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 Fund Investment Corner, Please share anything about Fund.

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Jordy
post Feb 1 2008, 12:24 AM

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QUOTE(netcrawler @ Feb 1 2008, 12:03 AM)
I have a question to all agents here, If I sell or empty all my units in particular fund (for example Public Index), does my account be closed immediately or the account no. still valid if i intend to buy the fund in future. For your info, i top up the fund using PBEBANK and coz i'm a staff of PBB, i bought at NAV thru branch most of the time smile.gif
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It will be closed when you make a full redemption.
Your account will only be maintained if you have a minimum of 1,000 units.
Jordy
post Feb 1 2008, 10:38 AM

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QUOTE(David83 @ Feb 1 2008, 07:02 AM)
It won't be closed immediately. My PITTIKIAL is a good example. I made full switching two years ago. That day I called the CS if I could still top up to it since it reopened, she said can.
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Well, that won't be my case smile.gif
My accounts are closed after I made full out.
Maybe I should check with them on this wink.gif
Jordy
post Feb 6 2008, 10:43 PM

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QUOTE(chinkw1 @ Feb 1 2008, 03:40 PM)
Let say a person is 45year old and in his A/c 1 epf got RM100K. How much max can he withdraw from his a/c 1 to invest in unit trust?
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He can invest up to a total of RM7200. Use the formula (Current balance - Minimum balance) * 20%
Jordy
post Feb 8 2008, 10:42 PM

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QUOTE(houlierr @ Feb 8 2008, 03:15 PM)
Guys, I just started investing in an endownment fund with Great Easten. I pay RM335 per month till I'm 55 (26 now) and then they pay me the whole lump sum. Interest is at 7%. Is this a good deal?
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If the interest is guaranteed, then it's ok for retirement fund.
Jordy
post Feb 11 2008, 12:47 AM

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QUOTE(athlon 11 @ Feb 10 2008, 09:43 PM)
it is depend,are you buying a good fund?do you think that fund still have 'future'?

if both answer are no,then you dont buy that fund,search other.nowaday,the amount of bad fund are not less than good fund.
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I do my own analysis before investing.
Practically, if you invest in the right funds, you will see money in the end.
Buying fund is just like marriage, you need to think ahead, not just listen to anyone smile.gif

QUOTE(clausman @ Feb 10 2008, 10:35 PM)
anyone heard of inter-alliance company? (i think they are some kind of broker for fund management)... anyone? are they good?
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I have not heard of such company.
It could be a new company?
Have you done a search on google?
If it's an established company, it would at least have a website.
Alternatively, you could go to www.fmutm.com.my to search for approved unit trust managers.
They have a list of all the fund managers on the website smile.gif
Jordy
post Feb 11 2008, 01:09 PM

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QUOTE(clausman @ Feb 11 2008, 09:38 AM)
they have a website alright...
http://www.inter-alliance-int.com/about/in...ional/asia.html

they are not fund manager... they are consultant which has access to oversea funds...
i think they are under LOFSA regulation...

recently they promote alot of their products (oversea funds - which apparently is tax free according to them) in kl via their marketers... minimum investment is RM1,000 i think (they invest in pounds coz hq in Europe)

not sure abt their credibility though... that's why i'm askin...
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Huh? Not fund managers? I think you got tricked by the twisting of their words wink.gif
Problem with the website is that it does not provide a lot of information on their funds.
The transparency is very bad, should be cautious in my opinion.
We would not want to see the re-emergence of Swisscash.
Jordy
post Feb 20 2008, 03:10 AM

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QUOTE(naix @ Feb 19 2008, 11:04 PM)
hi im new here
how if i got 60k wan to invest in unit trust
but i planning to invest only for bout 1 and half year
do anyone have recommend fund?
i know its long term investment but how if i wan invest in 1.5year?
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That is really a high risk though, but you could try.
I wouldn't recommend anyone to invest if they can't part the money for at least 5 years.

