asia Balanced Fund (PIABF)

Actually the award celebration is kind of a bit late...coz PM was awarded the award in November 2007.

But I would say they choose kind of a good time to launch this campaign...taking the KLIFF award as excuse for the promo


All in all...good for all investors

This post has been edited by kingkong81: Jan 28 2008, 11:25 PM

This question has been ask over n over again...i oso answered twice by doing some comparison. (add) Jordy oso have been answering for few times ady

But the basic simple things...if there is someone helping you doing all the run around to do your investment transaction, you save urself time & money (petrol, parking, saman)...wouldn't that be great?

if there is someone, who can update you on the market progress & give their advises & opinion, wouldn't that be great as well?

All that is what u might get from the service charge u pay, & if u wish not to have those things, you still pay the same service charge...

This post has been edited by kingkong81: Jan 31 2008, 10:20 PM

All the agents will always have the priviledges to get the news fr PM earlier. In this matter, it was available in the PM website for Agent Domain...if ur agent did not check the website, he/she might not be informed on this earlier, else, ur agent upline oso not informing him lor...

The market in 1st quarter will still be in volatile mood...good time to buy?
It might be good time to go in to take advantage of the lower unit price. But my advise is not to put in all your money at once...try to add in bit by bit, by practising dollar-cost averaging, coz the market is still volatile. But, do look at longer term...and the old principle...buy low sell high

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Added on January 31, 2008, 10:18 pmThanks...i take that as a compliment

This post has been edited by kingkong81: Jan 31 2008, 10:18 PM

Your account no. will still be active for 2 years before it will be totally closed. So, if you wish to switch or purchase the same fund again, you can use back the same account no.

It does looks like a good retirement plan...like Jordy said...do double check on the interest rate. Is it fixed? Or is there any possibilities that the interest rate fluctuate/changes?

Besides, can check on whether if u wan to take out the $$ earlier, wat is the charges/penalties & wat happened if u miss out the payment for a month or so

Public Islamic Equity Fund (PIEF) Eligible for EPF Investment


Good News!

We are pleased to inform that Public Islamic Equity Fund (PIEF) will be accepting EPF investment with effect from 18 February 2008.

PIEF is an Islamic equity fund that seeks to achieve capital growth with diverse selection of growth stocks that complies with Shariah Principles. It is suitable for investors with aggressive risk-rewards temperament.

Can enlighten we all about the "news published by BNM" that u mentioned?

Every agent have their own opinion & perception towards investment, so it is important for investor to judge it on their own...which they think is good for them.

Bond fund generally in average can give about 5% p.a.

In balanced fund, there is still a 50-60% being exposed to equity market...so the risk is still there. When market tumbles, Balanced fund will have significant drop as well, but maybe less than Equity fund.

Generally in the 1st 6months - 1 year time is for you to recoup back your service charge. If market is good, the duration for breakeven is shorter.

For your case, if your are very confirmed to redeem your investment in 1.5 years...Bond Fund seems to be more suitable. But it will be better to save most of ur money in FD and consider taking a bit out to invest in bond fund.
You can also opt to put small amount in Balanced Fund, a portion into bond fund & another portion in FD.

So, here, you are taking a risk that the Bond/Balanced Fund performance will give you better return in 1.5 years compared to money u put in FD...but if you segregate it between UT & FD, it is less risky lor.

The fund will give distribution (i.e. dividend) at the end of financial years. How much will depends on the fund performance at that financial year.

Depends on type of fund, certain funds, especially moderate risk fund (eg. PDSF, PFEDF) & Bond Fund they already promised to give dividend annually based on their best effort. So, every year you will receive dividend, how much depends on fund performance.

Other funds like those High risk fund (PCSF, PSEASF), dividend payment will be on INCIDENTAL basis. Which means, if the fund performance is not too good for that year, the fund manager can opt not to give dividend payout to the investors. If the fund make money, then the fund manager might give dividend

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Added on February 20, 2008, 4:52 pmDividend payout will be during financial year end...if the fund financial year end is 31st May, then it will be given during that time.

This post has been edited by kingkong81: Feb 20 2008, 04:52 PM