QUOTE(MX510 @ Feb 20 2008, 01:25 AM)
6.5% personally i recommended PCIF :-) time to buy now and make profit of it
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What is the 6.5%?
Where did you get this number from? wink.gif
Jordy
post Feb 20 2008, 06:49 PM

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QUOTE(howszat @ Feb 20 2008, 05:00 PM)
It would be good if PM (like other Fund websites) publish all current and historical distributions for all funds in a single webpage, rather than announcing it piece-meal in Press Releases.

Maybe I should place feedback via the website, unless someone is going to tell me it's already in a webpage somewhere that I haven;t found yet.  smile.gif
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We do have the 10-years distributions history in the fund review.
You should get the latest copy from you servicing agents.

QUOTE(chuken123 @ Feb 20 2008, 05:25 PM)
any comment about PB series fund ? currently invest in PBIAEF and PBCPEF . interest in PFECTF ...anyone know about it ? thanks
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I can't comment much on PB series, because I do not analyse them.
There was a thread on PFECTF some time ago.
It's investing in consumer sector in Far East countries, so it will be very cyclical in nature.
The earnings will be based on consumer spendings mainly.
Jordy
post Feb 20 2008, 10:00 PM

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QUOTE(SKY 1809 @ Feb 20 2008, 08:15 PM)
I  have doubt over  the above statement about Consumer Theme Fund.
A large of the funds are to be invested into food and beverage like milk , milo, tobacco, footware, teleco services, entertainment co, hand phones manufacturing etc and household  products needed in daily life .

Please explain what you do mean by " will be very cyclical in nature " ? What are you referring to ?

Do you mind to share ?

Thank you in advance.

P/S : Google search :-

The non-cyclical securities, also called defensive stocks, experience profit regardless of economic gyrations because they produce or distribute goods and services we always need: food, power, water and gas.

The Concept
The difference between cyclical and non-cyclical industries is simply the difference between necessity and luxury. There are certain items we can't live without and won't likely cut back on even when times are tough. The stocks of companies producing these things are non-cyclical and are "defended" against the effects of economic downturn, providing great places to invest when the economic outlook is sour. For example, household non-durable goods - a fancy term for the things you use up quickly around the house - such as toothpaste, soap, shampoo and dish detergent may not seem like essentials, but you can't really sacrifice them. Most people don't feel they can wait until next year to lather up with soap in the shower.
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PFECTF is a high risk fund, so it would invest mainly in aggressive stocks.
The aggressive stocks are cyclical, as you can see from your search that non-cyclical stocks are more defensive.
So, it does not really complement the objective of the fund.
If PFECTF were to be a dividend fund, then we can expect it to have more weightage on non-cyclical stocks.
This is just my opinion from the potential stocks selection list by the fund manager smile.gif
Jordy
post Feb 20 2008, 10:11 PM

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QUOTE(SKY 1809 @ Feb 20 2008, 10:09 PM)
Are you saying " Aggressive = Cyclical "  ?
Moderate Risk = non cyclical ?
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Yes, I do mean that smile.gif
Even your google search result tells you that non-cyclical = defensive = moderate.
Jordy
post Feb 21 2008, 04:32 PM

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QUOTE(MX510 @ Feb 21 2008, 12:36 PM)
Divide lah ur fund if scared put in bond and equity smile.gif

Mutual gold status no transfer fees RM 25
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What are you talking about? Who are you referring to? wink.gif
At least quote the post you are answering.
People might get confused with such statement smile.gif
Jordy
post Feb 22 2008, 12:51 AM

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QUOTE(David83 @ Feb 21 2008, 11:07 PM)
No promotional service charge during inital period?
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The same promotional rates apply.
Service charge: 5%
DDI: 5.25%
Jordy
post Feb 23 2008, 11:43 AM

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QUOTE(MX510 @ Feb 23 2008, 11:29 AM)
Every investment good a risk there's no guaranteed returns :-) unless it's fix deposit or SKIM cepat kaya. Anyway i'm gonna be promoted to MFAS soon smile.gif
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Congrats. Just a piece of advice to you that when you become MFAS, you should improve a little more on your knowledge. This is just a friendly advice smile.gif
Jordy
post Feb 25 2008, 10:01 PM

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QUOTE(abgorgjujur @ Feb 25 2008, 09:01 PM)
Dear Investor another good news.Introducing new scheme guaranteed return and low risk minimum to invest RM 1000. Sms "Invest" to 0136678229 to find out more. T & C apply
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Please, if you would like to scam people, please take it somewhere else.
Unless you are talking about FD, nothing is guaranteed and low risk.
We're not stupid by the way wink.gif
Jordy
post Feb 28 2008, 10:09 PM

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QUOTE(HMMaster @ Feb 28 2008, 04:57 PM)
I have a friend that suggest me to get this one:
http://www.publicmutual.com.my/page.aspx?name=PIADF

But I'm totally noob in unit trust. Any comment???
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PIADF (short for Public Islamic Asia Dividend Fund) is as its name suggests, invests in Asian equity markets like Malaysia, Singapore, Thailand, Indonesia, Hong Kong, China and Taiwan, or other approved markets.
It is a moderate type fund that aims to give annual dividends by investing in defensive stocks that provide high dividend yield.
It was launched in April last year, and has touched a high of around 20% in October of the same year.
With the volatility in the global markets currently, it is hard for us to predict the coming performance of the fund.
It has to depend on the Asian equities to set the course for this fund.
Jordy
post Mar 5 2008, 10:19 PM

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QUOTE(guanteik @ Mar 5 2008, 09:23 PM)
i am expecting KLCI to drop till 900 points...
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You're a market analyser?
On what base are you saying that?
By the way, this is not a place for stock market discussion.
Jordy
post Mar 8 2008, 08:52 PM

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QUOTE(guanteik @ Mar 8 2008, 10:25 AM)
if you don't understand english, stay back. Funds pricing is influenced by shares market, so this is related.
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QUOTE(guanteik @ Mar 8 2008, 07:51 PM)
that's what i expect man, not what i said it will be. so don't be confused by the person who misinterpreted my previously posted msg... Just wait until this coming monday and see the KLCI market together smile.gif
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So you know English better than me huh? Well, congratulations!!
Before you proceed any further, please read my post and interpret what my meaning is smile.gif
We would like to see 'expert' opinion, not just some 'guess-the-index' game.
Since you are so confident, then give your comments and not just leaving a random number here.
All market analysers are also giving their assumptions. Would they say "Index WILL hit 900" straight to your face?
As I don't mind you flaming me, but please remember I am ONLY asking you to elaborate further for others to comment on. Baseless assumptions are as useless as spams smile.gif
Jordy
post Mar 9 2008, 02:07 AM

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QUOTE(guanteik @ Mar 8 2008, 10:17 PM)
Ah, I see a UTC. Thanks for your comment. I am not flaming you and I am not commenting about the index will drop to 900 points. If you don't see a point what I am typing, please go and read up. I am a no subject expert on this, so i said i EXPECT it to hit 900 points.
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There is no point in discussing over this anymore as this is not the main point.
We should continue our unit trust discussion here.
Anything to do with stock market should go into the appropriate forum smile.gif
Jordy
post Mar 9 2008, 11:33 PM

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QUOTE(navilink @ Mar 9 2008, 05:09 PM)
wah klci 'might' plunge down to 900? hmmm so should i buy now? good time to buy after the election?
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We won't know how would the GE affect this because this year's GE was extraordinary.
It is nothing we have experienced before, so we would wait and see rather than making wrong guesses.
About the market reaching 900 or not, it is solely the assumption of guanteik. To reach that level, something really bad must happen. If not, I do not see any worry for that smile.gif
You may start accumulating slowly now which is advisable. The more the market drops, the more you could accumulate which will be good for you in the long term.
Jordy
post Mar 10 2008, 09:59 AM

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QUOTE(MX510 @ Mar 10 2008, 06:17 AM)
We should buy now after election everything will rise up i got 2 clients dumping 50k this week smile.gif

Today The Star Advertisement

user posted image
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A contrarian I see. As of now the index has plunged 88 points, how could you say that equities will rise this week?
I think you need to back up your base and get the explanations for your clients.
The KLCI might correct for the whole week, so we can still wait.

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